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Detached house in Porto Dona Ana - Alto dos Montinhos, Luz
Detached house in Porto Dona Ana - Alto dos Montinhos, Luz — image 2Detached house in Porto Dona Ana - Alto dos Montinhos, Luz — image 3Detached house in Porto Dona Ana - Alto dos Montinhos, Luz — image 4Detached house in Porto Dona Ana - Alto dos Montinhos, Luz — image 5
Grade Avillamid-range

Detached house in Porto Dona Ana - Alto dos Montinhos, Luz

Lagos · Western Algarve ·

€1.2M

Asking Price (EUR)

13.2%

True Net Yield (Owner, all-in)

9.7%

True Net Yield (Managed, all-in)

15.4%

True Gross Yield

59%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €213,025/yr
Average Daily Rate: €996
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 9.6 years
5-yr Capital Value: €1.4M
10-yr Capital Value: €1.6M
Brixfox Score: 80.1 / 100
Comparable Properties: 6
Data Confidence: 67%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.4M

+15.4% over asking

Asking price€1.2M
IMT — Property transfer tax (investment schedule)€89,775
IS — Stamp duty (0.8%)€9,576
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€17,955
Total acquisition costs€118,556
Renovation (est. €55/m² × 367 m²)
Light touch-ups — paint, fixtures, deep clean.		€20,185
(€11,010–€29,360)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€1.4M

Gross yield (asking price)

17.8%

True gross yield (all-in)

15.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 367 m²
Style: portuguese-traditional
Condition: good
Year Built: 2000
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

ocean viewprivate pooltraditional Algarve architecture

Score Breakdown

ROI
25
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.86
Payback Speed
5
STR Suitability
4

Description

Located in the picturesque village of Praia da Luz, this stunning detached house offers a perfect blend of comfort and tranquility. With 5 spacious bedrooms and 4 bathrooms, this 2-storey property provides ample space for a large family or a group of friends. The living area of 220m² is complemented by a constructed ar

Location

📍 37.0870°N, 8.7290°W

· Lagos, Algarve, Portugal

View this property on Habita Algarve →Listed via Idealista.pt
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Detached house in Porto Dona Ana - Alto dos Montinhos, Luz

Lagos · Western Algarve · Ref BF-1951 Source verified · Habita Algarve · listed 2 Jun 2026
Asking price · Freehold
$1,301,087
View original listing
Ownership
Freehold
Bedrooms
5
Bathrooms
4
Built area
367 m²
True net yield
10.4%
≈ $19,785/mo net after costs & tax
5-yr total return (net + appreciation)
16.6% / yr avg
Payback in ~10 yrs from rent
Brixfox Score 80 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2000
Energy: C
Condition: good

Description

Located in the picturesque village of Praia da Luz, this stunning detached house offers a perfect blend of comfort and tranquility. With 5 spacious bedrooms and 4 bathrooms, this 2-storey property provides ample space for a large family or a group of friends. The living area of 220m² is complemented by a constructed ar

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,401/night
50% ($644)Brixfox estimate($1,401/night)200% ($2578)
Occupancy
59%
10%Brixfox estimate(59%)100%

Short-Term Rental

Indicative
Yearly income
$144,272
Likely range $86,563 – $201,980
Airbnb data$1,401/night · 59% occupancy
Rental income
$1,401/night · 59% occ.
$277,446
Running costs (20%)
Utilities, cleaning, maintenance
-$55,489
Income tax (10%)
Indonesian rental income tax
-$77,685
Property tax
Annual property tax
-$0
Net income
11.1% ROI
$144,272

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

10.4%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
16.4%
14.7%
Fully-managed
12.0%
10.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

19.1%

Annual Revenue

$277,446

Income Tax / yr

$24,276

Payback

10 yrs

True All-In Cost
Asking price$1,301,087
IMT — transfer tax (non-resident 7.5%)$97,582
Stamp duty (0.8%)$10,409
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,451,795

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$11.7M$8.8M$5.9M$2.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.2M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.5M
+22%
Rental Income
+$705K
Total Position
$2.2M
+81%
12.5%/yr
Year 10
Capital Value
$1.8M
+48%
Rental Income
+$1.5M
Total Position
$3.3M
+175%
10.7%/yr
Year 20
Capital Value
$2.6M
+119%
Rental Income
+$3.6M
Total Position
$6.2M
+417%
8.6%/yr
Year 30
Capital Value
$3.9M
+224%
Rental Income
+$6.3M
Total Position
$10.2M
+752%
7.4%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.1% annual return
Occupancy
Average
59% average occupancy
Nightly Rate
Strong
$1289 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.1% — outperforms most villas in this market
Premium nightly rate of $1289 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 59% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

39% occ.
10.6%
$11,514/mo
49% occ.
13.4%
$14,496/mo
59% occ.
16.1%
$17,479/mo
current
69% occ.
18.9%
$20,462/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.