Launch offer — 3 months free free, no card

Detached house in Centro, Lagos
Detached house in Centro, Lagos — image 2Detached house in Centro, Lagos — image 3Detached house in Centro, Lagos — image 4Detached house in Centro, Lagos — image 5
Grade Avillaluxury

Detached house in Centro, Lagos

Lagos · Western Algarve ·

€1.2M

Asking Price (EUR)

6.6%

True Net Yield (Owner, all-in)

4.7%

True Net Yield (Managed, all-in)

8.2%

True Gross Yield

64%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €114,180/yr
Average Daily Rate: €487
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 20.4 years
5-yr Capital Value: €1.4M
10-yr Capital Value: €1.6M
Brixfox Score: 81.5 / 100
Comparable Properties: 47
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.4M

+14.3% over asking

Asking price€1.2M
IMT — Property transfer tax (investment schedule)€91,875
IS — Stamp duty (0.8%)€9,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€18,375
Total acquisition costs€121,300
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€1.4M

Gross yield (asking price)

9.3%

True gross yield (all-in)

8.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 5
Building: 200 m²
Land: 500 m²
Style: contemporary
Condition: new-build
Year Built: 2024
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop poolpanoramic sea and city viewsopen-plan living with large windowsmodern kitchen island

Score Breakdown

ROI
17.7
Visual Appeal
15.6
Ownership Security
13
Location
10.44
Land & Space
11.33
Rental Demand
6.42
Payback Speed
3
STR Suitability
4

Description

"ATTENTION LAGOS" We present you this stunning villa located in the charming city of Lagos. With a privileged location just 2km from the stunning Praia da D. Ana, this property offers panoramic views of the sea and the surrounding urbanization. The villa, with 3 bedrooms and 5 bathrooms, is ideal for those looking fo

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

View this property on Retraite Dorée au Portugal →Listed via Idealista.pt
3-bedroom freehold villa in Lagos — photo 1 of 5
Retraite Dorée au Portugal
3-bedroom freehold villa in Lagos — photo 2 of 5
3-bedroom freehold villa in Lagos — photo 3 of 5
3-bedroom freehold villa in Lagos — photo 4 of 5
3-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Centro, Lagos

Lagos · Western Algarve · Ref BF-1823 Source verified · Retraite Dorée au Portugal · listed 2 Jun 2026
Asking price · Freehold
$1,331,522
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
5
Built area
200 m²
Land
500 m²
True net yield
4.9%
≈ $10,005/mo net after costs & tax
5-yr total return (net + appreciation)
11.3% / yr avg
Payback in ~20 yrs from rent
Brixfox Score 82 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2024
Energy: A
Condition: new-build

Description

"ATTENTION LAGOS" We present you this stunning villa located in the charming city of Lagos. With a privileged location just 2km from the stunning Praia da D. Ana, this property offers panoramic views of the sea and the surrounding urbanization. The villa, with 3 bedrooms and 5 bathrooms, is ideal for those looking fo

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$685/night
50% ($315)Brixfox estimate($685/night)200% ($1261)
Occupancy
64%
10%Brixfox estimate(64%)100%

Short-Term Rental

Indicative
Yearly income
$77,334
Likely range $46,400 – $108,267
Airbnb data$685/night · 64% occupancy
Rental income
$685/night · 64% occ.
$148,718
Running costs (20%)
Utilities, cleaning, maintenance
-$29,744
Income tax (10%)
Indonesian rental income tax
-$41,641
Property tax
Annual property tax
-$0
Net income
5.8% ROI
$77,334

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

4.9%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
8.1%
7.2%
Fully-managed
5.8%
4.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.0%

Annual Revenue

$148,718

Income Tax / yr

$13,013

Payback

20 yrs

True All-In Cost
Asking price$1,331,522
IMT — transfer tax (non-resident 7.5%)$99,864
Stamp duty (0.8%)$10,652
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,484,755

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$8.5M$6.3M$4.2M$2.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.2M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.5M
+22%
Rental Income
+$378K
Total Position
$1.9M
+53%
8.8%/yr
Year 10
Capital Value
$1.8M
+48%
Rental Income
+$816K
Total Position
$2.6M
+115%
7.9%/yr
Year 20
Capital Value
$2.7M
+119%
Rental Income
+$1.9M
Total Position
$4.6M
+275%
6.8%/yr
Year 30
Capital Value
$4.0M
+224%
Rental Income
+$3.4M
Total Position
$7.4M
+501%
6.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.8% annual return
Occupancy
Good
64% average occupancy
Nightly Rate
Strong
$631 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Good
500 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $631 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

44% occ.
5.8%
$6,450/mo
54% occ.
7.1%
$7,910/mo
64% occ.
8.4%
$9,369/mo
current
74% occ.
9.8%
$10,829/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.