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Detached house in Algoz
Detached house in Algoz — image 2Detached house in Algoz — image 3Detached house in Algoz — image 4Detached house in Algoz — image 5
Grade C+villamid-range

Detached house in Algoz

Silves · Central Algarve ·

€410,000

Asking Price (EUR)

4.0%

True Net Yield (Owner, all-in)

2.4%

True Net Yield (Managed, all-in)

6.0%

True Gross Yield

33%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €28,785/yr
Average Daily Rate: 236
Payback Period: 42.6 years
5-yr Capital Value: €475,302
10-yr Capital Value: €551,006
Brixfox Score: 52.7 / 100
Comparable Properties: 6
Data Confidence: 79%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€483,135

+17.8% over asking

Asking price€410,000
IMT — Property transfer tax (investment schedule)€20,630
IS — Stamp duty (0.8%)€3,280
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,150
Total acquisition costs€31,310
Renovation (est. €55/m² × 175)
Light touch-ups — paint, fixtures, deep clean.
€9,625
(€5,250€14,000)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€32,200
All-in investment (incl. renovation & furnishing)€483,135

Gross yield (asking price)

7.0%

True gross yield (all-in)

6.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 175
Land: 175
Style: portuguese-traditional
Condition: good
Year Built: 1987
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balcony with traditional balustradetiled outdoor patiointegrated kitchen appliances

Score Breakdown

ROI
9.23
Visual Appeal
10.8
Ownership Security
13
Location
7.2
Land & Space
4.13
Rental Demand
3.34
Payback Speed
1
STR Suitability
4

Description

Charming 3-bedroom semi-detached house in Algoz with a further 1 bedroom annex Discover your new home in the picturesque parish of Algoz, located in the heart of the Algarve, where the tranquility of the interior is just a few minutes from the stunning Algarve coast. This 3-bedroom townhouse is the perfect retreat for

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

Visit IAD PortugalListed via Idealista.pt
3-bedroom freehold villa in Silves — photo 1 of 5
IAD Portugal
3-bedroom freehold villa in Silves — photo 2 of 5
3-bedroom freehold villa in Silves — photo 3 of 5
3-bedroom freehold villa in Silves — photo 4 of 5
3-bedroom freehold villa in Silves — photo 5 of 5

Detached house in Algoz

Silves · Central Algarve · Ref BF-5845 Source verified · IAD Portugal · listed 2 Jun 2026
Asking price · Freehold
$445,652
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
2
Built area
175 m²
Land
175 m²
True net yield
2.4%
$2,101/mo net after costs & tax
5-yr total return (net + appreciation)
8.1% / yr avg
Payback in ~43 yrs from rent
Brixfox Score 53 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1987
Energy: D
Condition: good

Description

Charming 3-bedroom semi-detached house in Algoz with a further 1 bedroom annex Discover your new home in the picturesque parish of Algoz, located in the heart of the Algarve, where the tranquility of the interior is just a few minutes from the stunning Algarve coast. This 3-bedroom townhouse is the perfect retreat for

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$333/night
50% ($153)Brixfox estimate($333/night)200% ($613)
Occupancy
33%
10%Brixfox estimate(33%)100%

Short-Term Rental

Indicative
Yearly income
$19,537
Likely range $11,722$27,351
Airbnb data$333/night · 33% occupancy
Rental income
$333/night · 33% occ.
$37,571
Running costs (20%)
Utilities, cleaning, maintenance
-$7,514
Income tax (10%)
Indonesian rental income tax
-$10,520
Property tax
Annual property tax
-$0
Net income
4.4% ROI
$19,537

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.4%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
4.9%
4.2%
Fully-managed
3.0%
2.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.3%

Annual Revenue

$37,571

Income Tax / yr

$3,287

Payback

43 yrs

True All-In Cost
Asking price$445,652
IMT — transfer tax (non-resident 7.5%)$33,424
Stamp duty (0.8%)$3,565
Notary + registry$2,174
Legal$5,482
Furnishing + STR launch$27,174
All-in cost$517,471

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$2.5M$1.9M$1.3M$628K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $410K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$499K
+22%
Rental Income
+$95K
Total Position
$594K
+45%
7.7%/yr
Year 10
Capital Value
$607K
+48%
Rental Income
+$206K
Total Position
$813K
+98%
7.1%/yr
Year 20
Capital Value
$898K
+119%
Rental Income
+$483K
Total Position
$1.4M
+237%
6.3%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$855K
Total Position
$2.2M
+433%
5.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.4% annual return
Occupancy
Weak
33% average occupancy
Nightly Rate
Strong
$306 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Average
175 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $306 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.7%
$2,127/mo
40% occ.
7.6%
$2,835/mo
33% occ.
6.4%
$2,367/mo
current
43% occ.
8.3%
$3,076/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.