House in Montinhos da Luz, Luz
Lagos · Western Algarve ·
€755,000
Asking Price (EUR)
6.4%
True Net Yield (Owner, all-in)
4.5%
True Net Yield (Managed, all-in)
9.9%
True Gross Yield
52%
Occupancy
Projections — conservative (data maturing)
Our Airbnb calendar dataset started 0.9 months ago and is currently at 7% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.72, occupancy cap 66%) that auto-fades to full fidelity by April 2027.
True Investment Cost
Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.
€867,710
+14.9% over asking
| Asking price | €755,000 |
| IMT — Property transfer tax (investment schedule) | €45,300 |
| IS — Stamp duty (0.8%) | €6,040 |
| Notary (escritura) | €1,000 |
| Property registry | €250 |
| Legal fees (~1.5%) | €11,325 |
| Total acquisition costs | €63,915 |
| Renovation (est. €55/m² × 159 m²) Light touch-ups — paint, fixtures, deep clean. | €8,745 (€4,770–€12,720) |
| Furnishing & STR launch (4bd × €4500 base, mid-range tier) Furniture, appliances, electronics, linens, AL licence setup, launch photography. | €40,050 |
| All-in investment (incl. renovation & furnishing) | €867,710 |
Gross yield (asking price)
11.4%
True gross yield (all-in)
9.9%
Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.
AL Licence Status Unconfirmed
AL licence status unconfirmed — verify before purchase
Design Features
Score Breakdown
Description
Set on a generous 1,000 m² plot, this elegant villa offers a wonderful sense of space, privacy, and connection with nature. Thanks to its south-facing orientation, natural light fills the interior throughout the day, creating a warm and inviting atmosphere in most rooms. The villa is thoughtfully laid out over two flo
Location
📍 37.0915°N, 8.7474°W
· Lagos, Algarve, Portugal