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Detached house in Rua dos Peixeiros, 35, Centro, Lagos
Detached house in Rua dos Peixeiros, 35, Centro, Lagos — image 2Detached house in Rua dos Peixeiros, 35, Centro, Lagos — image 3Detached house in Rua dos Peixeiros, 35, Centro, Lagos — image 4Detached house in Rua dos Peixeiros, 35, Centro, Lagos — image 5
Grade B+villamid-range

Detached house in Rua dos Peixeiros, 35, Centro, Lagos

Lagos · Western Algarve ·

€745,000

Asking Price (EUR)

7.1%

True Net Yield (Owner, all-in)

5.0%

True Net Yield (Managed, all-in)

9.0%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €76,196/yr
Average Daily Rate: €366
-4.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 19.6 years
5-yr Capital Value: €863,659
10-yr Capital Value: €1.0M
Brixfox Score: 71.5 / 100
Comparable Properties: 9
Data Confidence: 79%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€845,635

+13.5% over asking

Asking price€745,000
IMT — Property transfer tax (investment schedule)€44,700
IS — Stamp duty (0.8%)€5,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,175
Total acquisition costs€63,085
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€845,635

Gross yield (asking price)

10.2%

True gross yield (all-in)

9.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 145 m²
Land: 140 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 1951
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

vaulted white-washed wooden ceilingsskylightswood-burning stoveoutdoor patio with dining area

Score Breakdown

ROI
18.27
Visual Appeal
12.6
Ownership Security
13
Location
10.44
Land & Space
3.53
Rental Demand
5.7
Payback Speed
4
STR Suitability
4

Description

Exceptional house with 4 bedrooms (2 en-suite) in the heart of the historic centre of Lagos, featuring two private patios, including a rooftop terrace with views over the city’s rooftops. Light, tranquillity and privacy are rarely found at this level in a property fully renovated in 2015 with high-quality materials. B

Location

📍 37.1032°N, 8.6747°W

· Lagos, Algarve, Portugal

Listed by Estela Immobilier via Idealista.pt
4-bedroom freehold villa in Lagos — photo 1 of 5
Idealista.pt
4-bedroom freehold villa in Lagos — photo 2 of 5
4-bedroom freehold villa in Lagos — photo 3 of 5
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4-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Rua dos Peixeiros, 35, Centro, Lagos

Lagos · Western Algarve · Ref BF-64639 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$809,783
Ownership
Freehold
Bedrooms
4
Bathrooms
3
Built area
145 m²
Land
140 m²
True net yield
5.1%
≈ $6,558/mo net after costs & tax
5-yr total return (net + appreciation)
11.9% / yr avg
Payback in ~20 yrs from rent
Brixfox Score 72 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1951
Energy: C
Condition: excellent

Description

Exceptional house with 4 bedrooms (2 en-suite) in the heart of the historic centre of Lagos, featuring two private patios, including a rooftop terrace with views over the city’s rooftops. Light, tranquillity and privacy are rarely found at this level in a property fully renovated in 2015 with high-quality materials. B

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$515/night
50% ($237)Brixfox estimate($515/night)200% ($947)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Indicative
Yearly income
$51,579
Likely range $30,948 – $72,211
Airbnb data$515/night · 57% occupancy
Rental income
$515/night · 57% occ.
$99,190
Running costs (20%)
Utilities, cleaning, maintenance
-$19,838
Income tax (10%)
Indonesian rental income tax
-$27,773
Property tax
Annual property tax
-$0
Net income
6.4% ROI
$51,579

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
8.6%
7.6%
Fully-managed
6.0%
5.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.8%

Annual Revenue

$99,190

Income Tax / yr

$8,679

Payback

20 yrs

True All-In Cost
Asking price$809,783
IMT — transfer tax (non-resident 7.5%)$60,734
Stamp duty (0.8%)$6,478
Notary + registry$2,174
Legal$9,961
Furnishing + STR launch$27,174
All-in cost$916,303

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$5.4M$4.0M$2.7M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $745K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$906K
+22%
Rental Income
+$252K
Total Position
$1.2M
+55%
9.2%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$544K
Total Position
$1.6M
+121%
8.3%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$1.3M
Total Position
$2.9M
+290%
7.0%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$2.3M
Total Position
$4.7M
+527%
6.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.4% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$474 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
140 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $474 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 57% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
6.0%
$4,056/mo
47% occ.
7.6%
$5,152/mo
57% occ.
9.3%
$6,249/mo
current
67% occ.
10.9%
$7,345/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.