Launch offer — 3 months free free, no card

Detached house in Bensafrim
Grade Cvillabudget

Detached house in Bensafrim

Lagos · Western Algarve ·

€430,000

Asking Price (EUR)

1.1%

True Net Yield (Owner, all-in)

0.3%

True Net Yield (Managed, all-in)

2.5%

True Gross Yield

42%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €14,575/yr
Average Daily Rate: €95
-15.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Has countryside (+10%), Budget finish (-12%)
Payback Period: 691.6 years
5-yr Capital Value: €498,488
10-yr Capital Value: €577,884
Brixfox Score: 43.2 / 100
Comparable Properties: 7
Data Confidence: 73%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€577,870

+34.4% over asking

Asking price€430,000
IMT — Property transfer tax (investment schedule)€22,230
IS — Stamp duty (0.8%)€3,440
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,450
Total acquisition costs€33,370
Renovation (est. €900/m² × 110 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€99,000
(€77,000–€121,000)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€15,500
All-in investment (incl. renovation & furnishing)€577,870

Gross yield (asking price)

3.4%

True gross yield (all-in)

2.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Building: 110 m²
Style: portuguese-traditional
Condition: needs-renovation
countryside

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
0.56
Visual Appeal
6.8
Ownership Security
13
Location
10.44
Land & Space
4.2
Rental Demand
4.21
Payback Speed
0
STR Suitability
4

Description

Discover a unique property where the authenticity of the Algarve countryside meets a strategic location. Set on a 9,760 m² plot, this charming cottage offers a rare natural setting, ideal for a more relaxed lifestyle or a visionary investment. Features Functional cottage Simple structure with great potential for va

Location

📍 37.1553°N, 8.7355°W

· Lagos, Algarve, Portugal

Listed via Idealista.pt
1-bedroom freehold villa in Lagos — photo 1 of 1
Idealista.pt

Detached house in Bensafrim

Lagos · Western Algarve · Ref BF-65053 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$467,391
Ownership
Freehold
Bedrooms
1
Built area
110 m²
True net yield
0.1%
≈ $678/mo net after costs & tax
5-yr total return (net + appreciation)
7.6% / yr avg
Payback in ~692 yrs from rent
Brixfox Score 43 · C

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Condition: needs-renovation
View: countryside

Description

Discover a unique property where the authenticity of the Algarve countryside meets a strategic location. Set on a 9,760 m² plot, this charming cottage offers a rare natural setting, ideal for a more relaxed lifestyle or a visionary investment. Features Functional cottage Simple structure with great potential for va

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$133/night
50% ($61)Brixfox estimate($133/night)200% ($245)
Occupancy
42%
10%Brixfox estimate(42%)100%

Short-Term Rental

Indicative
Yearly income
$9,872
Likely range $5,923 – $13,821
Airbnb data$133/night · 42% occupancy
Rental income
$133/night · 42% occ.
$18,984
Running costs (20%)
Utilities, cleaning, maintenance
-$3,797
Income tax (10%)
Indonesian rental income tax
-$5,315
Property tax
Annual property tax
-$0
Net income
2.1% ROI
$9,872

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

0.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
1.5%
1.2%
Fully-managed
0.5%
0.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

3.5%

Annual Revenue

$18,984

Income Tax / yr

$1,661

Payback

—

True All-In Cost
Asking price$467,391
IMT — transfer tax (non-resident 7.5%)$35,054
Stamp duty (0.8%)$3,739
Notary + registry$2,174
Legal$5,749
Furnishing + STR launch$27,174
All-in cost$541,282

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$2.1M$1.6M$1.1M$525K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $430K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 30: rental income alone has repaid the full purchase price.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$523K
+22%
Rental Income
+$48K
Total Position
$571K
+33%
5.9%/yr
Year 10
Capital Value
$637K
+48%
Rental Income
+$104K
Total Position
$741K
+72%
5.6%/yr
Year 20
Capital Value
$942K
+119%
Rental Income
+$244K
Total Position
$1.2M
+176%
5.2%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$432K
Total Position
$1.8M
+325%
4.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.1% annual return
Occupancy
Weak
42% average occupancy
Nightly Rate
Good
$123 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.1% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.2%
$852/mo
40% occ.
2.9%
$1,136/mo
42% occ.
3.1%
$1,196/mo
current
52% occ.
3.8%
$1,480/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.