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Detached house in Avenida de Miramar, 103, Vale do Lobo, Almancil
Detached house in Avenida de Miramar, 103, Vale do Lobo, Almancil — image 2Detached house in Avenida de Miramar, 103, Vale do Lobo, Almancil — image 3Detached house in Avenida de Miramar, 103, Vale do Lobo, Almancil — image 4Detached house in Avenida de Miramar, 103, Vale do Lobo, Almancil — image 5
Grade B+villaluxury

Detached house in Avenida de Miramar, 103, Vale do Lobo, Almancil

Loulé/Vilamoura · Golden Triangle ·

€3.5M

Asking Price (EUR)

5.1%

True Net Yield (Owner, all-in)

3.7%

True Net Yield (Managed, all-in)

6.3%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €245,934/yr
Average Daily Rate: €1000
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 26.0 years
5-yr Capital Value: €4.0M
10-yr Capital Value: €4.7M
Brixfox Score: 74.8 / 100
Comparable Properties: 10
Data Confidence: 66%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.9M

+12.3% over asking

Asking price€3.5M
IMT — Property transfer tax (investment schedule)€261,375
IS — Stamp duty (0.8%)€27,880
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€52,275
Total acquisition costs€342,780
Renovation (est. €55/m² × 250 m²)
Light touch-ups — paint, fixtures, deep clean.		€13,750
(€7,500–€20,000)
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€71,000
All-in investment (incl. renovation & furnishing)€3.9M

Gross yield (asking price)

7.1%

True gross yield (all-in)

6.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 5
Building: 250 m²
Land: 1120 m²
Style: portuguese-traditional
Condition: good
Year Built: 2001
Energy Certificate: Exempt
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large outdoor dining area with pergolaspacious pool deckmature garden

Score Breakdown

ROI
14.48
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
6.75
Payback Speed
2
STR Suitability
4

Description

Traditional five bedroom villa (3 en-suite), set in a 1.120 sqm plot with a heated pool and beautiful garden, offering complete tranqulity and privacy, walking distance to the beach in Dunas Douradas. A unique opportunity to have a holiday or permanent residence in the paradisiacal Ria Formosa nature reserve, a few mi

Location

📍 37.0770°N, 8.0250°W

· Loulé/Vilamoura, Algarve, Portugal

View this property on K&A Real Estate →Listed via Idealista.pt
5-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
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5-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

Detached house in Avenida de Miramar, 103, Vale do Lobo, Almancil

Loulé/Vilamoura · Golden Triangle · Ref BF-190 Source verified · K&A Real Estate · listed 3 Jun 2026
Asking price · Freehold
$3,788,043
View original listing
Ownership
Freehold
Bedrooms
5
Bathrooms
5
Built area
250 m²
Land
1120 m²
True net yield
3.9%
≈ $21,654/mo net after costs & tax
5-yr total return (net + appreciation)
10.6% / yr avg
Payback in ~26 yrs from rent
Brixfox Score 75 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2001
Energy: Exempt
Condition: good

Description

Traditional five bedroom villa (3 en-suite), set in a 1.120 sqm plot with a heated pool and beautiful garden, offering complete tranqulity and privacy, walking distance to the beach in Dunas Douradas. A unique opportunity to have a holiday or permanent residence in the paradisiacal Ria Formosa nature reserve, a few mi

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,410/night
50% ($648)Brixfox estimate($1,410/night)200% ($2594)
Occupancy
67%
10%Brixfox estimate(67%)100%

Short-Term Rental

Indicative
Yearly income
$167,177
Likely range $100,305 – $234,047
Airbnb data$1,410/night · 67% occupancy
Rental income
$1,410/night · 67% occ.
$321,493
Running costs (20%)
Utilities, cleaning, maintenance
-$64,299
Income tax (10%)
Indonesian rental income tax
-$90,018
Property tax
Annual property tax
-$0
Net income
4.4% ROI
$167,177

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.9%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
6.3%
5.6%
Fully-managed
4.5%
3.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.8%

Annual Revenue

$321,493

Income Tax / yr

$28,130

Payback

26 yrs

True All-In Cost
Asking price$3,788,043
IMT — transfer tax (non-resident 7.5%)$284,103
Stamp duty (0.8%)$30,304
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$4,145,168

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$21.4M$16.1M$10.7M$5.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $3.5M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$4.2M
+22%
Rental Income
+$817K
Total Position
$5.1M
+45%
7.7%/yr
Year 10
Capital Value
$5.2M
+48%
Rental Income
+$1.8M
Total Position
$6.9M
+99%
7.1%/yr
Year 20
Capital Value
$7.6M
+119%
Rental Income
+$4.1M
Total Position
$11.8M
+238%
6.3%/yr
Year 30
Capital Value
$11.3M
+224%
Rental Income
+$7.3M
Total Position
$18.6M
+434%
5.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.4% annual return
Occupancy
Good
67% average occupancy
Nightly Rate
Strong
$1297 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1120 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1297 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 1120 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.4% is near the market average — model your cashflow carefully

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

47% occ.
4.5%
$14,252/mo
57% occ.
5.5%
$17,253/mo
67% occ.
6.4%
$20,255/mo
current
77% occ.
7.4%
$23,257/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.