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Detached house in Rua José Paleti, Centro, Lagos
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Grade B+villamid-range

Detached house in Rua José Paleti, Centro, Lagos

Lagos · Western Algarve ·

€695,000

Asking Price (EUR)

8.1%

True Net Yield (Owner, all-in)

5.7%

True Net Yield (Managed, all-in)

10.0%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €80,528/yr
Average Daily Rate: €392
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 16.9 years
5-yr Capital Value: €805,695
10-yr Capital Value: €934,022
Brixfox Score: 73.4 / 100
Comparable Properties: 9
Data Confidence: 79%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€801,550

+15.3% over asking

Asking price€695,000
IMT — Property transfer tax (investment schedule)€41,700
IS — Stamp duty (0.8%)€5,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,425
Total acquisition costs€58,935
Renovation (est. €55/m² × 183 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,065
(€5,490–€14,640)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€801,550

Gross yield (asking price)

11.6%

True gross yield (all-in)

10.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 183 m²
Land: 96 m²
Style: portuguese-traditional
Condition: good
Year Built: 2018
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terrace with sea viewtraditional Portuguese azulejo tilesoutdoor dining and lounge areabuilt-in outdoor BBQ

Score Breakdown

ROI
20.73
Visual Appeal
13.4
Ownership Security
13
Location
10.44
Land & Space
2.24
Rental Demand
5.62
Payback Speed
4
STR Suitability
4

Description

In one of the quietest and most noble areas of the historic center of the city of Lagos, we present this magnificent traditional house with a huge terrace where you can enjoy a stunning sea view of the Meia Praia bay. In recent years, the house has undergone a thorough and careful renovation, preserving its traditiona

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

Visit Villas Key →Listed via Idealista.pt
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Detached house in Rua José Paleti, Centro, Lagos

Lagos · Western Algarve · Ref BF-637 Source verified · Villas Key · listed 2 Jun 2026
Asking price · Freehold
$755,435
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
4
Built area
183 m²
Land
96 m²
True net yield
5.9%
≈ $7,039/mo net after costs & tax
5-yr total return (net + appreciation)
12.8% / yr avg
Payback in ~17 yrs from rent
Brixfox Score 73 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2018
Energy: C
Condition: good

Description

In one of the quietest and most noble areas of the historic center of the city of Lagos, we present this magnificent traditional house with a huge terrace where you can enjoy a stunning sea view of the Meia Praia bay. In recent years, the house has undergone a thorough and careful renovation, preserving its traditiona

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$553/night
50% ($254)Brixfox estimate($553/night)200% ($1018)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Indicative
Yearly income
$54,654
Likely range $32,792 – $76,515
Airbnb data$553/night · 56% occupancy
Rental income
$553/night · 56% occ.
$105,103
Running costs (20%)
Utilities, cleaning, maintenance
-$21,021
Income tax (10%)
Indonesian rental income tax
-$29,429
Property tax
Annual property tax
-$0
Net income
7.2% ROI
$54,654

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.9%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
9.9%
8.8%
Fully-managed
7.0%
5.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

12.3%

Annual Revenue

$105,103

Income Tax / yr

$9,197

Payback

17 yrs

True All-In Cost
Asking price$755,435
IMT — transfer tax (non-resident 7.5%)$56,658
Stamp duty (0.8%)$6,043
Notary + registry$2,174
Legal$9,292
Furnishing + STR launch$27,174
All-in cost$856,776

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$5.3M$4.0M$2.7M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $695K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$846K
+22%
Rental Income
+$267K
Total Position
$1.1M
+60%
9.9%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$576K
Total Position
$1.6M
+131%
8.7%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$1.4M
Total Position
$2.9M
+314%
7.4%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$2.4M
Total Position
$4.6M
+569%
6.5%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.2% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Strong
$509 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
96 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $509 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 56% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
6.8%
$4,266/mo
46% occ.
8.6%
$5,444/mo
56% occ.
10.5%
$6,621/mo
current
66% occ.
12.4%
$7,799/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.