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House in Centro, Lagos Cidade, Lagos
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Grade Bvillamid-range

House in Centro, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€390,000

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.9%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €30,829/yr
Average Daily Rate: €162
Payback Period: 35.7 years
5-yr Capital Value: €452,117
10-yr Capital Value: €524,127
Brixfox Score: 55.8 / 100
Comparable Properties: 85
Data Confidence: 99%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€444,655

+14.0% over asking

Asking price€390,000
IMT — Property transfer tax (investment schedule)€19,030
IS — Stamp duty (0.8%)€3,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,850
Total acquisition costs€29,250
Renovation (est. €55/m² × 71 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,905
(€2,130–€5,680)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€444,655

Gross yield (asking price)

7.9%

True gross yield (all-in)

6.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 71 m²
Land: 39 m²
Style: portuguese-traditional
Condition: good
Year Built: 1977
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

yellow pendant lighttwo-tone hutchlight green kitchen cabinets

Score Breakdown

ROI
10.8
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
1.36
Rental Demand
5.22
Payback Speed
1
STR Suitability
4

Description

M116 LAGOS - HISTORIC CENTER Renovated 1 bedroom villa in the heart of the Historic Center of Lagos. Discover this charming 1 bedroom villa, completely renovated, which perfectly combines traditional Algarve charm with a vibrant touch of modernity. Located in the heart of the historic center of Lagos, this property o

Location

📍 37.1014°N, 8.6747°W

· Lagos, Algarve, Portugal

View this property on Local Properties →Listed via Idealista.pt
1-bedroom freehold villa in Lagos — photo 1 of 5
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1-bedroom freehold villa in Lagos — photo 5 of 5

House in Centro, Lagos Cidade, Lagos

Lagos · Western Algarve · Ref BF-1723 Source verified · Local Properties · listed 2 Jun 2026
Asking price · Freehold
$423,913
View original listing
Ownership
Freehold
Bedrooms
1
Bathrooms
1
Built area
71 m²
Land
39 m²
True net yield
2.8%
≈ $2,309/mo net after costs & tax
5-yr total return (net + appreciation)
10.5% / yr avg
Payback in ~36 yrs from rent
Brixfox Score 56 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1977
Energy: E
Condition: good

Description

M116 LAGOS - HISTORIC CENTER Renovated 1 bedroom villa in the heart of the Historic Center of Lagos. Discover this charming 1 bedroom villa, completely renovated, which perfectly combines traditional Algarve charm with a vibrant touch of modernity. Located in the heart of the historic center of Lagos, this property o

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$228/night
50% ($105)Brixfox estimate($228/night)200% ($419)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Indicative
Yearly income
$20,877
Likely range $12,526 – $29,227
Airbnb data$228/night · 52% occupancy
Rental income
$228/night · 52% occ.
$40,148
Running costs (20%)
Utilities, cleaning, maintenance
-$8,030
Income tax (10%)
Indonesian rental income tax
-$11,241
Property tax
Annual property tax
-$0
Net income
4.9% ROI
$20,877

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

2.8%

on all-in cost of $493,660

Scenario
Pre-tax
After-tax
Owner-managed
5.6%
4.9%
Fully-managed
3.5%
2.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.1%

Annual Revenue

$40,148

Income Tax / yr

$3,513

Payback

36 yrs

True All-In Cost
Asking price$423,913
IMT — transfer tax (non-resident 7.5%)$31,793
Stamp duty (0.8%)$3,391
Notary + registry$2,174
Legal$5,214
Furnishing + STR launch$27,174
All-in cost$493,660

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$2.5M$1.9M$1.3M$626K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $390K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$474K
+22%
Rental Income
+$102K
Total Position
$576K
+48%
8.1%/yr
Year 10
Capital Value
$577K
+48%
Rental Income
+$220K
Total Position
$797K
+104%
7.4%/yr
Year 20
Capital Value
$855K
+119%
Rental Income
+$516K
Total Position
$1.4M
+251%
6.5%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$914K
Total Position
$2.2M
+459%
5.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.9% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Strong
$210 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
39 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $210 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
4.4%
$1,559/mo
42% occ.
5.8%
$2,044/mo
52% occ.
7.2%
$2,529/mo
current
62% occ.
8.5%
$3,014/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.