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Detached house in Urbanizacao Pesos, Espiche, Luz
Detached house in Urbanizacao Pesos, Espiche, Luz — image 2Detached house in Urbanizacao Pesos, Espiche, Luz — image 3Detached house in Urbanizacao Pesos, Espiche, Luz — image 4Detached house in Urbanizacao Pesos, Espiche, Luz — image 5
Grade Bvillamid-range

Detached house in Urbanizacao Pesos, Espiche, Luz

Lagos · Western Algarve ·

€430,000

Asking Price (EUR)

6.6%

True Net Yield (Owner, all-in)

4.4%

True Net Yield (Managed, all-in)

8.8%

True Gross Yield

61%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €43,314/yr
Average Daily Rate: €193
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 23.2 years
5-yr Capital Value: €498,488
10-yr Capital Value: €577,884
Brixfox Score: 64.8 / 100
Comparable Properties: 35
Data Confidence: 89%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€490,220

+14.0% over asking

Asking price€430,000
IMT — Property transfer tax (investment schedule)€22,230
IS — Stamp duty (0.8%)€3,440
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,450
Total acquisition costs€33,370
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€490,220

Gross yield (asking price)

10.1%

True gross yield (all-in)

8.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 90 m²
Land: 133 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2006
Energy Certificate: B-

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional facade with modern interiorintegrated fireplacemodern kitchen appliances

Score Breakdown

ROI
15.93
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
4.1
Rental Demand
6.15
Payback Speed
3
STR Suitability
4

Description

Single-storey 3-bedroom villa located in the peaceful area of Pesos, Luz, Lagos. Set on a 133 m² plot, this property offers a gross private area of 90.85 m² and features comfortable indoor and outdoor spaces, ideal for permanent living, holidays or investment. The villa benefits from good sun exposure and a practical l

Location

📍 37.1010°N, 8.7383°W

· Lagos, Algarve, Portugal

View this property on Remax Riverview →Listed via Idealista.pt
2-bedroom freehold villa in Lagos — photo 1 of 5
Remax Riverview
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2-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Urbanizacao Pesos, Espiche, Luz

Lagos · Western Algarve · Ref BF-65369 Source verified · Remax Riverview · listed 1 Jun 2026
Asking price · Freehold
$467,391
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
1
Built area
90 m²
Land
133 m²
True net yield
4.3%
≈ $3,514/mo net after costs & tax
5-yr total return (net + appreciation)
11.8% / yr avg
Payback in ~23 yrs from rent
Brixfox Score 65 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Property details

Year built: 2006
Energy: B-
Condition: excellent

Description

Single-storey 3-bedroom villa located in the peaceful area of Pesos, Luz, Lagos. Set on a 133 m² plot, this property offers a gross private area of 90.85 m² and features comfortable indoor and outdoor spaces, ideal for permanent living, holidays or investment. The villa benefits from good sun exposure and a practical l

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$271/night
50% ($125)Brixfox estimate($271/night)200% ($499)
Occupancy
61%
10%Brixfox estimate(61%)100%

Short-Term Rental

Indicative
Yearly income
$29,316
Likely range $17,589 – $41,041
Airbnb data$271/night · 61% occupancy
Rental income
$271/night · 61% occ.
$56,376
Running costs (20%)
Utilities, cleaning, maintenance
-$11,275
Income tax (10%)
Indonesian rental income tax
-$15,785
Property tax
Annual property tax
-$0
Net income
6.3% ROI
$29,316

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

4.3%

on all-in cost of $541,282

Scenario
Pre-tax
After-tax
Owner-managed
7.8%
6.9%
Fully-managed
5.2%
4.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.4%

Annual Revenue

$56,376

Income Tax / yr

$4,933

Payback

23 yrs

True All-In Cost
Asking price$467,391
IMT — transfer tax (non-resident 7.5%)$35,054
Stamp duty (0.8%)$3,739
Notary + registry$2,174
Legal$5,749
Furnishing + STR launch$27,174
All-in cost$541,282

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.1M$2.3M$1.5M$770K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $430K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$523K
+22%
Rental Income
+$143K
Total Position
$666K
+55%
9.2%/yr
Year 10
Capital Value
$637K
+48%
Rental Income
+$309K
Total Position
$946K
+120%
8.2%/yr
Year 20
Capital Value
$942K
+119%
Rental Income
+$725K
Total Position
$1.7M
+288%
7.0%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$1.3M
Total Position
$2.7M
+523%
6.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.3% annual return
Occupancy
Good
61% average occupancy
Nightly Rate
Strong
$250 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
133 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $250 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 133 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

41% occ.
6.2%
$2,396/mo
51% occ.
7.6%
$2,974/mo
61% occ.
9.1%
$3,552/mo
current
71% occ.
10.6%
$4,129/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.