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Detached house in Caminho do Lago, 8, Monte Gordo
Detached house in Caminho do Lago, 8, Monte Gordo — image 2Detached house in Caminho do Lago, 8, Monte Gordo — image 3Detached house in Caminho do Lago, 8, Monte Gordo — image 4Detached house in Caminho do Lago, 8, Monte Gordo — image 5
Grade Bvillamid-range

Detached house in Caminho do Lago, 8, Monte Gordo

VRSA/Monte Gordo · Eastern Algarve ·

€320,000

Asking Price (EUR)

7.2%

True Net Yield (Owner, all-in)

4.7%

True Net Yield (Managed, all-in)

9.7%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €36,845/yr
Average Daily Rate: €180
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 21.5 years
5-yr Capital Value: €370,968
10-yr Capital Value: €430,053
Brixfox Score: 63.2 / 100
Comparable Properties: 7
Data Confidence: 69%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€378,750

+18.4% over asking

Asking price€320,000
IMT — Property transfer tax (investment schedule)€13,430
IS — Stamp duty (0.8%)€2,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,800
Total acquisition costs€22,040
Renovation (est. €55/m² × 82 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,510
(€2,460–€6,560)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€378,750

Gross yield (asking price)

11.5%

True gross yield (all-in)

9.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 82 m²
Style: portuguese-traditional
Condition: good
Year Built: 1993

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terracetraditional fireplace

Score Breakdown

ROI
16.98
Visual Appeal
9.8
Ownership Security
13
Location
7.2
Land & Space
3.64
Rental Demand
5.6
Payback Speed
3
STR Suitability
4

Description

House with Separate Studio and Private Terrace A two-storey house, ideal as a primary residence, holiday home or investment property. On the ground floor is a spacious open-plan area with a kitchen and living room featuring a fireplace, creating a cosy and functional atmosphere.   It also features 3 bedrooms, 2 of whic

Location

📍 37.1810°N, 7.4480°W

· VRSA/Monte Gordo, Algarve, Portugal

Visit Montra Digital →Listed via Idealista.pt
3-bedroom freehold villa in VRSA/Monte Gordo — photo 1 of 5
Montra Digital
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3-bedroom freehold villa in VRSA/Monte Gordo — photo 5 of 5

Detached house in Caminho do Lago, 8, Monte Gordo

VRSA/Monte Gordo · Eastern Algarve · Ref BF-64113 Source verified · Montra Digital · listed 3 Jun 2026
Asking price · Freehold
$347,826
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
2
Built area
82 m²
True net yield
4.7%
≈ $2,949/mo net after costs & tax
5-yr total return (net + appreciation)
10.9% / yr avg
Payback in ~21 yrs from rent
Brixfox Score 63 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1993
Condition: good

Description

House with Separate Studio and Private Terrace A two-storey house, ideal as a primary residence, holiday home or investment property. On the ground floor is a spacious open-plan area with a kitchen and living room featuring a fireplace, creating a cosy and functional atmosphere.   It also features 3 bedrooms, 2 of whic

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$253/night
50% ($117)Brixfox estimate($253/night)200% ($466)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Indicative
Yearly income
$24,956
Likely range $14,974 – $34,938
Airbnb data$253/night · 56% occupancy
Rental income
$253/night · 56% occ.
$47,992
Running costs (20%)
Utilities, cleaning, maintenance
-$9,598
Income tax (10%)
Indonesian rental income tax
-$13,438
Property tax
Annual property tax
-$0
Net income
7.2% ROI
$24,956

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

4.7%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
8.6%
7.6%
Fully-managed
5.7%
4.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

11.7%

Annual Revenue

$47,992

Income Tax / yr

$4,199

Payback

21 yrs

True All-In Cost
Asking price$347,826
IMT — transfer tax (non-resident 7.5%)$26,087
Stamp duty (0.8%)$2,783
Notary + registry$2,174
Legal$4,278
Furnishing + STR launch$27,174
All-in cost$410,322

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$2.4M$1.8M$1.2M$612K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $320K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$389K
+22%
Rental Income
+$122K
Total Position
$511K
+60%
9.8%/yr
Year 10
Capital Value
$474K
+48%
Rental Income
+$263K
Total Position
$737K
+130%
8.7%/yr
Year 20
Capital Value
$701K
+119%
Rental Income
+$617K
Total Position
$1.3M
+312%
7.3%/yr
Year 30
Capital Value
$1.0M
+224%
Rental Income
+$1.1M
Total Position
$2.1M
+566%
6.5%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.2% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Strong
$233 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $233 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 56% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
6.7%
$1,945/mo
46% occ.
8.6%
$2,484/mo
56% occ.
10.4%
$3,024/mo
current
66% occ.
12.3%
$3,563/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.