Semi-detached house in Praia da Luz, Luz
Lagos · Western Algarve ·
€900,000
Asking Price (EUR)
7.3%
True Net Yield (Owner, all-in)
5.0%
True Net Yield (Managed, all-in)
11.2%
True Gross Yield
51%
Occupancy
Projections — conservative (data maturing)
Our Airbnb calendar dataset started 0.9 months ago and is currently at 7% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.72, occupancy cap 66%) that auto-fades to full fidelity by April 2027.
True Investment Cost
Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.
€1.0M
+15.3% over asking
| Asking price | €900,000 |
| IMT — Property transfer tax (investment schedule) | €54,000 |
| IS — Stamp duty (0.8%) | €7,200 |
| Notary (escritura) | €1,000 |
| Property registry | €250 |
| Legal fees (~1.5%) | €13,500 |
| Total acquisition costs | €75,950 |
| Renovation | €0 — move-in ready |
| Furnishing & STR launch (4bd × €8000 base, luxury tier) Furniture, appliances, electronics, linens, AL licence setup, launch photography. | €62,150 |
| All-in investment (incl. renovation & furnishing) | €1.0M |
Gross yield (asking price)
12.9%
True gross yield (all-in)
11.2%
Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.
AL Licence Status Unconfirmed
AL licence status unconfirmed — verify before purchase
Design Features
Score Breakdown
Description
Positioned at the beginning of a quiet row in the highly desirable Ponta da Gaivota area of Praia da Luz, this 3+1 bedroom villa enjoys a privileged corner setting with sweeping sea views and excellent privacy. Within comfortable walking distance of the beach, restaurants and everyday amenities, the location offers a
Location
📍 37.0855°N, 8.7403°W
· Lagos, Algarve, Portugal