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Semi-detached house in Centro, Lagos Cidade, Lagos
Semi-detached house in Centro, Lagos Cidade, Lagos — image 2Semi-detached house in Centro, Lagos Cidade, Lagos — image 3Semi-detached house in Centro, Lagos Cidade, Lagos — image 4Semi-detached house in Centro, Lagos Cidade, Lagos — image 5
Grade Avillamid-range

Semi-detached house in Centro, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€340,000

Asking Price (EUR)

13.0%

True Net Yield (Owner, all-in)

9.2%

True Net Yield (Managed, all-in)

16.0%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €64,208/yr
Average Daily Rate: €326
Payback Period: 10.7 years
5-yr Capital Value: €394,153
10-yr Capital Value: €456,932
Brixfox Score: 76.3 / 100
Comparable Properties: 66
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€400,370

+17.8% over asking

Asking price€340,000
IMT — Property transfer tax (investment schedule)€15,030
IS — Stamp duty (0.8%)€2,720
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,100
Total acquisition costs€24,100
Renovation (est. €55/m² × 74 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,070
(€2,220–€5,920)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€400,370

Gross yield (asking price)

18.9%

True gross yield (all-in)

16.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 74 m²
Style: portuguese-traditional
Condition: good
Year Built: 2013
Energy Certificate: E
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

exposed wooden beam ceilingspiral staircasetraditional Portuguese street facade

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
3.48
Rental Demand
5.4
Payback Speed
5
STR Suitability
4

Description

Located in the vibrant heart of Lagos, this beautiful traditional townhouse is just a short walk from all amenities and the beach. Full of character and authentic charm, the home offers a wonderful blend of traditional features and practical living. As you enter, you are welcomed into a cozy living and dining area wit

Location

📍 37.1045°N, 8.6739°W

· Lagos, Algarve, Portugal

Listed by B&P Real Estate Agency via Idealista.pt
3-bedroom freehold villa in Lagos — photo 1 of 5
Idealista.pt
3-bedroom freehold villa in Lagos — photo 2 of 5
3-bedroom freehold villa in Lagos — photo 3 of 5
3-bedroom freehold villa in Lagos — photo 4 of 5
3-bedroom freehold villa in Lagos — photo 5 of 5

Semi-detached house in Centro, Lagos Cidade, Lagos

Lagos · Western Algarve · Ref BF-1538 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$369,565
Ownership
Freehold
Bedrooms
3
Bathrooms
1
Built area
74 m²
True net yield
9.3%
≈ $5,637/mo net after costs & tax
5-yr total return (net + appreciation)
17.3% / yr avg
Payback in ~11 yrs from rent
Brixfox Score 76 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2013
Energy: E
Condition: good

Description

Located in the vibrant heart of Lagos, this beautiful traditional townhouse is just a short walk from all amenities and the beach. Full of character and authentic charm, the home offers a wonderful blend of traditional features and practical living. As you enter, you are welcomed into a cozy living and dining area wit

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$458/night
50% ($211)Brixfox estimate($458/night)200% ($842)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Indicative
Yearly income
$43,476
Likely range $26,086 – $60,866
Airbnb data$458/night · 54% occupancy
Rental income
$458/night · 54% occ.
$83,608
Running costs (20%)
Utilities, cleaning, maintenance
-$16,722
Income tax (10%)
Indonesian rental income tax
-$23,410
Property tax
Annual property tax
-$0
Net income
11.8% ROI
$43,476

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

9.3%

on all-in cost of $434,133

Scenario
Pre-tax
After-tax
Owner-managed
15.6%
13.9%
Fully-managed
11.0%
9.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

19.3%

Annual Revenue

$83,608

Income Tax / yr

$7,315

Payback

11 yrs

True All-In Cost
Asking price$369,565
IMT — transfer tax (non-resident 7.5%)$27,717
Stamp duty (0.8%)$2,957
Notary + registry$2,174
Legal$4,546
Furnishing + STR launch$27,174
All-in cost$434,133

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.5M$2.6M$1.7M$864K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $340K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$414K
+22%
Rental Income
+$212K
Total Position
$626K
+84%
13.0%/yr
Year 10
Capital Value
$503K
+48%
Rental Income
+$459K
Total Position
$962K
+183%
11.0%/yr
Year 20
Capital Value
$745K
+119%
Rental Income
+$1.1M
Total Position
$1.8M
+435%
8.7%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.9M
Total Position
$3.0M
+784%
7.5%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.8% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$421 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.8% — outperforms most villas in this market
Premium nightly rate of $421 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 54% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
10.8%
$3,318/mo
44% occ.
13.9%
$4,293/mo
54% occ.
17.1%
$5,267/mo
current
64% occ.
20.3%
$6,242/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.