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Detached house in Praia da Luz, Luz
Detached house in Praia da Luz, Luz — image 2Detached house in Praia da Luz, Luz — image 3Detached house in Praia da Luz, Luz — image 4Detached house in Praia da Luz, Luz — image 5
Grade B+villamid-range

Detached house in Praia da Luz, Luz

Lagos · Western Algarve ·

€595,000

Asking Price (EUR)

7.3%

True Net Yield (Owner, all-in)

5.1%

True Net Yield (Managed, all-in)

9.4%

True Gross Yield

61%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €63,164/yr
Average Daily Rate: €284
+25.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 19.6 years
5-yr Capital Value: €689,768
10-yr Capital Value: €799,630
Brixfox Score: 73.3 / 100
Comparable Properties: 40
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€674,715

+13.4% over asking

Asking price€595,000
IMT — Property transfer tax (investment schedule)€35,430
IS — Stamp duty (0.8%)€4,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,925
Total acquisition costs€50,365
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€674,715

Gross yield (asking price)

10.6%

True gross yield (all-in)

9.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 122 m²
Land: 130 m²
Style: contemporary
Condition: excellent
Year Built: 1987
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private plunge poolbalcony with sea viewmodern patterned accent wallopen-plan living area

Score Breakdown

ROI
18.3
Visual Appeal
14.2
Ownership Security
13
Location
10.2
Land & Space
3.5
Rental Demand
6.09
Payback Speed
4
STR Suitability
4

Description

Discover this beautiful 2 bedroom, 2 bathroom house, fully renovated and furnished, located in a central area of Praia da Luz, just a 5 minute walk from the beach and close to all amenities, restaurants and bars. Spread over two floors, this villa offers a perfect combination of comfort and style: Ground floor: Two

Location

📍 37.0903°N, 8.7262°W

· Lagos, Algarve, Portugal

Listed by Bravo Homes Algarve via Idealista.pt
2-bedroom freehold villa in Lagos — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Lagos — photo 2 of 5
2-bedroom freehold villa in Lagos — photo 3 of 5
2-bedroom freehold villa in Lagos — photo 4 of 5
2-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Praia da Luz, Luz

Lagos · Western Algarve · Ref BF-1391 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$646,739
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
122 m²
Land
130 m²
True net yield
5.1%
≈ $5,369/mo net after costs & tax
5-yr total return (net + appreciation)
12.1% / yr avg
Payback in ~20 yrs from rent
Brixfox Score 73 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1987
Energy: D
Condition: excellent

Description

Discover this beautiful 2 bedroom, 2 bathroom house, fully renovated and furnished, located in a central area of Praia da Luz, just a 5 minute walk from the beach and close to all amenities, restaurants and bars. Spread over two floors, this villa offers a perfect combination of comfort and style: Ground floor: Two

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$400/night
50% ($184)Brixfox estimate($400/night)200% ($735)
Occupancy
61%
10%Brixfox estimate(61%)100%

Short-Term Rental

Indicative
Yearly income
$42,760
Likely range $25,655 – $59,864
Airbnb data$400/night · 61% occupancy
Rental income
$400/night · 61% occ.
$82,230
Running costs (20%)
Utilities, cleaning, maintenance
-$16,446
Income tax (10%)
Indonesian rental income tax
-$23,025
Property tax
Annual property tax
-$0
Net income
6.6% ROI
$42,760

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

5.1%

on all-in cost of $737,722

Scenario
Pre-tax
After-tax
Owner-managed
8.7%
7.8%
Fully-managed
6.1%
5.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

11.2%

Annual Revenue

$82,230

Income Tax / yr

$7,196

Payback

20 yrs

True All-In Cost
Asking price$646,739
IMT — transfer tax (non-resident 7.5%)$48,505
Stamp duty (0.8%)$5,174
Notary + registry$2,174
Legal$7,955
Furnishing + STR launch$27,174
All-in cost$737,722

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$4.4M$3.3M$2.2M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $595K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$724K
+22%
Rental Income
+$209K
Total Position
$933K
+57%
9.4%/yr
Year 10
Capital Value
$881K
+48%
Rental Income
+$451K
Total Position
$1.3M
+124%
8.4%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$1.1M
Total Position
$2.4M
+297%
7.1%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.9M
Total Position
$3.8M
+539%
6.4%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.6% annual return
Occupancy
Good
61% average occupancy
Nightly Rate
Strong
$368 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
130 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $368 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 130 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

41% occ.
6.5%
$3,479/mo
51% occ.
8.0%
$4,330/mo
61% occ.
9.6%
$5,181/mo
current
71% occ.
11.2%
$6,031/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.