Launch offer — 3 months free free, no card

Detached house in Rua Conselheiro Joaquim Machado, Centro, Lagos
Detached house in Rua Conselheiro Joaquim Machado, Centro, Lagos — image 2Detached house in Rua Conselheiro Joaquim Machado, Centro, Lagos — image 3Detached house in Rua Conselheiro Joaquim Machado, Centro, Lagos — image 4Detached house in Rua Conselheiro Joaquim Machado, Centro, Lagos — image 5
Grade B+villabudget

Detached house in Rua Conselheiro Joaquim Machado, Centro, Lagos

Lagos · Western Algarve ·

€399,500

Asking Price (EUR)

7.0%

True Net Yield (Owner, all-in)

4.7%

True Net Yield (Managed, all-in)

9.3%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €42,289/yr
Average Daily Rate: €204
-22.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 22.2 years
5-yr Capital Value: €463,130
10-yr Capital Value: €536,895
Brixfox Score: 65.4 / 100
Comparable Properties: 96
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€454,079

+13.7% over asking

Asking price€399,500
IMT — Property transfer tax (investment schedule)€19,790
IS — Stamp duty (0.8%)€3,196
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,993
Total acquisition costs€30,229
Renovation (est. €55/m² × 100 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,500
(€3,000–€8,000)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€454,079

Gross yield (asking price)

10.6%

True gross yield (all-in)

9.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 100 m²
Style: portuguese-traditional
Condition: good
Year Built: 2017
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional wooden window shutterscobblestone street

Score Breakdown

ROI
16.5
Visual Appeal
8.8
Ownership Security
13
Location
10.44
Land & Space
4
Rental Demand
5.68
Payback Speed
3
STR Suitability
4

Description

This charming three-storey house offers a bright and comfortable living space, perfect for those seeking a home full of character or a high-potential investment. On the ground floor, there is an open-plan living and dining area, complemented by a modern, fully equipped kitchen. The first floor features a spacious mast

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

Visit Villas Key →Listed via Idealista.pt
2-bedroom freehold villa in Lagos — photo 1 of 5
Villas Key
2-bedroom freehold villa in Lagos — photo 2 of 5
2-bedroom freehold villa in Lagos — photo 3 of 5
2-bedroom freehold villa in Lagos — photo 4 of 5
2-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Rua Conselheiro Joaquim Machado, Centro, Lagos

Lagos · Western Algarve · Ref BF-566 Source verified · Villas Key · listed 2 Jun 2026
Asking price · Freehold
$434,239
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
100 m²
True net yield
4.5%
≈ $3,432/mo net after costs & tax
5-yr total return (net + appreciation)
12.1% / yr avg
Payback in ~22 yrs from rent
Brixfox Score 65 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2017
Energy: E
Condition: good

Description

This charming three-storey house offers a bright and comfortable living space, perfect for those seeking a home full of character or a high-potential investment. On the ground floor, there is an open-plan living and dining area, complemented by a modern, fully equipped kitchen. The first floor features a spacious mast

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$287/night
50% ($132)Brixfox estimate($287/night)200% ($528)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Indicative
Yearly income
$28,617
Likely range $17,171 – $40,064
Airbnb data$287/night · 57% occupancy
Rental income
$287/night · 57% occ.
$55,033
Running costs (20%)
Utilities, cleaning, maintenance
-$11,007
Income tax (10%)
Indonesian rental income tax
-$15,409
Property tax
Annual property tax
-$0
Net income
6.6% ROI
$28,617

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

4.5%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
8.2%
7.2%
Fully-managed
5.5%
4.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.9%

Annual Revenue

$55,033

Income Tax / yr

$4,815

Payback

22 yrs

True All-In Cost
Asking price$434,239
IMT — transfer tax (non-resident 7.5%)$32,568
Stamp duty (0.8%)$3,474
Notary + registry$2,174
Legal$5,341
Furnishing + STR launch$27,174
All-in cost$504,970

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$2.9M$2.2M$1.5M$733K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $400K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$486K
+22%
Rental Income
+$140K
Total Position
$626K
+57%
9.4%/yr
Year 10
Capital Value
$591K
+48%
Rental Income
+$302K
Total Position
$893K
+124%
8.4%/yr
Year 20
Capital Value
$875K
+119%
Rental Income
+$707K
Total Position
$1.6M
+296%
7.1%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$1.3M
Total Position
$2.5M
+538%
6.4%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.6% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$264 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $264 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 57% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
6.2%
$2,246/mo
47% occ.
7.9%
$2,857/mo
57% occ.
9.6%
$3,467/mo
current
67% occ.
11.3%
$4,078/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.