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House in Rua Cerro da Guarda, Vale Judeu, São Sebastião
Grade B+villamid-range

House in Rua Cerro da Guarda, Vale Judeu, São Sebastião

Loulé/Vilamoura · Golden Triangle ·

€997,000

Asking Price (EUR)

6.4%

True Net Yield (Owner, all-in)

4.5%

True Net Yield (Managed, all-in)

8.0%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €89,599/yr
Average Daily Rate: €437
+13.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has garden (+10%)
Payback Period: 22.0 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.3M
Brixfox Score: 70.8 / 100
Comparable Properties: 8
Data Confidence: 67%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+11.7% over asking

Asking price€997,000
IMT — Property transfer tax (investment schedule)€59,820
IS — Stamp duty (0.8%)€7,976
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,955
Total acquisition costs€84,001
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

9.0%

True gross yield (all-in)

8.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 288 m²
Style: contemporary
Condition: excellent
garden

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

wicker pendant lightsbuilt-in fireplacelarge sliding glass doors

Score Breakdown

ROI
16.62
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.62
Payback Speed
3
STR Suitability
4

Description

Set in the peaceful hills of Vale Judeu, between Almancil and Vilamoura, this fully renovated 3-bedroom end-of-terrace villa stands out for its privacy, elevated position and open countryside views. As the largest home within a secure, gated condominium of just three properties, it offers a calm, contemporary feel with

Location

📍 37.1162°N, 8.0981°W

· Loulé/Vilamoura, Algarve, Portugal

Listed via Idealista.pt
3-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 1
Idealista.pt

House in Rua Cerro da Guarda, Vale Judeu, São Sebastião

Loulé/Vilamoura · Golden Triangle · Ref BF-68689 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$1,083,696
Ownership
Freehold
Bedrooms
3
Built area
288 m²
True net yield
4.5%
≈ $7,718/mo net after costs & tax
5-yr total return (net + appreciation)
11.7% / yr avg
Payback in ~22 yrs from rent
Brixfox Score 71 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Property details

Condition: excellent
View: garden

Description

Set in the peaceful hills of Vale Judeu, between Almancil and Vilamoura, this fully renovated 3-bedroom end-of-terrace villa stands out for its privacy, elevated position and open countryside views. As the largest home within a secure, gated condominium of just three properties, it offers a calm, contemporary feel with

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$614/night
50% ($282)Brixfox estimate($614/night)200% ($1130)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Indicative
Yearly income
$60,646
Likely range $36,388 – $84,904
Airbnb data$614/night · 56% occupancy
Rental income
$614/night · 56% occ.
$116,627
Running costs (20%)
Utilities, cleaning, maintenance
-$23,325
Income tax (10%)
Indonesian rental income tax
-$32,656
Property tax
Annual property tax
-$0
Net income
5.6% ROI
$60,646

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

4.5%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
7.6%
6.8%
Fully-managed
5.4%
4.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

9.6%

Annual Revenue

$116,627

Income Tax / yr

$10,204

Payback

22 yrs

True All-In Cost
Asking price$1,083,696
IMT — transfer tax (non-resident 7.5%)$81,277
Stamp duty (0.8%)$8,670
Notary + registry$2,174
Legal$13,329
Furnishing + STR launch$27,174
All-in cost$1,216,320

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$6.8M$5.1M$3.4M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $997K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$296K
Total Position
$1.5M
+51%
8.6%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$640K
Total Position
$2.1M
+112%
7.8%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$1.5M
Total Position
$3.7M
+269%
6.8%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$2.7M
Total Position
$5.9M
+491%
6.1%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.6% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Strong
$565 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $565 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 56% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
5.2%
$4,733/mo
46% occ.
6.7%
$6,040/mo
56% occ.
8.1%
$7,347/mo
current
66% occ.
9.6%
$8,655/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.