Launch offer — 3 months free free, no card

Detached house in Porto Dona Ana - Alto dos Montinhos, Luz
Detached house in Porto Dona Ana - Alto dos Montinhos, Luz — image 2Detached house in Porto Dona Ana - Alto dos Montinhos, Luz — image 3Detached house in Porto Dona Ana - Alto dos Montinhos, Luz — image 4Detached house in Porto Dona Ana - Alto dos Montinhos, Luz — image 5
Grade Avillamid-range

Detached house in Porto Dona Ana - Alto dos Montinhos, Luz

Lagos · Western Algarve ·

€1.1M

Asking Price (EUR)

11.7%

True Net Yield (Owner, all-in)

8.6%

True Net Yield (Managed, all-in)

13.8%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €166,951/yr
Average Daily Rate: €821
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 11.2 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.4M
Brixfox Score: 79.8 / 100
Comparable Properties: 8
Data Confidence: 78%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.2M

+13.6% over asking

Asking price€1.1M
IMT — Property transfer tax (investment schedule)€63,750
IS — Stamp duty (0.8%)€8,500
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€15,938
Total acquisition costs€89,438
Renovation (est. €55/m² × 268 m²)
Light touch-ups — paint, fixtures, deep clean.		€14,740
(€8,040–€21,440)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.2M

Gross yield (asking price)

15.7%

True gross yield (all-in)

13.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 268 m²
Style: portuguese-traditional
Condition: good
Year Built: 2000
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese chimneycobblestone drivewayprivate pool area

Score Breakdown

ROI
25
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.57
Payback Speed
5
STR Suitability
4

Description

Located in the heart of Praia da Luz, this stunning detached home offers a perfect blend of comfort and tranquility. With 4 spacious bedrooms, 4 bathrooms, this property is ideal for families or individuals seeking a peaceful retreat. The 199 sqm living area is filled with natural light, thanks to the double-glazed win

Location

📍 37.0870°N, 8.7290°W

· Lagos, Algarve, Portugal

View this property on Habita Algarve →Listed via Idealista.pt
4-bedroom freehold villa in Lagos — photo 1 of 5
Habita Algarve
4-bedroom freehold villa in Lagos — photo 2 of 5
4-bedroom freehold villa in Lagos — photo 3 of 5
4-bedroom freehold villa in Lagos — photo 4 of 5
4-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Porto Dona Ana - Alto dos Montinhos, Luz

Lagos · Western Algarve · Ref BF-1950 Source verified · Habita Algarve · listed 2 Jun 2026
Asking price · Freehold
$1,154,891
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
4
Built area
268 m²
True net yield
8.9%
≈ $15,321/mo net after costs & tax
5-yr total return (net + appreciation)
15.3% / yr avg
Payback in ~11 yrs from rent
Brixfox Score 80 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2000
Energy: C
Condition: good

Description

Located in the heart of Praia da Luz, this stunning detached home offers a perfect blend of comfort and tranquility. With 4 spacious bedrooms, 4 bathrooms, this property is ideal for families or individuals seeking a peaceful retreat. The 199 sqm living area is filled with natural light, thanks to the double-glazed win

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,156/night
50% ($532)Brixfox estimate($1,156/night)200% ($2126)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Indicative
Yearly income
$113,068
Likely range $67,841 – $158,296
Airbnb data$1,156/night · 56% occupancy
Rental income
$1,156/night · 56% occ.
$217,439
Running costs (20%)
Utilities, cleaning, maintenance
-$43,488
Income tax (10%)
Indonesian rental income tax
-$60,883
Property tax
Annual property tax
-$0
Net income
9.8% ROI
$113,068

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

8.9%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
14.2%
12.7%
Fully-managed
10.4%
8.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

16.8%

Annual Revenue

$217,439

Income Tax / yr

$19,026

Payback

11 yrs

True All-In Cost
Asking price$1,154,891
IMT — transfer tax (non-resident 7.5%)$86,617
Stamp duty (0.8%)$9,239
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,293,465

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$9.7M$7.2M$4.8M$2.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.1M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.3M
+22%
Rental Income
+$552K
Total Position
$1.8M
+74%
11.7%/yr
Year 10
Capital Value
$1.6M
+48%
Rental Income
+$1.2M
Total Position
$2.8M
+160%
10.0%/yr
Year 20
Capital Value
$2.3M
+119%
Rental Income
+$2.8M
Total Position
$5.1M
+382%
8.2%/yr
Year 30
Capital Value
$3.4M
+224%
Rental Income
+$4.9M
Total Position
$8.4M
+690%
7.1%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.8% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Strong
$1063 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.8% — outperforms most villas in this market
Premium nightly rate of $1063 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 56% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
9.1%
$8,778/mo
46% occ.
11.7%
$11,238/mo
56% occ.
14.2%
$13,699/mo
current
66% occ.
16.8%
$16,159/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.