Launch offer — 3 months free free, no card

Detached house in Centro da Cidade, Silves
Detached house in Centro da Cidade, Silves — image 2Detached house in Centro da Cidade, Silves — image 3Detached house in Centro da Cidade, Silves — image 4Detached house in Centro da Cidade, Silves — image 5
Grade Bvillamid-range

Detached house in Centro da Cidade, Silves

Silves · Central Algarve ·

€785,000

Asking Price (EUR)

3.9%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

5.4%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €48,104/yr
Average Daily Rate: €339
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 39.6 years
5-yr Capital Value: €910,030
10-yr Capital Value: €1.1M
Brixfox Score: 64.5 / 100
Comparable Properties: 8
Data Confidence: 82%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€891,455

+13.6% over asking

Asking price€785,000
IMT — Property transfer tax (investment schedule)€47,100
IS — Stamp duty (0.8%)€6,280
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,775
Total acquisition costs€66,405
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€891,455

Gross yield (asking price)

6.1%

True gross yield (all-in)

5.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 218 m²
Land: 4580 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2005
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

vaulted white-washed wooden ceilingsarched windows and doorwaystraditional red roof tilesterraced outdoor areas

Score Breakdown

ROI
9.82
Visual Appeal
13.6
Ownership Security
13
Location
7.2
Land & Space
12
Rental Demand
3.88
Payback Speed
1
STR Suitability
4

Description

Exquisite Countryside Family Home with amazing views overlooking the mountains, within only 5 minutes to the renowned Arade Dam & 12 minutes to the historical Silves City. This charming 4-bedroom single-storey Countryside Villa with swimming pool, land and double garage, set on a 4,580sqm spacious plot, offers a uniqu

Location

📍 37.1885°N, 8.4404°W

· Silves, Algarve, Portugal

View this property on SERVESUL →Listed via Idealista.pt
4-bedroom freehold villa in Silves — photo 1 of 5
SERVESUL
4-bedroom freehold villa in Silves — photo 2 of 5
4-bedroom freehold villa in Silves — photo 3 of 5
4-bedroom freehold villa in Silves — photo 4 of 5
4-bedroom freehold villa in Silves — photo 5 of 5

Detached house in Centro da Cidade, Silves

Silves · Central Algarve · Ref BF-5488 Source verified · SERVESUL · listed 2 Jun 2026
Asking price · Freehold
$853,261
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
3
Built area
218 m²
Land
4580 m²
True net yield
2.5%
≈ $3,759/mo net after costs & tax
5-yr total return (net + appreciation)
7.6% / yr avg
Payback in ~40 yrs from rent
Brixfox Score 65 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Silves

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2005
Energy: C
Condition: excellent

Description

Exquisite Countryside Family Home with amazing views overlooking the mountains, within only 5 minutes to the renowned Arade Dam & 12 minutes to the historical Silves City. This charming 4-bedroom single-storey Countryside Villa with swimming pool, land and double garage, set on a 4,580sqm spacious plot, offers a uniqu

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$477/night
50% ($219)Brixfox estimate($477/night)200% ($878)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Indicative
Yearly income
$32,563
Likely range $19,538 – $45,589
Airbnb data$477/night · 39% occupancy
Rental income
$477/night · 39% occ.
$62,622
Running costs (20%)
Utilities, cleaning, maintenance
-$12,524
Income tax (10%)
Indonesian rental income tax
-$17,534
Property tax
Annual property tax
-$0
Net income
3.8% ROI
$32,563

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

2.5%

on all-in cost of $963,925

Scenario
Pre-tax
After-tax
Owner-managed
4.7%
4.1%
Fully-managed
3.1%
2.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

6.5%

Annual Revenue

$62,622

Income Tax / yr

$5,479

Payback

40 yrs

True All-In Cost
Asking price$853,261
IMT — transfer tax (non-resident 7.5%)$63,995
Stamp duty (0.8%)$6,826
Notary + registry$2,174
Legal$10,496
Furnishing + STR launch$27,174
All-in cost$963,925

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$4.6M$3.4M$2.3M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $785K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$955K
+22%
Rental Income
+$159K
Total Position
$1.1M
+42%
7.3%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$343K
Total Position
$1.5M
+92%
6.7%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$805K
Total Position
$2.5M
+222%
6.0%/yr
Year 30
Capital Value
$2.5M
+224%
Rental Income
+$1.4M
Total Position
$4.0M
+406%
5.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.8% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Strong
$439 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
4580 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $439 — positioned in the top tier
Generous 4580 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.3%
$3,047/mo
40% occ.
5.7%
$4,063/mo
39% occ.
5.5%
$3,945/mo
current
49% occ.
7.0%
$4,960/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.