Detached house in Rua Longa, Montinhos da Luz, Luz
Lagos · Western Algarve ·
€895,000
Asking Price (EUR)
7.8%
True Net Yield (Owner, all-in)
5.4%
True Net Yield (Managed, all-in)
12.0%
True Gross Yield
63%
Occupancy
Projections — conservative (data maturing)
Our Airbnb calendar dataset started 0.9 months ago and is currently at 7% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.72, occupancy cap 66%) that auto-fades to full fidelity by April 2027.
True Investment Cost
Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.
€1.0M
+15.5% over asking
| Asking price | €895,000 |
| IMT — Property transfer tax (investment schedule) | €53,700 |
| IS — Stamp duty (0.8%) | €7,160 |
| Notary (escritura) | €1,000 |
| Property registry | €250 |
| Legal fees (~1.5%) | €13,425 |
| Total acquisition costs | €75,535 |
| Renovation (est. €55/m² × 325 m²) Light touch-ups — paint, fixtures, deep clean. | €17,875 (€9,750–€26,000) |
| Furnishing & STR launch (5bd × €4500 base, mid-range tier) Furniture, appliances, electronics, linens, AL licence setup, launch photography. | €45,400 |
| All-in investment (incl. renovation & furnishing) | €1.0M |
Gross yield (asking price)
13.9%
True gross yield (all-in)
12.0%
Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.
AL Licence Status Unconfirmed
AL licence status unconfirmed — verify before purchase
Design Features
Score Breakdown
Description
Nestled in the charming area of Montinhos da Luz, this splendid detached house offers an ideal family home in a sought-after location. With five spacious bedrooms and four well-appointed bathrooms, this property provides ample space for both relaxation and entertaining. The two inviting reception rooms create a warm at
Location
📍 37.0870°N, 8.7458°W
· Lagos, Algarve, Portugal