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Detached house in Rua Maria José Rijo, 19, Chinicato - Sargaçal, Lagos
Detached house in Rua Maria José Rijo, 19, Chinicato - Sargaçal, Lagos — image 2Detached house in Rua Maria José Rijo, 19, Chinicato - Sargaçal, Lagos — image 3Detached house in Rua Maria José Rijo, 19, Chinicato - Sargaçal, Lagos — image 4Detached house in Rua Maria José Rijo, 19, Chinicato - Sargaçal, Lagos — image 5
Grade Avillamid-range

Detached house in Rua Maria José Rijo, 19, Chinicato - Sargaçal, Lagos

Lagos · Western Algarve ·

€695,000

Asking Price (EUR)

11.5%

True Net Yield (Owner, all-in)

8.4%

True Net Yield (Managed, all-in)

13.9%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €111,773/yr
Average Daily Rate: €684
+2.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), Has pool (0%)
Payback Period: 11.4 years
5-yr Capital Value: €805,695
10-yr Capital Value: €934,022
Brixfox Score: 84.4 / 100
Comparable Properties: 21
Data Confidence: 76%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€806,360

+16.0% over asking

Asking price€695,000
IMT — Property transfer tax (investment schedule)€41,700
IS — Stamp duty (0.8%)€5,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,425
Total acquisition costs€58,935
Renovation (est. €55/m² × 225 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,375
(€6,750–€18,000)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€806,360

Gross yield (asking price)

16.1%

True gross yield (all-in)

13.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 225 m²
Land: 616 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

oval-shaped poolcovered outdoor patiotraditional portuguese furniture

Score Breakdown

ROI
25
Visual Appeal
10.8
Ownership Security
13
Location
10.44
Land & Space
11.65
Rental Demand
4.48
Payback Speed
5
STR Suitability
4

Description

We present this fantastic 4 bedroom single storey house with heated pool on a generous plot of 620m2 ideally located in a quiet residential area, just 10 minutes drive from the center of Lagos and its wonderful beaches. A house designed for comfort, with spaces such as: - 4 spacious bedrooms with built-in wardrobes,

Location

📍 37.1371°N, 8.6912°W

· Lagos, Algarve, Portugal

Listed by Bravo Homes Algarve via Idealista.pt
4-bedroom freehold villa in Lagos — photo 1 of 5
Idealista.pt
4-bedroom freehold villa in Lagos — photo 2 of 5
4-bedroom freehold villa in Lagos — photo 3 of 5
4-bedroom freehold villa in Lagos — photo 4 of 5
4-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Rua Maria José Rijo, 19, Chinicato - Sargaçal, Lagos

Lagos · Western Algarve · Ref BF-1422 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$755,435
Ownership
Freehold
Bedrooms
4
Bathrooms
3
Built area
225 m²
Land
616 m²
True net yield
8.8%
≈ $10,109/mo net after costs & tax
5-yr total return (net + appreciation)
15.5% / yr avg
Payback in ~11 yrs from rent
Brixfox Score 84 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2003
Energy: C
Condition: good

Description

We present this fantastic 4 bedroom single storey house with heated pool on a generous plot of 620m2 ideally located in a quiet residential area, just 10 minutes drive from the center of Lagos and its wonderful beaches. A house designed for comfort, with spaces such as: - 4 spacious bedrooms with built-in wardrobes,

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$962/night
50% ($443)Brixfox estimate($962/night)200% ($1770)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Indicative
Yearly income
$75,709
Likely range $45,425 – $105,992
Airbnb data$962/night · 45% occupancy
Rental income
$962/night · 45% occ.
$145,593
Running costs (20%)
Utilities, cleaning, maintenance
-$29,119
Income tax (10%)
Indonesian rental income tax
-$40,766
Property tax
Annual property tax
-$0
Net income
10.0% ROI
$75,709

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

8.8%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
14.2%
12.7%
Fully-managed
10.2%
8.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

17.0%

Annual Revenue

$145,593

Income Tax / yr

$12,739

Payback

11 yrs

True All-In Cost
Asking price$755,435
IMT — transfer tax (non-resident 7.5%)$56,658
Stamp duty (0.8%)$6,043
Notary + registry$2,174
Legal$9,292
Furnishing + STR launch$27,174
All-in cost$856,776

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$6.4M$4.8M$3.2M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $695K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$846K
+22%
Rental Income
+$370K
Total Position
$1.2M
+75%
11.8%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$798K
Total Position
$1.8M
+163%
10.1%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$1.9M
Total Position
$3.4M
+388%
8.3%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$3.3M
Total Position
$5.6M
+701%
7.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.0% annual return
Occupancy
Weak
45% average occupancy
Nightly Rate
Strong
$885 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Strong
616 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.0% — outperforms most villas in this market
Premium nightly rate of $885 — positioned in the top tier
Generous 616 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
9.8%
$6,145/mo
40% occ.
13.0%
$8,194/mo
45% occ.
14.6%
$9,173/mo
current
55% occ.
17.8%
$11,221/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.