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Detached house in Ferrel, Luz
Detached house in Ferrel, Luz — image 2Detached house in Ferrel, Luz — image 3Detached house in Ferrel, Luz — image 4Detached house in Ferrel, Luz — image 5
Grade B+villaluxury

Detached house in Ferrel, Luz

Lagos · Western Algarve ·

€3.5M

Asking Price (EUR)

3.8%

True Net Yield (Owner, all-in)

2.7%

True Net Yield (Managed, all-in)

4.9%

True Gross Yield

63%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €189,495/yr
Average Daily Rate: €827
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 36.4 years
5-yr Capital Value: €4.1M
10-yr Capital Value: €4.7M
Brixfox Score: 70.9 / 100
Comparable Properties: 12
Data Confidence: 71%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.9M

+11.6% over asking

Asking price€3.5M
IMT — Property transfer tax (investment schedule)€262,500
IS — Stamp duty (0.8%)€28,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€52,500
Total acquisition costs€344,250
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€3.9M

Gross yield (asking price)

5.4%

True gross yield (all-in)

4.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 338 m²
Land: 10000 m²
Style: modern
Condition: new-build
Year Built: 2024
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large infinity-edge poolmodern pergola with outdoor dining and barsleek, minimalist architecturecontemporary kitchen with terrazzo island

Score Breakdown

ROI
10.59
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
6.28
Payback Speed
1
STR Suitability
4

Description

Contemporary luxury villa very well located, with a vast area of picturesque land of 10,000 m2, very close to the beautiful city of Lagos and Praia da Luz, ideal for those looking for a quiet lifestyle in a very beautiful area, close to the idyllic beaches and all amenities. Villa in contemporary design with high qual

Location

📍 37.1108°N, 8.7309°W

· Lagos, Algarve, Portugal

View this property on Zélia Rosa →Listed via Idealista.pt
4-bedroom freehold villa in Lagos — photo 1 of 5
Zélia Rosa
4-bedroom freehold villa in Lagos — photo 2 of 5
4-bedroom freehold villa in Lagos — photo 3 of 5
4-bedroom freehold villa in Lagos — photo 4 of 5
4-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Ferrel, Luz

Lagos · Western Algarve · Ref BF-1891 Source verified · Zélia Rosa · listed 3 Jun 2026
Asking price · Freehold
$3,804,348
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
5
Built area
338 m²
Land
10000 m²
True net yield
2.7%
≈ $15,969/mo net after costs & tax
5-yr total return (net + appreciation)
8.9% / yr avg
Payback in ~36 yrs from rent
Brixfox Score 71 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2024
Energy: D
Condition: new-build

Description

Contemporary luxury villa very well located, with a vast area of picturesque land of 10,000 m2, very close to the beautiful city of Lagos and Praia da Luz, ideal for those looking for a quiet lifestyle in a very beautiful area, close to the idyllic beaches and all amenities. Villa in contemporary design with high qual

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,162/night
50% ($535)Brixfox estimate($1,162/night)200% ($2138)
Occupancy
63%
10%Brixfox estimate(63%)100%

Short-Term Rental

Indicative
Yearly income
$128,260
Likely range $76,957 – $179,564
Airbnb data$1,162/night · 63% occupancy
Rental income
$1,162/night · 63% occ.
$246,654
Running costs (20%)
Utilities, cleaning, maintenance
-$49,331
Income tax (10%)
Indonesian rental income tax
-$69,063
Property tax
Annual property tax
-$0
Net income
3.4% ROI
$128,260

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.7%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
4.6%
4.1%
Fully-managed
3.3%
2.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

5.9%

Annual Revenue

$246,654

Income Tax / yr

$21,583

Payback

36 yrs

True All-In Cost
Asking price$3,804,348
IMT — transfer tax (non-resident 7.5%)$285,326
Stamp duty (0.8%)$30,435
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$4,162,826

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$19.5M$14.6M$9.8M$4.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $3.5M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$4.3M
+22%
Rental Income
+$626K
Total Position
$4.9M
+40%
6.9%/yr
Year 10
Capital Value
$5.2M
+48%
Rental Income
+$1.4M
Total Position
$6.5M
+87%
6.4%/yr
Year 20
Capital Value
$7.7M
+119%
Rental Income
+$3.2M
Total Position
$10.8M
+210%
5.8%/yr
Year 30
Capital Value
$11.4M
+224%
Rental Income
+$5.6M
Total Position
$17.0M
+385%
5.4%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.4% annual return
Occupancy
Good
63% average occupancy
Nightly Rate
Strong
$1069 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
10000 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1069 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 10000 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.4% is near the market average — model your cashflow carefully

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

43% occ.
3.3%
$10,591/mo
53% occ.
4.1%
$13,065/mo
63% occ.
4.9%
$15,539/mo
current
73% occ.
5.7%
$18,013/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.