Launch offer — 3 months free free, no card

Detached house in Rua Marcelo Furtado, Cerro das Mós - Parque do Moínho - São João, Lagos
Detached house in Rua Marcelo Furtado, Cerro das Mós - Parque do Moínho - São João, Lagos — image 2Detached house in Rua Marcelo Furtado, Cerro das Mós - Parque do Moínho - São João, Lagos — image 3Detached house in Rua Marcelo Furtado, Cerro das Mós - Parque do Moínho - São João, Lagos — image 4Detached house in Rua Marcelo Furtado, Cerro das Mós - Parque do Moínho - São João, Lagos — image 5
Grade B+villabudget

Detached house in Rua Marcelo Furtado, Cerro das Mós - Parque do Moínho - São João, Lagos

Lagos · Western Algarve ·

€395,000

Asking Price (EUR)

8.6%

True Net Yield (Owner, all-in)

6.0%

True Net Yield (Managed, all-in)

10.8%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €56,650/yr
Average Daily Rate: €285
-25.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 14.7 years
5-yr Capital Value: €457,913
10-yr Capital Value: €530,847
Brixfox Score: 72 / 100
Comparable Properties: 9
Data Confidence: 76%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€523,115

+32.4% over asking

Asking price€395,000
IMT — Property transfer tax (investment schedule)€19,430
IS — Stamp duty (0.8%)€3,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,925
Total acquisition costs€29,765
Renovation (est. €350/m² × 208 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€72,800
(€52,000–€93,600)
Furnishing & STR launch (4bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€25,550
All-in investment (incl. renovation & furnishing)€523,115

Gross yield (asking price)

14.3%

True gross yield (all-in)

10.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 208 m²
Land: 208.6 m²
Style: portuguese-traditional
Condition: fair
Year Built: 2003
Energy Certificate: F

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
22.62
Visual Appeal
6.8
Ownership Security
13
Location
10.44
Land & Space
4.67
Rental Demand
5.44
Payback Speed
5
STR Suitability
4

Description

M-703 Detached house set on a 208.6 m² plot, with a gross construction area of 163 m², comprising 4 rooms, kitchen, 2 bathrooms, pantry, enclosed sunroom, terrace, and outdoor patio area. The property also features a garage with capacity for 2 cars, offering comfort and practicality for everyday living. The house requi

Location

📍 37.1042°N, 8.6842°W

· Lagos, Algarve, Portugal

View this property on RE/MAX Diamond →Listed via Idealista.pt
4-bedroom freehold villa in Lagos — photo 1 of 5
RE/MAX Diamond
4-bedroom freehold villa in Lagos — photo 2 of 5
4-bedroom freehold villa in Lagos — photo 3 of 5
4-bedroom freehold villa in Lagos — photo 4 of 5
4-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Rua Marcelo Furtado, Cerro das Mós - Parque do Moínho - São João, Lagos

Lagos · Western Algarve · Ref BF-65368 Source verified · RE/MAX Diamond · listed 1 Jun 2026
Asking price · Freehold
$429,348
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
2
Built area
208 m²
Land
208.6 m²
True net yield
6.8%
≈ $4,854/mo net after costs & tax
5-yr total return (net + appreciation)
14.5% / yr avg
Payback in ~15 yrs from rent
Brixfox Score 72 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2003
Energy: F
Condition: fair

Description

M-703 Detached house set on a 208.6 m² plot, with a gross construction area of 163 m², comprising 4 rooms, kitchen, 2 bathrooms, pantry, enclosed sunroom, terrace, and outdoor patio area. The property also features a garage with capacity for 2 cars, offering comfort and practicality for everyday living. The house requi

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$401/night
50% ($184)Brixfox estimate($401/night)200% ($738)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Indicative
Yearly income
$38,346
Likely range $23,008 – $53,685
Airbnb data$401/night · 54% occupancy
Rental income
$401/night · 54% occ.
$73,742
Running costs (20%)
Utilities, cleaning, maintenance
-$14,748
Income tax (10%)
Indonesian rental income tax
-$20,648
Property tax
Annual property tax
-$0
Net income
8.9% ROI
$38,346

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

6.8%

on all-in cost of $499,613

Scenario
Pre-tax
After-tax
Owner-managed
11.7%
10.4%
Fully-managed
8.1%
6.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

14.8%

Annual Revenue

$73,742

Income Tax / yr

$6,452

Payback

15 yrs

True All-In Cost
Asking price$429,348
IMT — transfer tax (non-resident 7.5%)$32,201
Stamp duty (0.8%)$3,435
Notary + registry$2,174
Legal$5,282
Furnishing + STR launch$27,174
All-in cost$499,613

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.4M$2.6M$1.7M$851K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $395K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$481K
+22%
Rental Income
+$187K
Total Position
$668K
+69%
11.1%/yr
Year 10
Capital Value
$585K
+48%
Rental Income
+$404K
Total Position
$989K
+150%
9.6%/yr
Year 20
Capital Value
$865K
+119%
Rental Income
+$948K
Total Position
$1.8M
+359%
7.9%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$1.7M
Total Position
$3.0M
+649%
6.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.9% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$369 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Average
209 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.9% — outperforms most villas in this market
Premium nightly rate of $369 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 54% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
8.2%
$2,939/mo
44% occ.
10.6%
$3,792/mo
54% occ.
13.0%
$4,646/mo
current
64% occ.
15.4%
$5,500/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.