Launch offer — 3 months free free, no card

Terraced house in Rua de São José, Zona Ribeirinha, Portimão
Terraced house in Rua de São José, Zona Ribeirinha, Portimão — image 2Terraced house in Rua de São José, Zona Ribeirinha, Portimão — image 3Terraced house in Rua de São José, Zona Ribeirinha, Portimão — image 4Terraced house in Rua de São José, Zona Ribeirinha, Portimão — image 5
Grade C+villamid-range

Terraced house in Rua de São José, Zona Ribeirinha, Portimão

Portimão · Western Algarve ·

€1.2M

Asking Price (EUR)

2.8%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.0%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €54,627/yr
Average Daily Rate: €328
Payback Period: 55.4 years
5-yr Capital Value: €1.4M
10-yr Capital Value: €1.6M
Brixfox Score: 50.5 / 100
Comparable Properties: 26
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.4M

+14.4% over asking

Asking price€1.2M
IMT — Property transfer tax (investment schedule)€90,000
IS — Stamp duty (0.8%)€9,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€18,000
Total acquisition costs€118,850
Renovation (est. €55/m² × 405 m²)
Light touch-ups — paint, fixtures, deep clean.		€22,275
(€12,150–€32,400)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€1.4M

Gross yield (asking price)

4.5%

True gross yield (all-in)

4.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 405 m²
Land: 130 m²
Style: portuguese-traditional
Condition: good
Year Built: 2010
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

river_and_bridge_viewtraditional_cobblestone_street_entrance

Score Breakdown

ROI
7.24
Visual Appeal
9.8
Ownership Security
13
Location
9.36
Land & Space
2.51
Rental Demand
4.56
Payback Speed
0
STR Suitability
4

Description

Triplex villa with 3 en-suite bedrooms with stunning views of the Riverside Area and Arade River and a restaurant on the ground floor. Close to various amenities, services, commerce, hypermarkets with enormous potential. The villa is composed of: Ground Floor: Restaurant | Bar with 123m2, including 3 bathrooms, servic

Location

📍 37.1356°N, 8.5377°W

· Portimão, Algarve, Portugal

Visit PERA Premium Properties →Listed via Idealista.pt
3-bedroom freehold villa in Portimão — photo 1 of 5
PERA Premium Properties
3-bedroom freehold villa in Portimão — photo 2 of 5
3-bedroom freehold villa in Portimão — photo 3 of 5
3-bedroom freehold villa in Portimão — photo 4 of 5
3-bedroom freehold villa in Portimão — photo 5 of 5

Terraced house in Rua de São José, Zona Ribeirinha, Portimão

Portimão · Western Algarve · Ref BF-2881 Source verified · PERA Premium Properties · listed 2 Jun 2026
Asking price · Freehold
$1,304,348
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
4
Built area
405 m²
Land
130 m²
True net yield
1.8%
≈ $4,140/mo net after costs & tax
5-yr total return (net + appreciation)
7.8% / yr avg
Payback in ~55 yrs from rent
Brixfox Score 51 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Portimão

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2010
Energy: C
Condition: good

Description

Triplex villa with 3 en-suite bedrooms with stunning views of the Riverside Area and Arade River and a restaurant on the ground floor. Close to various amenities, services, commerce, hypermarkets with enormous potential. The villa is composed of: Ground Floor: Restaurant | Bar with 123m2, including 3 bathrooms, servic

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$461/night
50% ($212)Brixfox estimate($461/night)200% ($849)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Indicative
Yearly income
$37,003
Likely range $22,201 – $51,803
Airbnb data$461/night · 46% occupancy
Rental income
$461/night · 46% occ.
$71,159
Running costs (20%)
Utilities, cleaning, maintenance
-$14,232
Income tax (10%)
Indonesian rental income tax
-$19,924
Property tax
Annual property tax
-$0
Net income
2.8% ROI
$37,003

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

1.8%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
3.4%
3.0%
Fully-managed
2.2%
1.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

4.9%

Annual Revenue

$71,159

Income Tax / yr

$6,226

Payback

55 yrs

True All-In Cost
Asking price$1,304,348
IMT — transfer tax (non-resident 7.5%)$97,826
Stamp duty (0.8%)$10,435
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,455,326

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$6.3M$4.8M$3.2M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.2M
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 25: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.5M
+22%
Rental Income
+$181K
Total Position
$1.6M
+37%
6.5%/yr
Year 10
Capital Value
$1.8M
+48%
Rental Income
+$390K
Total Position
$2.2M
+81%
6.1%/yr
Year 20
Capital Value
$2.6M
+119%
Rental Income
+$915K
Total Position
$3.5M
+195%
5.6%/yr
Year 30
Capital Value
$3.9M
+224%
Rental Income
+$1.6M
Total Position
$5.5M
+359%
5.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.8% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$424 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
130 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $424 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.8% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.7%
$2,946/mo
40% occ.
3.6%
$3,929/mo
46% occ.
4.1%
$4,483/mo
current
56% occ.
5.0%
$5,465/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.