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Detached house in Rua Direita, Praia da Luz, Luz
Detached house in Rua Direita, Praia da Luz, Luz — image 2Detached house in Rua Direita, Praia da Luz, Luz — image 3Detached house in Rua Direita, Praia da Luz, Luz — image 4Detached house in Rua Direita, Praia da Luz, Luz — image 5
Grade B+villabudget

Detached house in Rua Direita, Praia da Luz, Luz

Lagos · Western Algarve ·

€370,000

Asking Price (EUR)

7.3%

True Net Yield (Owner, all-in)

4.9%

True Net Yield (Managed, all-in)

9.7%

True Gross Yield

60%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €43,379/yr
Average Daily Rate: €199
-12.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%), Has sea (+10%), Budget finish (-12%)
Payback Period: 19.7 years
5-yr Capital Value: €428,931
10-yr Capital Value: €497,249
Brixfox Score: 70.8 / 100
Comparable Properties: 37
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€449,290

+21.4% over asking

Asking price€370,000
IMT — Property transfer tax (investment schedule)€17,430
IS — Stamp duty (0.8%)€2,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,550
Total acquisition costs€27,190
Renovation (est. €350/m² × 95 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€33,250
(€23,750–€42,750)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€449,290

Gross yield (asking price)

11.7%

True gross yield (all-in)

9.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 95 m²
Land: 186 m²
Style: portuguese-traditional
Condition: fair
Year Built: 1951
Energy Certificate: E
sea

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

cobblestone streetbright blue facadeprivate courtyard

Score Breakdown

ROI
18.21
Visual Appeal
9.8
Ownership Security
13
Location
10.2
Land & Space
5.59
Rental Demand
5.98
Payback Speed
4
STR Suitability
4

Description

Luzi Homes presents, House of typical Portuguese construction, T2 + 2, located in the center of Praia da Luz, 5 minutes walk from the wonderful beach that this Algarve village offers you. House composed of two floors, and on the 1st floor we find: - Entrance hall; - Two bedrooms; -Living room; - Kitchen with good stor

Location

📍 37.0870°N, 8.7290°W

· Lagos, Algarve, Portugal

Listed by Luzi Homes Real Estate & Concièrge, Unipessoal, Lda via Idealista.pt
2-bedroom freehold villa in Lagos — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Lagos — photo 2 of 5
2-bedroom freehold villa in Lagos — photo 3 of 5
2-bedroom freehold villa in Lagos — photo 4 of 5
2-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Rua Direita, Praia da Luz, Luz

Lagos · Western Algarve · Ref BF-64906 Source verified · Idealista.pt · listed 1 Jun 2026
Asking price · Freehold
$402,174
Ownership
Freehold
Bedrooms
2
Bathrooms
1
Built area
95 m²
Land
186 m²
True net yield
5.1%
≈ $3,559/mo net after costs & tax
5-yr total return (net + appreciation)
12.8% / yr avg
Payback in ~20 yrs from rent
Brixfox Score 71 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1951
Energy: E
Condition: fair
View: sea

Description

Luzi Homes presents, House of typical Portuguese construction, T2 + 2, located in the center of Praia da Luz, 5 minutes walk from the wonderful beach that this Algarve village offers you. House composed of two floors, and on the 1st floor we find: - Entrance hall; - Two bedrooms; -Living room; - Kitchen with good stor

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$279/night
50% ($129)Brixfox estimate($279/night)200% ($514)
Occupancy
60%
10%Brixfox estimate(60%)100%

Short-Term Rental

Indicative
Yearly income
$29,361
Likely range $17,616 – $41,105
Airbnb data$279/night · 60% occupancy
Rental income
$279/night · 60% occ.
$56,463
Running costs (20%)
Utilities, cleaning, maintenance
-$11,293
Income tax (10%)
Indonesian rental income tax
-$15,810
Property tax
Annual property tax
-$0
Net income
7.3% ROI
$29,361

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
9.1%
8.0%
Fully-managed
6.1%
5.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

12.0%

Annual Revenue

$56,463

Income Tax / yr

$4,940

Payback

20 yrs

True All-In Cost
Asking price$402,174
IMT — transfer tax (non-resident 7.5%)$30,163
Stamp duty (0.8%)$3,217
Notary + registry$2,174
Legal$4,947
Furnishing + STR launch$27,174
All-in cost$469,849

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$2.9M$2.1M$1.4M$714K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $370K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$450K
+22%
Rental Income
+$143K
Total Position
$594K
+60%
9.9%/yr
Year 10
Capital Value
$548K
+48%
Rental Income
+$310K
Total Position
$857K
+132%
8.8%/yr
Year 20
Capital Value
$811K
+119%
Rental Income
+$726K
Total Position
$1.5M
+315%
7.4%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$1.3M
Total Position
$2.5M
+572%
6.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.3% annual return
Occupancy
Average
60% average occupancy
Nightly Rate
Strong
$257 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Average
186 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $257 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 60% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

40% occ.
7.1%
$2,367/mo
50% occ.
8.8%
$2,962/mo
60% occ.
10.6%
$3,557/mo
current
70% occ.
12.4%
$4,152/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.