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Detached house in Em1250, Centro, Vila Nova de Cacela
Grade C+villamid-range

Detached house in Em1250, Centro, Vila Nova de Cacela

VRSA/Monte Gordo · Eastern Algarve ·

€400,000

Asking Price (EUR)

3.5%

True Net Yield (Owner, all-in)

2.0%

True Net Yield (Managed, all-in)

5.4%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €25,451/yr
Average Daily Rate: €183
-3.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 52.9 years
5-yr Capital Value: €463,710
10-yr Capital Value: €537,567
Brixfox Score: 51 / 100
Comparable Properties: 9
Data Confidence: 74%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€469,245

+17.3% over asking

Asking price€400,000
IMT — Property transfer tax (investment schedule)€19,830
IS — Stamp duty (0.8%)€3,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,000
Total acquisition costs€30,280
Renovation (est. €55/m² × 123 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,765
(€3,690–€9,840)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€469,245

Gross yield (asking price)

6.4%

True gross yield (all-in)

5.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 123 m²
Style: contemporary
Condition: good

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

yellow window framesbrick facade accent

Score Breakdown

ROI
7.56
Visual Appeal
9.8
Ownership Security
13
Location
8.4
Land & Space
4.46
Rental Demand
3.82
Payback Speed
0
STR Suitability
4

Description

Semi-detached 3-bedroom house in the "Urbanização Villas de Cacela" close to all types of Services, Schools and the beautiful beaches with the Crystalline waters of the Algarve. The property has two floors, 2 1/2 bathrooms, a garage and a generous backyard with a barbecue. The house needs some renovation work. Excellen

Location

📍 37.1876°N, 7.5248°W

· VRSA/Monte Gordo, Algarve, Portugal

Listed via Idealista.pt
3-bedroom freehold villa in VRSA/Monte Gordo — photo 1 of 1
Idealista.pt

Detached house in Em1250, Centro, Vila Nova de Cacela

VRSA/Monte Gordo · Eastern Algarve · Ref BF-69692 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$434,783
Ownership
Freehold
Bedrooms
3
Built area
123 m²
True net yield
1.9%
≈ $1,772/mo net after costs & tax
5-yr total return (net + appreciation)
7.7% / yr avg
Payback in ~53 yrs from rent
Brixfox Score 51 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Condition: good

Description

Semi-detached 3-bedroom house in the "Urbanização Villas de Cacela" close to all types of Services, Schools and the beautiful beaches with the Crystalline waters of the Algarve. The property has two floors, 2 1/2 bathrooms, a garage and a generous backyard with a barbecue. The house needs some renovation work. Excellen

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$257/night
50% ($118)Brixfox estimate($257/night)200% ($473)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Indicative
Yearly income
$17,237
Likely range $10,342 – $24,133
Airbnb data$257/night · 38% occupancy
Rental income
$257/night · 38% occ.
$33,149
Running costs (20%)
Utilities, cleaning, maintenance
-$6,630
Income tax (10%)
Indonesian rental income tax
-$9,282
Property tax
Annual property tax
-$0
Net income
4.0% ROI
$17,237

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

1.9%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
4.2%
3.6%
Fully-managed
2.5%
1.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

6.6%

Annual Revenue

$33,149

Income Tax / yr

$2,900

Payback

53 yrs

True All-In Cost
Asking price$434,783
IMT — transfer tax (non-resident 7.5%)$32,609
Stamp duty (0.8%)$3,478
Notary + registry$2,174
Legal$5,348
Furnishing + STR launch$27,174
All-in cost$505,565

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$2.4M$1.8M$1.2M$590K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $400K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$487K
+22%
Rental Income
+$84K
Total Position
$571K
+43%
7.4%/yr
Year 10
Capital Value
$592K
+48%
Rental Income
+$182K
Total Position
$774K
+93%
6.8%/yr
Year 20
Capital Value
$876K
+119%
Rental Income
+$426K
Total Position
$1.3M
+226%
6.1%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$754K
Total Position
$2.1M
+413%
5.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.0% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Strong
$236 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $236 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.5%
$1,641/mo
40% occ.
6.0%
$2,189/mo
38% occ.
5.8%
$2,088/mo
current
48% occ.
7.3%
$2,636/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.