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Quinta in Luz Nn, Espiche, Luz
Quinta in Luz Nn, Espiche, Luz — image 2Quinta in Luz Nn, Espiche, Luz — image 3Quinta in Luz Nn, Espiche, Luz — image 4Quinta in Luz Nn, Espiche, Luz — image 5
Grade Bvillabudget

Quinta in Luz Nn, Espiche, Luz

Lagos · Western Algarve ·

€500,000

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.1%

True Net Yield (Managed, all-in)

6.5%

True Gross Yield

59%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €41,264/yr
Average Daily Rate: 192
-15.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 29.5 years
5-yr Capital Value: €579,637
10-yr Capital Value: €671,958
Brixfox Score: 64.6 / 100
Comparable Properties: 37
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€631,430

+26.3% over asking

Asking price€500,000
IMT — Property transfer tax (investment schedule)€27,830
IS — Stamp duty (0.8%)€4,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,500
Total acquisition costs€40,580
Renovation (est. €900/m² × 80)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.
€72,000
(€56,000€88,000)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€18,850
All-in investment (incl. renovation & furnishing)€631,430

Gross yield (asking price)

8.3%

True gross yield (all-in)

6.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 80
Land: 14640
Style: portuguese-traditional
Condition: needs-renovation
Energy Certificate: Exempt
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large plot of landrural settingproximity to golf course

Score Breakdown

ROI
12.87
Visual Appeal
6.4
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.89
Payback Speed
2
STR Suitability
4

Description

REF: M-607 Fantastic farm 1.5 km away  from Praia da Luz in Vale Verde, quiet location with renovated access and pleasant views, close to Boavista Golf Resort and 3 km from Lagos. The farmhouse has a 2 bedroom house with typical Algarvian architecture, with  two bedrooms, a living room, a kitchen and a bathroom.  It ne

Location

📍 37.0870°N, 8.7290°W

· Lagos, Algarve, Portugal

2-bedroom freehold villa in Lagos — photo 1 of 5
RE/MAX Diamond
2-bedroom freehold villa in Lagos — photo 2 of 5
2-bedroom freehold villa in Lagos — photo 3 of 5
2-bedroom freehold villa in Lagos — photo 4 of 5
2-bedroom freehold villa in Lagos — photo 5 of 5

Quinta in Luz Nn, Espiche, Luz

Lagos · Western Algarve · Ref BF-1953 Source verified · RE/MAX Diamond · listed 2 Jun 2026
Asking price · Freehold
$543,478
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
1
Built area
80 m²
Land
14640 m²
True net yield
3.4%
$3,267/mo net after costs & tax
5-yr total return (net + appreciation)
10.7% / yr avg
Payback in ~30 yrs from rent
Brixfox Score 65 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: Exempt
Condition: needs-renovation

Description

REF: M-607 Fantastic farm 1.5 km away  from Praia da Luz in Vale Verde, quiet location with renovated access and pleasant views, close to Boavista Golf Resort and 3 km from Lagos. The farmhouse has a 2 bedroom house with typical Algarvian architecture, with  two bedrooms, a living room, a kitchen and a bathroom.  It ne

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$270/night
50% ($124)Brixfox estimate($270/night)200% ($497)
Occupancy
59%
10%Brixfox estimate(59%)100%

Short-Term Rental

Indicative
Yearly income
$27,928
Likely range $16,757$39,099
Airbnb data$270/night · 59% occupancy
Rental income
$270/night · 59% occ.
$53,708
Running costs (20%)
Utilities, cleaning, maintenance
-$10,742
Income tax (10%)
Indonesian rental income tax
-$15,038
Property tax
Annual property tax
-$0
Net income
5.1% ROI
$27,928

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.4%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
6.3%
5.5%
Fully-managed
4.1%
3.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.6%

Annual Revenue

$53,708

Income Tax / yr

$4,699

Payback

30 yrs

True All-In Cost
Asking price$543,478
IMT — transfer tax (non-resident 7.5%)$40,761
Stamp duty (0.8%)$4,348
Notary + registry$2,174
Legal$6,685
Furnishing + STR launch$27,174
All-in cost$624,620

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.3M$2.5M$1.6M$818K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $500K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$608K
+22%
Rental Income
+$136K
Total Position
$745K
+49%
8.3%/yr
Year 10
Capital Value
$740K
+48%
Rental Income
+$295K
Total Position
$1.0M
+107%
7.5%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$690K
Total Position
$1.8M
+257%
6.6%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$1.2M
Total Position
$2.8M
+469%
6.0%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.1% annual return
Occupancy
Average
59% average occupancy
Nightly Rate
Strong
$248 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Strong
14640 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $248 — positioned in the top tier
Generous 14640 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 59% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

39% occ.
4.9%
$2,234/mo
49% occ.
6.2%
$2,809/mo
59% occ.
7.5%
$3,384/mo
current
69% occ.
8.7%
$3,958/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.