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Detached house in Zona Ribeirinha, Portimão
Detached house in Zona Ribeirinha, Portimão — image 2Detached house in Zona Ribeirinha, Portimão — image 3Detached house in Zona Ribeirinha, Portimão — image 4Detached house in Zona Ribeirinha, Portimão — image 5
Grade Bvillabudget

Detached house in Zona Ribeirinha, Portimão

Portimão · Western Algarve ·

€499,000

Asking Price (EUR)

4.2%

True Net Yield (Owner, all-in)

2.8%

True Net Yield (Managed, all-in)

5.8%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €40,359/yr
Average Daily Rate: €246
-25.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 30.4 years
5-yr Capital Value: €578,478
10-yr Capital Value: €670,614
Brixfox Score: 57.7 / 100
Comparable Properties: 26
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€696,677

+39.6% over asking

Asking price€499,000
IMT — Property transfer tax (investment schedule)€27,750
IS — Stamp duty (0.8%)€3,992
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,485
Total acquisition costs€40,477
Renovation (est. €900/m² × 150 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€135,000
(€105,000–€165,000)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€696,677

Gross yield (asking price)

8.1%

True gross yield (all-in)

5.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 150 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1950
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved facadehigh ceilingsoriginal wooden floorsornate chandelier

Score Breakdown

ROI
12.48
Visual Appeal
7.4
Ownership Security
13
Location
9.36
Land & Space
5
Rental Demand
4.49
Payback Speed
2
STR Suitability
4

Description

House T3, in Art Deco-style in the historic centre of Portimão, ARU Zone (Urban Rehabilitation Area), 150 metres from the riverside area, divided into a apartment T3 and a commercial establishment, with separate entrances. Commercial establishment on the ground floor, with a large lounge, counter and bar area, storage

Location

📍 37.1356°N, 8.5377°W

· Portimão, Algarve, Portugal

View this property on Arabiscos, Mediação Imobiliária Lda →Listed via Idealista.pt
3-bedroom freehold villa in Portimão — photo 1 of 5
Arabiscos, Mediação Imobiliária Lda
3-bedroom freehold villa in Portimão — photo 2 of 5
3-bedroom freehold villa in Portimão — photo 3 of 5
3-bedroom freehold villa in Portimão — photo 4 of 5
3-bedroom freehold villa in Portimão — photo 5 of 5

Detached house in Zona Ribeirinha, Portimão

Portimão · Western Algarve · Ref BF-2759 Source verified · Arabiscos, Mediação Imobiliária Lda · listed 2 Jun 2026
Asking price · Freehold
$542,391
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
2
Built area
150 m²
True net yield
3.3%
≈ $3,180/mo net after costs & tax
5-yr total return (net + appreciation)
10.0% / yr avg
Payback in ~30 yrs from rent
Brixfox Score 58 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Portimão

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1950
Energy: D
Condition: needs-renovation

Description

House T3, in Art Deco-style in the historic centre of Portimão, ARU Zone (Urban Rehabilitation Area), 150 metres from the riverside area, divided into a apartment T3 and a commercial establishment, with separate entrances. Commercial establishment on the ground floor, with a large lounge, counter and bar area, storage

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$346/night
50% ($159)Brixfox estimate($346/night)200% ($637)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Indicative
Yearly income
$27,329
Likely range $16,398 – $38,261
Airbnb data$346/night · 45% occupancy
Rental income
$346/night · 45% occ.
$52,557
Running costs (20%)
Utilities, cleaning, maintenance
-$10,511
Income tax (10%)
Indonesian rental income tax
-$14,716
Property tax
Annual property tax
-$0
Net income
5.0% ROI
$27,329

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.3%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
6.1%
5.4%
Fully-managed
4.0%
3.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.4%

Annual Revenue

$52,557

Income Tax / yr

$4,599

Payback

30 yrs

True All-In Cost
Asking price$542,391
IMT — transfer tax (non-resident 7.5%)$40,679
Stamp duty (0.8%)$4,339
Notary + registry$2,174
Legal$6,672
Furnishing + STR launch$27,174
All-in cost$623,429

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$3.2M$2.4M$1.6M$809K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $499K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$607K
+22%
Rental Income
+$133K
Total Position
$741K
+48%
8.2%/yr
Year 10
Capital Value
$739K
+48%
Rental Income
+$288K
Total Position
$1.0M
+106%
7.5%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$676K
Total Position
$1.8M
+255%
6.5%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$1.2M
Total Position
$2.8M
+464%
5.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.0% annual return
Occupancy
Weak
45% average occupancy
Nightly Rate
Strong
$318 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $318 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.9%
$2,210/mo
40% occ.
6.5%
$2,946/mo
45% occ.
7.3%
$3,311/mo
current
55% occ.
9.0%
$4,048/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.