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Terraced house in Urbanização da Cerca, 10, Vila de Pêra, Pêra
Terraced house in Urbanização da Cerca, 10, Vila de Pêra, Pêra — image 2Terraced house in Urbanização da Cerca, 10, Vila de Pêra, Pêra — image 3Terraced house in Urbanização da Cerca, 10, Vila de Pêra, Pêra — image 4Terraced house in Urbanização da Cerca, 10, Vila de Pêra, Pêra — image 5
Grade B+villaluxury

Terraced house in Urbanização da Cerca, 10, Vila de Pêra, Pêra

Silves · Central Algarve ·

€600,000

Asking Price (EUR)

8.4%

True Net Yield (Owner, all-in)

6.0%

True Net Yield (Managed, all-in)

10.5%

True Gross Yield

63%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €73,828/yr
Average Daily Rate: €320
+11.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Luxury finish (+8%)
Payback Period: 16.2 years
5-yr Capital Value: €695,564
10-yr Capital Value: €806,350
Brixfox Score: 74.2 / 100
Comparable Properties: 6
Data Confidence: 80%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€701,680

+16.9% over asking

Asking price€600,000
IMT — Property transfer tax (investment schedule)€35,830
IS — Stamp duty (0.8%)€4,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,000
Total acquisition costs€50,880
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€50,800
All-in investment (incl. renovation & furnishing)€701,680

Gross yield (asking price)

12.3%

True gross yield (all-in)

10.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 129 m²
Land: 109 m²
Style: contemporary
Condition: excellent
Year Built: 2003
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

gold and white ornate furniturepatterned accent wallsmodern exterior with dark stone claddingglass balcony railing

Score Breakdown

ROI
21.36
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
2.87
Rental Demand
6.32
Payback Speed
4
STR Suitability
4

Description

Elegant townhouse, located in Pêra, just a few minutes from Albufeira, in a strategic location that combines tranquility and proximity to the main points of interest in the Algarve, as well as various amenities and services. The house consists of: Ground floor - Entrance hall; - Large and bright living and dining roo

Location

📍 37.1184°N, 8.3383°W

· Silves, Algarve, Portugal

View this property on M Concept Home →Listed via Idealista.pt
3-bedroom freehold villa in Silves — photo 1 of 5
M Concept Home
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3-bedroom freehold villa in Silves — photo 5 of 5

Terraced house in Urbanização da Cerca, 10, Vila de Pêra, Pêra

Silves · Central Algarve · Ref BF-5397 Source verified · M Concept Home · listed 3 Jun 2026
Asking price · Freehold
$652,174
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
129 m²
Land
109 m²
True net yield
6.2%
≈ $6,423/mo net after costs & tax
5-yr total return (net + appreciation)
11.4% / yr avg
Payback in ~16 yrs from rent
Brixfox Score 74 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2003
Energy: C
Condition: excellent

Description

Elegant townhouse, located in Pêra, just a few minutes from Albufeira, in a strategic location that combines tranquility and proximity to the main points of interest in the Algarve, as well as various amenities and services. The house consists of: Ground floor - Entrance hall; - Large and bright living and dining roo

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$450/night
50% ($207)Brixfox estimate($450/night)200% ($828)
Occupancy
63%
10%Brixfox estimate(63%)100%

Short-Term Rental

Indicative
Yearly income
$50,013
Likely range $30,008 – $70,017
Airbnb data$450/night · 63% occupancy
Rental income
$450/night · 63% occ.
$96,178
Running costs (20%)
Utilities, cleaning, maintenance
-$19,236
Income tax (10%)
Indonesian rental income tax
-$26,930
Property tax
Annual property tax
-$0
Net income
7.7% ROI
$50,013

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

6.2%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
10.4%
9.2%
Fully-managed
7.3%
6.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

12.9%

Annual Revenue

$96,178

Income Tax / yr

$8,415

Payback

16 yrs

True All-In Cost
Asking price$652,174
IMT — transfer tax (non-resident 7.5%)$48,913
Stamp duty (0.8%)$5,217
Notary + registry$2,174
Legal$8,022
Furnishing + STR launch$27,174
All-in cost$743,674

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $600K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$730K
+22%
Rental Income
+$244K
Total Position
$974K
+62%
10.2%/yr
Year 10
Capital Value
$888K
+48%
Rental Income
+$527K
Total Position
$1.4M
+136%
9.0%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$1.2M
Total Position
$2.6M
+325%
7.5%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$2.2M
Total Position
$4.1M
+589%
6.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.7% annual return
Occupancy
Good
63% average occupancy
Nightly Rate
Strong
$414 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
109 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $414 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 109 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

43% occ.
7.6%
$4,142/mo
53% occ.
9.4%
$5,101/mo
63% occ.
11.1%
$6,059/mo
current
73% occ.
12.9%
$7,017/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.