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House, Urbanização Encostas das Oliveiras, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira
House, Urbanização Encostas das Oliveiras, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira — image 2House, Urbanização Encostas das Oliveiras, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira — image 3House, Urbanização Encostas das Oliveiras, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira — image 4House, Urbanização Encostas das Oliveiras, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira — image 5
Grade Avillamid-range

House, Urbanização Encostas das Oliveiras, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€785,000

Asking Price (EUR)

13.4%

True Net Yield (Owner, all-in)

9.8%

True Net Yield (Managed, all-in)

15.8%

True Gross Yield

63%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €144,320/yr
Average Daily Rate: €632
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 9.7 years
5-yr Capital Value: €910,030
10-yr Capital Value: €1.1M
Brixfox Score: 78.3 / 100
Comparable Properties: 6
Data Confidence: 76%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€911,310

+16.1% over asking

Asking price€785,000
IMT — Property transfer tax (investment schedule)€47,100
IS — Stamp duty (0.8%)€6,280
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,775
Total acquisition costs€66,405
Renovation (est. €55/m² × 361 m²)
Light touch-ups — paint, fixtures, deep clean.		€19,855
(€10,830–€28,880)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€911,310

Gross yield (asking price)

18.4%

True gross yield (all-in)

15.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 361 m²
Land: 244 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

multiple private poolsterraced balconies with pergolastraditional terracotta roof tiles

Score Breakdown

ROI
25
Visual Appeal
11.8
Ownership Security
13
Location
8.4
Land & Space
4.81
Rental Demand
6.26
Payback Speed
5
STR Suitability
4

Description

This elegant semi-detached villa, built in 2003, offers four bedrooms, three bathrooms, and a practical layout across the ground floor, first floor, and a spacious basement. Situated in a quiet residential area, it is just a short walk from the marina and various local amenities, ensuring everyday comfort and convenien

Location

📍 37.1076°N, 8.1235°W

· Loulé/Vilamoura, Algarve, Portugal

View this property on SR PROPERTIES ALGARVE Real Estate →Listed via Idealista.pt
4-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
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4-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

House, Urbanização Encostas das Oliveiras, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle · Ref BF-39773 Source verified · SR PROPERTIES ALGARVE Real Estate · listed 2 Jun 2026
Asking price · Freehold
$853,261
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
3
Built area
361 m²
Land
244 m²
True net yield
10.4%
≈ $13,263/mo net after costs & tax
5-yr total return (net + appreciation)
17.6% / yr avg
Payback in ~10 yrs from rent
Brixfox Score 78 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Property details

Year built: 2003
Energy: C
Condition: good

Description

This elegant semi-detached villa, built in 2003, offers four bedrooms, three bathrooms, and a practical layout across the ground floor, first floor, and a spacious basement. Situated in a quiet residential area, it is just a short walk from the marina and various local amenities, ensuring everyday comfort and convenien

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$889/night
50% ($409)Brixfox estimate($889/night)200% ($1635)
Occupancy
63%
10%Brixfox estimate(63%)100%

Short-Term Rental

Indicative
Yearly income
$97,732
Likely range $58,639 – $136,824
Airbnb data$889/night · 63% occupancy
Rental income
$889/night · 63% occ.
$187,946
Running costs (20%)
Utilities, cleaning, maintenance
-$37,589
Income tax (10%)
Indonesian rental income tax
-$52,625
Property tax
Annual property tax
-$0
Net income
11.5% ROI
$97,732

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

10.4%

on all-in cost of $963,925

Scenario
Pre-tax
After-tax
Owner-managed
16.5%
14.8%
Fully-managed
12.1%
10.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

19.5%

Annual Revenue

$187,946

Income Tax / yr

$16,446

Payback

10 yrs

True All-In Cost
Asking price$853,261
IMT — transfer tax (non-resident 7.5%)$63,995
Stamp duty (0.8%)$6,826
Notary + registry$2,174
Legal$10,496
Furnishing + STR launch$27,174
All-in cost$963,925

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$7.8M$5.9M$3.9M$2.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $785K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$955K
+22%
Rental Income
+$477K
Total Position
$1.4M
+82%
12.8%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$1.0M
Total Position
$2.2M
+179%
10.8%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$2.4M
Total Position
$4.1M
+427%
8.7%/yr
Year 30
Capital Value
$2.5M
+224%
Rental Income
+$4.3M
Total Position
$6.8M
+769%
7.5%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.5% annual return
Occupancy
Good
63% average occupancy
Nightly Rate
Strong
$818 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
244 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.5% — outperforms most villas in this market
Premium nightly rate of $818 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 244 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

43% occ.
11.3%
$8,056/mo
53% occ.
14.0%
$9,948/mo
63% occ.
16.7%
$11,841/mo
current
73% occ.
19.3%
$13,733/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.