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Semi-detached house in Praia da Luz, Luz
Semi-detached house in Praia da Luz, Luz — image 2Semi-detached house in Praia da Luz, Luz — image 3Semi-detached house in Praia da Luz, Luz — image 4Semi-detached house in Praia da Luz, Luz — image 5
Grade Avillamid-range

Semi-detached house in Praia da Luz, Luz

Lagos · Western Algarve ·

€740,000

Asking Price (EUR)

7.5%

True Net Yield (Owner, all-in)

5.3%

True Net Yield (Managed, all-in)

9.4%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €79,508/yr
Average Daily Rate: €382
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 18.4 years
5-yr Capital Value: €857,863
10-yr Capital Value: €994,498
Brixfox Score: 77.7 / 100
Comparable Properties: 16
Data Confidence: 85%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€846,115

+14.3% over asking

Asking price€740,000
IMT — Property transfer tax (investment schedule)€44,400
IS — Stamp duty (0.8%)€5,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,100
Total acquisition costs€62,670
Renovation (est. €55/m² × 159 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,745
(€4,770–€12,720)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€846,115

Gross yield (asking price)

10.7%

True gross yield (all-in)

9.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 159 m²
Land: 360 m²
Style: portuguese-traditional
Condition: good
Year Built: 2002
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private poolmultiple terraces/balconiessea viewsolar panels

Score Breakdown

ROI
19.26
Visual Appeal
12.8
Ownership Security
13
Location
10.2
Land & Space
8.78
Rental Demand
5.71
Payback Speed
4
STR Suitability
4

Description

This well presented three-bedroom semi-detached villa situated in an excellent location just moments from the ocean and less than a 10-minute walk from the heart of Praia da Luz. Occupying a desirable corner plot, the property benefits from generous outdoor space and an abundance of natural light throughout. The villa

Location

📍 37.0995°N, 8.7367°W

· Lagos, Algarve, Portugal

View this property on ten Hoopen Realty →Listed via Idealista.pt
3-bedroom freehold villa in Lagos — photo 1 of 5
ten Hoopen Realty
3-bedroom freehold villa in Lagos — photo 2 of 5
3-bedroom freehold villa in Lagos — photo 3 of 5
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3-bedroom freehold villa in Lagos — photo 5 of 5

Semi-detached house in Praia da Luz, Luz

Lagos · Western Algarve · Ref BF-604 Source verified · ten Hoopen Realty · listed 3 Jun 2026
Asking price · Freehold
$804,348
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
159 m²
Land
360 m²
True net yield
5.4%
≈ $6,891/mo net after costs & tax
5-yr total return (net + appreciation)
12.2% / yr avg
Payback in ~18 yrs from rent
Brixfox Score 78 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2002
Energy: C
Condition: good

Description

This well presented three-bedroom semi-detached villa situated in an excellent location just moments from the ocean and less than a 10-minute walk from the heart of Praia da Luz. Occupying a desirable corner plot, the property benefits from generous outdoor space and an abundance of natural light throughout. The villa

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$537/night
50% ($247)Brixfox estimate($537/night)200% ($987)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Indicative
Yearly income
$53,841
Likely range $32,304 – $75,377
Airbnb data$537/night · 57% occupancy
Rental income
$537/night · 57% occ.
$103,540
Running costs (20%)
Utilities, cleaning, maintenance
-$20,708
Income tax (10%)
Indonesian rental income tax
-$28,991
Property tax
Annual property tax
-$0
Net income
6.7% ROI
$53,841

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.4%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
9.1%
8.1%
Fully-managed
6.4%
5.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

11.4%

Annual Revenue

$103,540

Income Tax / yr

$9,060

Payback

18 yrs

True All-In Cost
Asking price$804,348
IMT — transfer tax (non-resident 7.5%)$60,326
Stamp duty (0.8%)$6,435
Notary + registry$2,174
Legal$9,893
Furnishing + STR launch$27,174
All-in cost$910,350

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$5.5M$4.1M$2.7M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $740K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$900K
+22%
Rental Income
+$263K
Total Position
$1.2M
+57%
9.5%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$568K
Total Position
$1.7M
+125%
8.4%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$1.3M
Total Position
$3.0M
+299%
7.2%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$2.4M
Total Position
$4.8M
+543%
6.4%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.7% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$494 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
360 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $494 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 57% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
6.3%
$4,238/mo
47% occ.
8.0%
$5,380/mo
57% occ.
9.7%
$6,523/mo
current
67% occ.
11.4%
$7,666/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.