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Terraced house in Rua Diogo Cristina, Baixa, Olhão
Terraced house in Rua Diogo Cristina, Baixa, Olhão — image 2Terraced house in Rua Diogo Cristina, Baixa, Olhão — image 3Terraced house in Rua Diogo Cristina, Baixa, Olhão — image 4Terraced house in Rua Diogo Cristina, Baixa, Olhão — image 5
Grade B+villamid-range

Terraced house in Rua Diogo Cristina, Baixa, Olhão

Olhão · Eastern Algarve ·

€399,000

Asking Price (EUR)

8.0%

True Net Yield (Owner, all-in)

5.5%

True Net Yield (Managed, all-in)

10.4%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €48,681/yr
Average Daily Rate: €249
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 18.1 years
5-yr Capital Value: €462,550
10-yr Capital Value: €536,223
Brixfox Score: 67 / 100
Comparable Properties: 21
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€469,517

+17.7% over asking

Asking price€399,000
IMT — Property transfer tax (investment schedule)€19,750
IS — Stamp duty (0.8%)€3,192
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,985
Total acquisition costs€30,177
Renovation (est. €55/m² × 148 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,140
(€4,440–€11,840)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€469,517

Gross yield (asking price)

12.2%

True gross yield (all-in)

10.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 148 m²
Land: 19 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: B-

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional Portuguese azulejo facadevaulted, textured ceilings

Score Breakdown

ROI
19.53
Visual Appeal
12.8
Ownership Security
13
Location
7.8
Land & Space
0.48
Rental Demand
5.35
Payback Speed
4
STR Suitability
4

Description

Discover this encjavascript: void(0); antadora villa located in the heart of Olhão, one of the most picturesque towns in the Algarve. This property combines traditional charm with modern amenities, offering a warm and functional atmosphere. Features: Total area: 147 m², 128.3m2 building and 19.3m2 patio Bedrooms: 3 be

Location

📍 37.0260°N, 7.8410°W

· Olhão, Algarve, Portugal

Listed by RedeReal Loulé via Idealista.pt
3-bedroom freehold villa in Olhão — photo 1 of 5
Idealista.pt
3-bedroom freehold villa in Olhão — photo 2 of 5
3-bedroom freehold villa in Olhão — photo 3 of 5
3-bedroom freehold villa in Olhão — photo 4 of 5
3-bedroom freehold villa in Olhão — photo 5 of 5

Terraced house in Rua Diogo Cristina, Baixa, Olhão

Olhão · Eastern Algarve · Ref BF-254 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$433,696
Ownership
Freehold
Bedrooms
3
Bathrooms
2
Built area
148 m²
Land
19 m²
True net yield
5.5%
≈ $4,068/mo net after costs & tax
5-yr total return (net + appreciation)
11.4% / yr avg
Payback in ~18 yrs from rent
Brixfox Score 67 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: B-
Condition: good

Description

Discover this encjavascript: void(0); antadora villa located in the heart of Olhão, one of the most picturesque towns in the Algarve. This property combines traditional charm with modern amenities, offering a warm and functional atmosphere. Features: Total area: 147 m², 128.3m2 building and 19.3m2 patio Bedrooms: 3 be

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$351/night
50% ($161)Brixfox estimate($351/night)200% ($646)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Indicative
Yearly income
$32,975
Likely range $19,785 – $46,165
Airbnb data$351/night · 53% occupancy
Rental income
$351/night · 53% occ.
$63,413
Running costs (20%)
Utilities, cleaning, maintenance
-$12,683
Income tax (10%)
Indonesian rental income tax
-$17,756
Property tax
Annual property tax
-$0
Net income
7.6% ROI
$32,975

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.5%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
9.7%
8.6%
Fully-managed
6.6%
5.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

12.6%

Annual Revenue

$63,413

Income Tax / yr

$5,549

Payback

18 yrs

True All-In Cost
Asking price$433,696
IMT — transfer tax (non-resident 7.5%)$32,527
Stamp duty (0.8%)$3,470
Notary + registry$2,174
Legal$5,335
Furnishing + STR launch$27,174
All-in cost$504,375

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$3.1M$2.4M$1.6M$787K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $399K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$485K
+22%
Rental Income
+$161K
Total Position
$647K
+62%
10.1%/yr
Year 10
Capital Value
$591K
+48%
Rental Income
+$348K
Total Position
$938K
+135%
8.9%/yr
Year 20
Capital Value
$874K
+119%
Rental Income
+$815K
Total Position
$1.7M
+323%
7.5%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$1.4M
Total Position
$2.7M
+586%
6.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.6% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$323 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
19 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $323 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
6.9%
$2,501/mo
43% occ.
9.0%
$3,248/mo
53% occ.
11.1%
$3,995/mo
current
63% occ.
13.1%
$4,742/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.