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Detached house in Monte Ruivo, São Marcos da Serra
Detached house in Monte Ruivo, São Marcos da Serra — image 2Detached house in Monte Ruivo, São Marcos da Serra — image 3Detached house in Monte Ruivo, São Marcos da Serra — image 4Detached house in Monte Ruivo, São Marcos da Serra — image 5
Grade Avillabudget

Detached house in Monte Ruivo, São Marcos da Serra

Silves · Central Algarve ·

€450,000

Asking Price (EUR)

8.7%

True Net Yield (Owner, all-in)

6.1%

True Net Yield (Managed, all-in)

10.9%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €66,063/yr
Average Daily Rate: €380
-15.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 13.8 years
5-yr Capital Value: €521,673
10-yr Capital Value: €604,762
Brixfox Score: 80.1 / 100
Comparable Properties: 5
Data Confidence: 67%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€608,130

+35.1% over asking

Asking price€450,000
IMT — Property transfer tax (investment schedule)€23,830
IS — Stamp duty (0.8%)€3,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,750
Total acquisition costs€35,430
Renovation (est. €350/m² × 268 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€93,800
(€67,000–€120,600)
Furnishing & STR launch (5bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€28,900
All-in investment (incl. renovation & furnishing)€608,130

Gross yield (asking price)

14.7%

True gross yield (all-in)

10.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 268 m²
Land: 49900 m²
Style: portuguese-traditional
Condition: fair
Year Built: 1988
Energy Certificate: E
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rural settingmultiple buildings on propertyterraced land

Score Breakdown

ROI
23.52
Visual Appeal
9.4
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.76
Payback Speed
5
STR Suitability
4

Description

Located in Monte Ruivo, São Marcos da Serra, these two single-storey houses offer a unique opportunity for those looking for tranquillity and space. The property has a total of 5 hectares of land, offering unobstructed views and a privileged connection with nature. The main house is 86 m² and has an equipped kitchen,

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

Listed by Vista Plaza via Idealista.pt
5-bedroom freehold villa in Silves — photo 1 of 5
Idealista.pt
5-bedroom freehold villa in Silves — photo 2 of 5
5-bedroom freehold villa in Silves — photo 3 of 5
5-bedroom freehold villa in Silves — photo 4 of 5
5-bedroom freehold villa in Silves — photo 5 of 5

Detached house in Monte Ruivo, São Marcos da Serra

Silves · Central Algarve · Ref BF-5218 Source verified · Idealista.pt · listed 3 May 2026
Asking price · Freehold
$489,130
Ownership
Freehold
Bedrooms
5
Bathrooms
4
Built area
268 m²
Land
49900 m²
True net yield
7.3%
≈ $5,752/mo net after costs & tax
5-yr total return (net + appreciation)
12.9% / yr avg
Payback in ~14 yrs from rent
Brixfox Score 80 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1988
Energy: E
Condition: fair

Description

Located in Monte Ruivo, São Marcos da Serra, these two single-storey houses offer a unique opportunity for those looking for tranquillity and space. The property has a total of 5 hectares of land, offering unobstructed views and a privileged connection with nature. The main house is 86 m² and has an equipped kitchen,

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$535/night
50% ($246)Brixfox estimate($535/night)200% ($984)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Indicative
Yearly income
$44,747
Likely range $26,848 – $62,646
Airbnb data$535/night · 48% occupancy
Rental income
$535/night · 48% occ.
$86,051
Running costs (20%)
Utilities, cleaning, maintenance
-$17,210
Income tax (10%)
Indonesian rental income tax
-$24,094
Property tax
Annual property tax
-$0
Net income
9.1% ROI
$44,747

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

7.3%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
12.2%
10.9%
Fully-managed
8.6%
7.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

15.2%

Annual Revenue

$86,051

Income Tax / yr

$7,529

Payback

14 yrs

True All-In Cost
Asking price$489,130
IMT — transfer tax (non-resident 7.5%)$36,685
Stamp duty (0.8%)$3,913
Notary + registry$2,174
Legal$6,016
Furnishing + STR launch$27,174
All-in cost$565,092

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$3.9M$2.9M$2.0M$983K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $450K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$547K
+22%
Rental Income
+$219K
Total Position
$766K
+70%
11.2%/yr
Year 10
Capital Value
$666K
+48%
Rental Income
+$472K
Total Position
$1.1M
+153%
9.7%/yr
Year 20
Capital Value
$986K
+119%
Rental Income
+$1.1M
Total Position
$2.1M
+365%
8.0%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$2.0M
Total Position
$3.4M
+660%
7.0%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.1% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$492 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Strong
49900 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.1% — outperforms most villas in this market
Premium nightly rate of $492 — positioned in the top tier
Generous 49900 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.4%
$3,415/mo
40% occ.
11.2%
$4,553/mo
48% occ.
13.3%
$5,422/mo
current
58% occ.
16.1%
$6,560/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.