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Detached house in Rua Miguel Bombarda Nn, Centro da Cidade, Silves
Detached house in Rua Miguel Bombarda Nn, Centro da Cidade, Silves — image 2Detached house in Rua Miguel Bombarda Nn, Centro da Cidade, Silves — image 3Detached house in Rua Miguel Bombarda Nn, Centro da Cidade, Silves — image 4Detached house in Rua Miguel Bombarda Nn, Centro da Cidade, Silves — image 5
Grade Bvillamid-range

Detached house in Rua Miguel Bombarda Nn, Centro da Cidade, Silves

Silves · Central Algarve ·

€490,000

Asking Price (EUR)

3.4%

True Net Yield (Owner, all-in)

2.0%

True Net Yield (Managed, all-in)

5.1%

True Gross Yield

34%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €29,306/yr
Average Daily Rate: €237
Payback Period: 51.6 years
5-yr Capital Value: €568,044
10-yr Capital Value: €658,519
Brixfox Score: 56.2 / 100
Comparable Properties: 6
Data Confidence: 79%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€569,450

+16.2% over asking

Asking price€490,000
IMT — Property transfer tax (investment schedule)€27,030
IS — Stamp duty (0.8%)€3,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,350
Total acquisition costs€39,550
Renovation (est. €55/m² × 140 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,700
(€4,200–€11,200)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€569,450

Gross yield (asking price)

6.0%

True gross yield (all-in)

5.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 140 m²
Land: 3922 m²
Style: portuguese-traditional
Condition: good
Year Built: 1951
Energy Certificate: F
countryside

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

vaulted ceilingsterracotta floor tilesoutdoor pergola

Score Breakdown

ROI
7.76
Visual Appeal
8.8
Ownership Security
13
Location
7.2
Land & Space
12
Rental Demand
3.39
Payback Speed
0
STR Suitability
4

Description

Set in an elevated countryside position between Silves and São Bartolomeu de Messines, this traditional single-storey Algarvian cottage offers an appealing opportunity for those seeking a rural home, renovation project or investment property in the central Algarve. The existing property comprises 3 bedrooms and 1 bath

Location

📍 37.1886°N, 8.4426°W

· Silves, Algarve, Portugal

Visit Fine & Country →Listed via Idealista.pt
3-bedroom freehold villa in Silves — photo 1 of 5
Fine & Country
3-bedroom freehold villa in Silves — photo 2 of 5
3-bedroom freehold villa in Silves — photo 3 of 5
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3-bedroom freehold villa in Silves — photo 5 of 5

Detached house in Rua Miguel Bombarda Nn, Centro da Cidade, Silves

Silves · Central Algarve · Ref BF-67245 Source verified · Fine & Country · listed 1 Jun 2026
Asking price · Freehold
$532,609
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
1
Built area
140 m²
Land
3922 m²
True net yield
1.9%
≈ $2,095/mo net after costs & tax
5-yr total return (net + appreciation)
7.5% / yr avg
Payback in ~52 yrs from rent
Brixfox Score 56 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Property details

Year built: 1951
Energy: F
Condition: good
View: countryside

Description

Set in an elevated countryside position between Silves and São Bartolomeu de Messines, this traditional single-storey Algarvian cottage offers an appealing opportunity for those seeking a rural home, renovation project or investment property in the central Algarve. The existing property comprises 3 bedrooms and 1 bath

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$333/night
50% ($153)Brixfox estimate($333/night)200% ($613)
Occupancy
34%
10%Brixfox estimate(34%)100%

Short-Term Rental

Indicative
Yearly income
$19,848
Likely range $11,909 – $27,787
Airbnb data$333/night · 34% occupancy
Rental income
$333/night · 34% occ.
$38,168
Running costs (20%)
Utilities, cleaning, maintenance
-$7,634
Income tax (10%)
Indonesian rental income tax
-$10,687
Property tax
Annual property tax
-$0
Net income
3.7% ROI
$19,848

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

1.9%

on all-in cost of $612,714

Scenario
Pre-tax
After-tax
Owner-managed
4.1%
3.6%
Fully-managed
2.5%
1.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

6.2%

Annual Revenue

$38,168

Income Tax / yr

$3,340

Payback

52 yrs

True All-In Cost
Asking price$532,609
IMT — transfer tax (non-resident 7.5%)$39,946
Stamp duty (0.8%)$4,261
Notary + registry$2,174
Legal$6,551
Furnishing + STR launch$27,174
All-in cost$612,714

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$2.8M$2.1M$1.4M$707K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $490K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$596K
+22%
Rental Income
+$97K
Total Position
$693K
+41%
7.2%/yr
Year 10
Capital Value
$725K
+48%
Rental Income
+$209K
Total Position
$935K
+91%
6.7%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$491K
Total Position
$1.6M
+219%
6.0%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$869K
Total Position
$2.5M
+402%
5.5%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.7% annual return
Occupancy
Weak
34% average occupancy
Nightly Rate
Strong
$306 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Strong
3922 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $306 — positioned in the top tier
Generous 3922 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.7% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.8%
$2,126/mo
40% occ.
6.4%
$2,835/mo
34% occ.
5.4%
$2,404/mo
current
44% occ.
7.0%
$3,113/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.