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Semi-detached house in Urbanização Montes da Luz, Praia da Luz, Luz
Semi-detached house in Urbanização Montes da Luz, Praia da Luz, Luz — image 2Semi-detached house in Urbanização Montes da Luz, Praia da Luz, Luz — image 3Semi-detached house in Urbanização Montes da Luz, Praia da Luz, Luz — image 4Semi-detached house in Urbanização Montes da Luz, Praia da Luz, Luz — image 5
Grade B+villamid-range

Semi-detached house in Urbanização Montes da Luz, Praia da Luz, Luz

Lagos · Western Algarve ·

€545,000

Asking Price (EUR)

7.2%

True Net Yield (Owner, all-in)

5.0%

True Net Yield (Managed, all-in)

9.3%

True Gross Yield

62%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €57,394/yr
Average Daily Rate: €255
+13.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 20.3 years
5-yr Capital Value: €631,804
10-yr Capital Value: €732,434
Brixfox Score: 71.2 / 100
Comparable Properties: 37
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€617,065

+13.2% over asking

Asking price€545,000
IMT — Property transfer tax (investment schedule)€31,430
IS — Stamp duty (0.8%)€4,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,175
Total acquisition costs€45,215
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€617,065

Gross yield (asking price)

10.5%

True gross yield (all-in)

9.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 80 m²
Land: 116 m²
Style: contemporary
Condition: excellent
Year Built: 1991
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

ocean view balcony with dining and BBQbright, open-plan living areawhite minimalist decor

Score Breakdown

ROI
17.82
Visual Appeal
13.2
Ownership Security
13
Location
10.2
Land & Space
3.79
Rental Demand
6.16
Payback Speed
3
STR Suitability
4

Description

This beautifully modernised two-bedroom townhouse with sea views is ideally situated within walking distance of the beach and all amenities in Praia da Luz. A few steps lead up to the entrance and into the bright, open-plan living, dining and kitchen area. This entire space has been fully modernised, creating a contem

Location

📍 37.0870°N, 8.7290°W

· Lagos, Algarve, Portugal

Listed by B&P Real Estate Agency via Idealista.pt
2-bedroom freehold villa in Lagos — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Lagos — photo 2 of 5
2-bedroom freehold villa in Lagos — photo 3 of 5
2-bedroom freehold villa in Lagos — photo 4 of 5
2-bedroom freehold villa in Lagos — photo 5 of 5

Semi-detached house in Urbanização Montes da Luz, Praia da Luz, Luz

Lagos · Western Algarve · Ref BF-633 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$592,391
Ownership
Freehold
Bedrooms
2
Bathrooms
1
Built area
80 m²
Land
116 m²
True net yield
4.9%
≈ $4,831/mo net after costs & tax
5-yr total return (net + appreciation)
12.1% / yr avg
Payback in ~20 yrs from rent
Brixfox Score 71 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1991
Energy: D
Condition: excellent

Description

This beautifully modernised two-bedroom townhouse with sea views is ideally situated within walking distance of the beach and all amenities in Praia da Luz. A few steps lead up to the entrance and into the bright, open-plan living, dining and kitchen area. This entire space has been fully modernised, creating a contem

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$359/night
50% ($165)Brixfox estimate($359/night)200% ($660)
Occupancy
62%
10%Brixfox estimate(62%)100%

Short-Term Rental

Indicative
Yearly income
$38,851
Likely range $23,311 – $54,391
Airbnb data$359/night · 62% occupancy
Rental income
$359/night · 62% occ.
$74,713
Running costs (20%)
Utilities, cleaning, maintenance
-$14,943
Income tax (10%)
Indonesian rental income tax
-$20,920
Property tax
Annual property tax
-$0
Net income
6.6% ROI
$38,851

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

4.9%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
8.6%
7.6%
Fully-managed
5.9%
4.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

11.0%

Annual Revenue

$74,713

Income Tax / yr

$6,537

Payback

20 yrs

True All-In Cost
Asking price$592,391
IMT — transfer tax (non-resident 7.5%)$44,429
Stamp duty (0.8%)$4,739
Notary + registry$2,174
Legal$7,287
Furnishing + STR launch$27,174
All-in cost$678,195

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$4.0M$3.0M$2.0M$997K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $545K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$663K
+22%
Rental Income
+$190K
Total Position
$853K
+56%
9.4%/yr
Year 10
Capital Value
$807K
+48%
Rental Income
+$410K
Total Position
$1.2M
+123%
8.4%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$960K
Total Position
$2.2M
+295%
7.1%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$1.7M
Total Position
$3.5M
+536%
6.4%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.6% annual return
Occupancy
Good
62% average occupancy
Nightly Rate
Strong
$330 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
116 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $330 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 116 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

42% occ.
6.4%
$3,179/mo
52% occ.
8.0%
$3,943/mo
62% occ.
9.5%
$4,707/mo
current
72% occ.
11.1%
$5,471/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.