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Detached house in Algoz
Detached house in Algoz — image 2Detached house in Algoz — image 3Detached house in Algoz — image 4Detached house in Algoz — image 5
Grade Bvillamid-range

Detached house in Algoz

Silves · Central Algarve ·

€575,000

Asking Price (EUR)

4.7%

True Net Yield (Owner, all-in)

3.1%

True Net Yield (Managed, all-in)

6.4%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €43,935/yr
Average Daily Rate: €317
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 31.5 years
5-yr Capital Value: €666,583
10-yr Capital Value: €772,752
Brixfox Score: 61.4 / 100
Comparable Properties: 8
Data Confidence: 82%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€681,700

+18.6% over asking

Asking price€575,000
IMT — Property transfer tax (investment schedule)€33,830
IS — Stamp duty (0.8%)€4,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,625
Total acquisition costs€48,305
Renovation (est. €55/m² × 379 m²)
Light touch-ups — paint, fixtures, deep clean.		€20,845
(€11,370–€30,320)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€681,700

Gross yield (asking price)

7.6%

True gross yield (all-in)

6.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 379 m²
Land: 465 m²
Style: contemporary
Condition: good
Year Built: 2010
Energy Certificate: B
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

multi-level facadebalcony with panoramic viewsterraced garden

Score Breakdown

ROI
12.13
Visual Appeal
10.2
Ownership Security
13
Location
7.2
Land & Space
9.08
Rental Demand
3.8
Payback Speed
2
STR Suitability
4

Description

Detached House with Garden and Basement – Quiet Area | Algoz, Silves We present this excellent detached house, located in a quiet residential area, ideal for those seeking quality of life, comfort and proximity to all essential services in the heart of the Algarve. With a privileged location, this property offers the

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

Listed by Million Group via Idealista.pt
4-bedroom freehold villa in Silves — photo 1 of 5
Idealista.pt
4-bedroom freehold villa in Silves — photo 2 of 5
4-bedroom freehold villa in Silves — photo 3 of 5
4-bedroom freehold villa in Silves — photo 4 of 5
4-bedroom freehold villa in Silves — photo 5 of 5

Detached house in Algoz

Silves · Central Algarve · Ref BF-5360 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$625,000
Ownership
Freehold
Bedrooms
4
Bathrooms
3
Built area
379 m²
Land
465 m²
True net yield
3.2%
≈ $3,483/mo net after costs & tax
5-yr total return (net + appreciation)
8.5% / yr avg
Payback in ~31 yrs from rent
Brixfox Score 61 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2010
Energy: B
Condition: good

Description

Detached House with Garden and Basement – Quiet Area | Algoz, Silves We present this excellent detached house, located in a quiet residential area, ideal for those seeking quality of life, comfort and proximity to all essential services in the heart of the Algarve. With a privileged location, this property offers the

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$445/night
50% ($205)Brixfox estimate($445/night)200% ($819)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Indicative
Yearly income
$29,743
Likely range $17,846 – $41,640
Airbnb data$445/night · 38% occupancy
Rental income
$445/night · 38% occ.
$57,198
Running costs (20%)
Utilities, cleaning, maintenance
-$11,440
Income tax (10%)
Indonesian rental income tax
-$16,015
Property tax
Annual property tax
-$0
Net income
4.8% ROI
$29,743

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.2%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
5.8%
5.2%
Fully-managed
3.9%
3.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.0%

Annual Revenue

$57,198

Income Tax / yr

$5,004

Payback

31 yrs

True All-In Cost
Asking price$625,000
IMT — transfer tax (non-resident 7.5%)$46,875
Stamp duty (0.8%)$5,000
Notary + registry$2,174
Legal$7,688
Furnishing + STR launch$27,174
All-in cost$713,911

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$3.6M$2.7M$1.8M$910K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $575K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$700K
+22%
Rental Income
+$145K
Total Position
$845K
+47%
8.0%/yr
Year 10
Capital Value
$851K
+48%
Rental Income
+$314K
Total Position
$1.2M
+103%
7.3%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$735K
Total Position
$2.0M
+247%
6.4%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.3M
Total Position
$3.2M
+451%
5.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.8% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Strong
$409 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
465 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $409 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.5%
$2,843/mo
40% occ.
7.3%
$3,790/mo
38% occ.
6.9%
$3,603/mo
current
48% occ.
8.7%
$4,551/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.