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Detached house in Praia da Luz, Luz
Detached house in Praia da Luz, Luz — image 2Detached house in Praia da Luz, Luz — image 3Detached house in Praia da Luz, Luz — image 4Detached house in Praia da Luz, Luz — image 5
Grade Avillamid-range

Detached house in Praia da Luz, Luz

Lagos · Western Algarve ·

€780,000

Asking Price (EUR)

7.1%

True Net Yield (Owner, all-in)

5.0%

True Net Yield (Managed, all-in)

9.0%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €79,582/yr
Average Daily Rate: €381
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 19.5 years
5-yr Capital Value: €904,234
10-yr Capital Value: €1.0M
Brixfox Score: 77.7 / 100
Comparable Properties: 16
Data Confidence: 92%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€888,555

+13.9% over asking

Asking price€780,000
IMT — Property transfer tax (investment schedule)€46,800
IS — Stamp duty (0.8%)€6,240
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,700
Total acquisition costs€65,990
Renovation (est. €55/m² × 143 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,865
(€4,290–€11,440)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€888,555

Gross yield (asking price)

10.2%

True gross yield (all-in)

9.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 143 m²
Land: 418 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

sea viewprivate poolpergola terrace

Score Breakdown

ROI
18.36
Visual Appeal
11.8
Ownership Security
13
Location
10.2
Land & Space
10.59
Rental Demand
5.73
Payback Speed
4
STR Suitability
4

Description

This charming villa is just a 10-minute walk from the beach, nestled in a highly sought-after area. Spanning two levels, the ground floor features three comfortable bedrooms and two bathrooms, including one en suite for added privacy. The first floor boasts a cozy living room complete with a fireplace, perfect for re

Location

📍 37.0899°N, 8.7380°W

· Lagos, Algarve, Portugal

Visit Sunpoint Properties →Listed via Idealista.pt
3-bedroom freehold villa in Lagos — photo 1 of 5
Sunpoint Properties
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3-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Praia da Luz, Luz

Lagos · Western Algarve · Ref BF-623 Source verified · Sunpoint Properties · listed 2 Jun 2026
Asking price · Freehold
$847,826
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
143 m²
Land
418 m²
True net yield
5.1%
≈ $6,873/mo net after costs & tax
5-yr total return (net + appreciation)
11.9% / yr avg
Payback in ~20 yrs from rent
Brixfox Score 78 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2003
Energy: D
Condition: good

Description

This charming villa is just a 10-minute walk from the beach, nestled in a highly sought-after area. Spanning two levels, the ground floor features three comfortable bedrooms and two bathrooms, including one en suite for added privacy. The first floor boasts a cozy living room complete with a fireplace, perfect for re

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$535/night
50% ($246)Brixfox estimate($535/night)200% ($985)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Indicative
Yearly income
$53,892
Likely range $32,335 – $75,449
Airbnb data$535/night · 57% occupancy
Rental income
$535/night · 57% occ.
$103,638
Running costs (20%)
Utilities, cleaning, maintenance
-$20,728
Income tax (10%)
Indonesian rental income tax
-$29,019
Property tax
Annual property tax
-$0
Net income
6.4% ROI
$53,892

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

5.1%

on all-in cost of $957,972

Scenario
Pre-tax
After-tax
Owner-managed
8.6%
7.7%
Fully-managed
6.1%
5.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.8%

Annual Revenue

$103,638

Income Tax / yr

$9,068

Payback

20 yrs

True All-In Cost
Asking price$847,826
IMT — transfer tax (non-resident 7.5%)$63,587
Stamp duty (0.8%)$6,783
Notary + registry$2,174
Legal$10,428
Furnishing + STR launch$27,174
All-in cost$957,972

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$5.6M$4.2M$2.8M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $780K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$949K
+22%
Rental Income
+$263K
Total Position
$1.2M
+55%
9.2%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$568K
Total Position
$1.7M
+121%
8.2%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$1.3M
Total Position
$3.0M
+290%
7.0%/yr
Year 30
Capital Value
$2.5M
+224%
Rental Income
+$2.4M
Total Position
$4.9M
+527%
6.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.4% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$492 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
418 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $492 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 57% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
6.0%
$4,250/mo
47% occ.
7.6%
$5,390/mo
57% occ.
9.2%
$6,529/mo
current
67% occ.
10.9%
$7,669/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.