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Terraced house in Rua de São Lourenço, Centro, Almancil
Grade B+villamid-range

Terraced house in Rua de São Lourenço, Centro, Almancil

Loulé/Vilamoura · Golden Triangle ·

€895,000

Asking Price (EUR)

7.0%

True Net Yield (Owner, all-in)

5.0%

True Net Yield (Managed, all-in)

8.8%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €89,343/yr
Average Daily Rate: €512
+22.0% vs area baselineModern/contemporary style (+12%), Has pool (0%), Has garden (+10%)
Payback Period: 19.6 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.2M
Brixfox Score: 71.1 / 100
Comparable Properties: 15
Data Confidence: 89%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+13.5% over asking

Asking price€895,000
IMT — Property transfer tax (investment schedule)€53,700
IS — Stamp duty (0.8%)€7,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,425
Total acquisition costs€75,535
Renovation (est. €55/m² × 193 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,615
(€5,790–€15,440)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

10.0%

True gross yield (all-in)

8.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 193 m²
Style: contemporary
Condition: good
Private Pool
garden

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop solar panelsprivate poolmultiple outdoor terraces

Score Breakdown

ROI
18.3
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
5.86
Rental Demand
4.78
Payback Speed
4
STR Suitability
4

Description

This lovely townhouse, built in 2003, is a charming three-façade property ideally located just a short distance from the center of Almancil. Nestled beside the communal swimming pool, it offers both privacy and a welcoming sense of community. As you arrive, you are greeted by a well-kept garden in front of the house.

Location

📍 37.0584°N, 8.0624°W

· Loulé/Vilamoura, Algarve, Portugal

Listed via Idealista.pt
3-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 1
Idealista.pt

Terraced house in Rua de São Lourenço, Centro, Almancil

Loulé/Vilamoura · Golden Triangle · Ref BF-69038 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$972,826
Ownership
Freehold
Bedrooms
3
Built area
193 m²
True net yield
5.1%
≈ $7,759/mo net after costs & tax
5-yr total return (net + appreciation)
12.4% / yr avg
Payback in ~20 yrs from rent
Brixfox Score 71 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Property details

Condition: good
View: garden

Description

This lovely townhouse, built in 2003, is a charming three-façade property ideally located just a short distance from the center of Almancil. Nestled beside the communal swimming pool, it offers both privacy and a welcoming sense of community. As you arrive, you are greeted by a well-kept garden in front of the house.

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$720/night
50% ($331)Brixfox estimate($720/night)200% ($1325)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Indicative
Yearly income
$60,476
Likely range $36,286 – $84,666
Airbnb data$720/night · 48% occupancy
Rental income
$720/night · 48% occ.
$116,300
Running costs (20%)
Utilities, cleaning, maintenance
-$23,260
Income tax (10%)
Indonesian rental income tax
-$32,564
Property tax
Annual property tax
-$0
Net income
6.2% ROI
$60,476

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
8.5%
7.6%
Fully-managed
6.0%
5.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.6%

Annual Revenue

$116,300

Income Tax / yr

$10,176

Payback

20 yrs

True All-In Cost
Asking price$972,826
IMT — transfer tax (non-resident 7.5%)$72,962
Stamp duty (0.8%)$7,783
Notary + registry$2,174
Legal$11,966
Furnishing + STR launch$27,174
All-in cost$1,094,885

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$6.4M$4.8M$3.2M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $895K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$295K
Total Position
$1.4M
+55%
9.1%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$638K
Total Position
$2.0M
+119%
8.2%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$1.5M
Total Position
$3.5M
+286%
7.0%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$2.6M
Total Position
$5.5M
+520%
6.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.2% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$663 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $663 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.7%
$4,601/mo
40% occ.
7.6%
$6,135/mo
48% occ.
9.0%
$7,327/mo
current
58% occ.
10.9%
$8,861/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.