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Detached house in Estrada da Torre, Armação de Pêra
Detached house in Estrada da Torre, Armação de Pêra — image 2Detached house in Estrada da Torre, Armação de Pêra — image 3Detached house in Estrada da Torre, Armação de Pêra — image 4Detached house in Estrada da Torre, Armação de Pêra — image 5
Grade Avillamid-range

Detached house in Estrada da Torre, Armação de Pêra

Silves · Central Algarve ·

€850,000

Asking Price (EUR)

9.5%

True Net Yield (Owner, all-in)

6.9%

True Net Yield (Managed, all-in)

11.5%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €112,923/yr
Average Daily Rate: €542
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 13.9 years
5-yr Capital Value: €985,383
10-yr Capital Value: €1.1M
Brixfox Score: 80.6 / 100
Comparable Properties: 10
Data Confidence: 73%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€981,100

+15.4% over asking

Asking price€850,000
IMT — Property transfer tax (investment schedule)€51,000
IS — Stamp duty (0.8%)€6,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€12,750
Total acquisition costs€71,800
Renovation (est. €55/m² × 350 m²)
Light touch-ups — paint, fixtures, deep clean.		€19,250
(€10,500–€28,000)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€981,100

Gross yield (asking price)

13.3%

True gross yield (all-in)

11.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 350 m²
Land: 420 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

pink exterior facadefreeform swimming pooloutdoor covered terrace

Score Breakdown

ROI
23.36
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
8.32
Rental Demand
5.71
Payback Speed
5
STR Suitability
4

Description

Come and discover with HB Luxury Real Estate this fantastic 4 bedroom villa with swimming pool, garden and leisure area located just 5 minutes from the center of Armação de Pêra and its famous beaches. With a unique and privileged location and views over the countryside and Laranjais with its fantastic terraces and bal

Location

📍 37.1203°N, 8.3706°W

· Silves, Algarve, Portugal

View this property on HB Luxury Real Estate →Listed via Idealista.pt
4-bedroom freehold villa in Silves — photo 1 of 5
HB Luxury Real Estate
4-bedroom freehold villa in Silves — photo 2 of 5
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4-bedroom freehold villa in Silves — photo 5 of 5

Detached house in Estrada da Torre, Armação de Pêra

Silves · Central Algarve · Ref BF-5069 Source verified · HB Luxury Real Estate · listed 3 Jun 2026
Asking price · Freehold
$923,913
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
5
Built area
350 m²
Land
420 m²
True net yield
7.2%
≈ $10,124/mo net after costs & tax
5-yr total return (net + appreciation)
12.0% / yr avg
Payback in ~14 yrs from rent
Brixfox Score 81 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: B
Condition: good

Description

Come and discover with HB Luxury Real Estate this fantastic 4 bedroom villa with swimming pool, garden and leisure area located just 5 minutes from the center of Armação de Pêra and its famous beaches. With a unique and privileged location and views over the countryside and Laranjais with its fantastic terraces and bal

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$762/night
50% ($351)Brixfox estimate($762/night)200% ($1403)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Indicative
Yearly income
$76,491
Likely range $45,895 – $107,088
Airbnb data$762/night · 57% occupancy
Rental income
$762/night · 57% occ.
$147,099
Running costs (20%)
Utilities, cleaning, maintenance
-$29,420
Income tax (10%)
Indonesian rental income tax
-$41,188
Property tax
Annual property tax
-$0
Net income
8.3% ROI
$76,491

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

7.2%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
11.7%
10.4%
Fully-managed
8.4%
7.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

14.1%

Annual Revenue

$147,099

Income Tax / yr

$12,871

Payback

14 yrs

True All-In Cost
Asking price$923,913
IMT — transfer tax (non-resident 7.5%)$69,293
Stamp duty (0.8%)$7,391
Notary + registry$2,174
Legal$11,364
Furnishing + STR launch$27,174
All-in cost$1,041,310

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$7.0M$5.3M$3.5M$1.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $850K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.0M
+22%
Rental Income
+$374K
Total Position
$1.4M
+66%
10.6%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$807K
Total Position
$2.1M
+143%
9.3%/yr
Year 20
Capital Value
$1.9M
+119%
Rental Income
+$1.9M
Total Position
$3.8M
+342%
7.7%/yr
Year 30
Capital Value
$2.8M
+224%
Rental Income
+$3.3M
Total Position
$6.1M
+618%
6.8%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.3% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$701 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
420 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.3% — outperforms most villas in this market
Premium nightly rate of $701 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 57% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
7.8%
$6,021/mo
47% occ.
9.9%
$7,644/mo
57% occ.
12.0%
$9,267/mo
current
67% occ.
14.1%
$10,890/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.