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House in Praia da Luz, Luz
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Grade B+villamid-range

House in Praia da Luz, Luz

Lagos · Western Algarve ·

€475,000

Asking Price (EUR)

7.9%

True Net Yield (Owner, all-in)

5.4%

True Net Yield (Managed, all-in)

10.1%

True Gross Yield

58%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €55,371/yr
Average Daily Rate: 260
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 18.3 years
5-yr Capital Value: €550,655
10-yr Capital Value: €638,360
Brixfox Score: 72.4 / 100
Comparable Properties: 45
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€547,855

+15.3% over asking

Asking price€475,000
IMT — Property transfer tax (investment schedule)€25,830
IS — Stamp duty (0.8%)€3,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,125
Total acquisition costs€38,005
Renovation (est. €55/m² × 100)
Light touch-ups — paint, fixtures, deep clean.
€5,500
(€3,000€8,000)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€29,350
All-in investment (incl. renovation & furnishing)€547,855

Gross yield (asking price)

11.7%

True gross yield (all-in)

10.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 100
Land: 108
Style: portuguese-traditional
Condition: good
Year Built: 2001
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balcony with pool and sea viewtraditional fireplacecommunal swimming pools

Score Breakdown

ROI
19.35
Visual Appeal
12.8
Ownership Security
13
Location
10.2
Land & Space
3.17
Rental Demand
5.84
Payback Speed
4
STR Suitability
4

Description

This two-bedroom villa is located in a quiet condominium, around 20 minutes' walk from Praia da Luz. The property is arranged over two floors. On the ground floor, there is an entrance hall leading to two bedrooms with fitted wardrobes and one bathroom. The main bedroom has direct access to a private terrace, with eas

Location

📍 37.0900°N, 8.7357°W

· Lagos, Algarve, Portugal

2-bedroom freehold villa in Lagos — photo 1 of 5
Marcela Propriedades
2-bedroom freehold villa in Lagos — photo 2 of 5
2-bedroom freehold villa in Lagos — photo 3 of 5
2-bedroom freehold villa in Lagos — photo 4 of 5
2-bedroom freehold villa in Lagos — photo 5 of 5

House in Praia da Luz, Luz

Lagos · Western Algarve · Ref BF-533 Source verified · Marcela Propriedades · listed 2 Jun 2026
Asking price · Freehold
$516,304
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
100 m²
Land
108 m²
True net yield
5.5%
$4,676/mo net after costs & tax
5-yr total return (net + appreciation)
12.8% / yr avg
Payback in ~18 yrs from rent
Brixfox Score 72 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2001
Energy: C
Condition: good

Description

This two-bedroom villa is located in a quiet condominium, around 20 minutes' walk from Praia da Luz. The property is arranged over two floors. On the ground floor, there is an entrance hall leading to two bedrooms with fitted wardrobes and one bathroom. The main bedroom has direct access to a private terrace, with eas

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$365/night
50% ($168)Brixfox estimate($365/night)200% ($672)
Occupancy
58%
10%Brixfox estimate(58%)100%

Short-Term Rental

Indicative
Yearly income
$37,483
Likely range $22,490$52,476
Airbnb data$365/night · 58% occupancy
Rental income
$365/night · 58% occ.
$72,083
Running costs (20%)
Utilities, cleaning, maintenance
-$14,417
Income tax (10%)
Indonesian rental income tax
-$20,183
Property tax
Annual property tax
-$0
Net income
7.3% ROI
$37,483

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

5.5%

on all-in cost of $594,857

Scenario
Pre-tax
After-tax
Owner-managed
9.4%
8.4%
Fully-managed
6.5%
5.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

12.1%

Annual Revenue

$72,083

Income Tax / yr

$6,308

Payback

18 yrs

True All-In Cost
Asking price$516,304
IMT — transfer tax (non-resident 7.5%)$38,723
Stamp duty (0.8%)$4,130
Notary + registry$2,174
Legal$6,351
Furnishing + STR launch$27,174
All-in cost$594,857

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.7M$2.7M$1.8M$915K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $475K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$578K
+22%
Rental Income
+$183K
Total Position
$761K
+60%
9.9%/yr
Year 10
Capital Value
$703K
+48%
Rental Income
+$395K
Total Position
$1.1M
+131%
8.7%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$927K
Total Position
$2.0M
+314%
7.4%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$1.6M
Total Position
$3.2M
+570%
6.5%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.3% annual return
Occupancy
Average
58% average occupancy
Nightly Rate
Strong
$336 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
108 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $336 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 58% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

38% occ.
6.9%
$2,986/mo
48% occ.
8.7%
$3,763/mo
58% occ.
10.6%
$4,541/mo
current
68% occ.
12.4%
$5,319/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.