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House in Rua dos Oceanos, Victoria - Monte Laguna, Quarteira
House in Rua dos Oceanos, Victoria - Monte Laguna, Quarteira — image 2House in Rua dos Oceanos, Victoria - Monte Laguna, Quarteira — image 3House in Rua dos Oceanos, Victoria - Monte Laguna, Quarteira — image 4House in Rua dos Oceanos, Victoria - Monte Laguna, Quarteira — image 5
Grade B+villaluxury

House in Rua dos Oceanos, Victoria - Monte Laguna, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€3.2M

Asking Price (EUR)

4.5%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

5.6%

True Gross Yield

66%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €201,862/yr
Average Daily Rate: €836
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has garden (+10%), Luxury finish (+8%)
Payback Period: 30.2 years
5-yr Capital Value: €3.7M
10-yr Capital Value: €4.3M
Brixfox Score: 68.2 / 100
Comparable Properties: 5
Data Confidence: 75%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.6M

+11.8% over asking

Asking price€3.2M
IMT — Property transfer tax (investment schedule)€240,000
IS — Stamp duty (0.8%)€25,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€48,000
Total acquisition costs€314,850
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€3.6M

Gross yield (asking price)

6.3%

True gross yield (all-in)

5.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 638 m²
Style: modern
Condition: new-build
Year Built: 2025
Private Pool
garden

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private swimming poolslarge sliding glass doorsintegrated kitchen cabinetryminimalist bedroom design

Score Breakdown

ROI
12.59
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
6.62
Payback Speed
2
STR Suitability
4

Description

4 bedroom villa of 573m2 with swimming pool and terrace of 65m2, in a new condominium, in Vilamoura Pearls Vilamoura is a new condominium, under construction in Vilamoura, next to a golf course. The condominium consists of four independent 4 bedroom villas with basement, garden and swimming pool totalling 602 m2 of

Location

📍 37.1038°N, 8.1306°W

· Loulé/Vilamoura, Algarve, Portugal

Listed by Dils | Empreendimentos via Idealista.pt
4-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
Idealista.pt
4-bedroom freehold villa in Loulé/Vilamoura — photo 2 of 5
4-bedroom freehold villa in Loulé/Vilamoura — photo 3 of 5
4-bedroom freehold villa in Loulé/Vilamoura — photo 4 of 5
4-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

House in Rua dos Oceanos, Victoria - Monte Laguna, Quarteira

Loulé/Vilamoura · Golden Triangle · Ref BF-68753 Source verified · Idealista.pt · listed 1 Jun 2026
Asking price · Freehold
$3,478,261
Ownership
Freehold
Bedrooms
4
Bathrooms
5
Built area
638 m²
True net yield
3.3%
≈ $17,379/mo net after costs & tax
5-yr total return (net + appreciation)
10.1% / yr avg
Payback in ~30 yrs from rent
Brixfox Score 68 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Property details

Year built: 2025
Condition: new-build
View: garden

Description

4 bedroom villa of 573m2 with swimming pool and terrace of 65m2, in a new condominium, in Vilamoura Pearls Vilamoura is a new condominium, under construction in Vilamoura, next to a golf course. The condominium consists of four independent 4 bedroom villas with basement, garden and swimming pool totalling 602 m2 of

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,174/night
50% ($540)Brixfox estimate($1,174/night)200% ($2161)
Occupancy
66%
10%Brixfox estimate(66%)100%

Short-Term Rental

Indicative
Yearly income
$136,602
Likely range $81,961 – $191,242
Airbnb data$1,174/night · 66% occupancy
Rental income
$1,174/night · 66% occ.
$262,696
Running costs (20%)
Utilities, cleaning, maintenance
-$52,539
Income tax (10%)
Indonesian rental income tax
-$73,555
Property tax
Annual property tax
-$0
Net income
3.9% ROI
$136,602

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

3.3%

on all-in cost of $3,809,674

Scenario
Pre-tax
After-tax
Owner-managed
5.5%
4.9%
Fully-managed
3.9%
3.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

6.9%

Annual Revenue

$262,696

Income Tax / yr

$22,986

Payback

30 yrs

True All-In Cost
Asking price$3,478,261
IMT — transfer tax (non-resident 7.5%)$260,870
Stamp duty (0.8%)$27,826
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$3,809,674

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$18.8M$14.1M$9.4M$4.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $3.2M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.9M
+22%
Rental Income
+$667K
Total Position
$4.6M
+43%
7.3%/yr
Year 10
Capital Value
$4.7M
+48%
Rental Income
+$1.4M
Total Position
$6.2M
+93%
6.8%/yr
Year 20
Capital Value
$7.0M
+119%
Rental Income
+$3.4M
Total Position
$10.4M
+225%
6.1%/yr
Year 30
Capital Value
$10.4M
+224%
Rental Income
+$6.0M
Total Position
$16.4M
+411%
5.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.9% annual return
Occupancy
Good
66% average occupancy
Nightly Rate
Strong
$1080 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1080 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

46% occ.
4.0%
$11,549/mo
56% occ.
4.8%
$14,050/mo
66% occ.
5.7%
$16,550/mo
current
76% occ.
6.6%
$19,051/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.