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Terraced house in Praia da Luz, Luz
Terraced house in Praia da Luz, Luz — image 2Terraced house in Praia da Luz, Luz — image 3Terraced house in Praia da Luz, Luz — image 4Terraced house in Praia da Luz, Luz — image 5
Grade B+villamid-range

Terraced house in Praia da Luz, Luz

Lagos · Western Algarve ·

€479,000

Asking Price (EUR)

7.9%

True Net Yield (Owner, all-in)

5.5%

True Net Yield (Managed, all-in)

10.1%

True Gross Yield

61%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €56,042/yr
Average Daily Rate: €253
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has pool (+10%)
Payback Period: 18.2 years
5-yr Capital Value: €555,292
10-yr Capital Value: €643,736
Brixfox Score: 73.5 / 100
Comparable Properties: 38
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€552,157

+15.3% over asking

Asking price€479,000
IMT — Property transfer tax (investment schedule)€26,150
IS — Stamp duty (0.8%)€3,832
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,185
Total acquisition costs€38,417
Renovation (est. €55/m² × 98 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,390
(€2,940–€7,840)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€552,157

Gross yield (asking price)

11.7%

True gross yield (all-in)

10.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 98 m²
Style: portuguese-traditional
Condition: good
Year Built: 2002
Energy Certificate: D
Private Pool
pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

multiple poolslandscaped gardenstraditional Portuguese architecture

Score Breakdown

ROI
19.47
Visual Appeal
12.8
Ownership Security
13
Location
10.2
Land & Space
3.96
Rental Demand
6.07
Payback Speed
4
STR Suitability
4

Description

Situated in a sought-after area in Praia da Luz, this charming two-bedroom townhouse offers a superb blend of comfort, convenience and lifestyle. Spanning two floors and with a total area of 98.45 square metres, the property is presented in excellent condition and is perfect for those seeking a tranquil home with easy

Location

📍 37.0995°N, 8.7367°W

· Lagos, Algarve, Portugal

Listed by Laws Property Portugal via Idealista.pt
2-bedroom freehold villa in Lagos — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Lagos — photo 2 of 5
2-bedroom freehold villa in Lagos — photo 3 of 5
2-bedroom freehold villa in Lagos — photo 4 of 5
2-bedroom freehold villa in Lagos — photo 5 of 5

Terraced house in Praia da Luz, Luz

Lagos · Western Algarve · Ref BF-64670 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$520,652
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
98 m²
True net yield
5.5%
≈ $4,740/mo net after costs & tax
5-yr total return (net + appreciation)
12.8% / yr avg
Payback in ~18 yrs from rent
Brixfox Score 74 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2002
Energy: D
Condition: good
View: pool

Description

Situated in a sought-after area in Praia da Luz, this charming two-bedroom townhouse offers a superb blend of comfort, convenience and lifestyle. Spanning two floors and with a total area of 98.45 square metres, the property is presented in excellent condition and is perfect for those seeking a tranquil home with easy

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$356/night
50% ($164)Brixfox estimate($356/night)200% ($654)
Occupancy
61%
10%Brixfox estimate(61%)100%

Short-Term Rental

Indicative
Yearly income
$37,939
Likely range $22,763 – $53,115
Airbnb data$356/night · 61% occupancy
Rental income
$356/night · 61% occ.
$72,960
Running costs (20%)
Utilities, cleaning, maintenance
-$14,592
Income tax (10%)
Indonesian rental income tax
-$20,429
Property tax
Annual property tax
-$0
Net income
7.3% ROI
$37,939

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.5%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
9.5%
8.4%
Fully-managed
6.6%
5.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

12.2%

Annual Revenue

$72,960

Income Tax / yr

$6,384

Payback

18 yrs

True All-In Cost
Asking price$520,652
IMT — transfer tax (non-resident 7.5%)$39,049
Stamp duty (0.8%)$4,165
Notary + registry$2,174
Legal$6,404
Furnishing + STR launch$27,174
All-in cost$599,618

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.7M$2.8M$1.8M$924K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $479K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$583K
+22%
Rental Income
+$185K
Total Position
$768K
+60%
9.9%/yr
Year 10
Capital Value
$709K
+48%
Rental Income
+$400K
Total Position
$1.1M
+132%
8.8%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$938K
Total Position
$2.0M
+315%
7.4%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$1.7M
Total Position
$3.2M
+571%
6.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.3% annual return
Occupancy
Good
61% average occupancy
Nightly Rate
Strong
$327 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $327 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

41% occ.
7.1%
$3,082/mo
51% occ.
8.8%
$3,839/mo
61% occ.
10.6%
$4,596/mo
current
71% occ.
12.3%
$5,354/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.