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Detached house in Centro, Lagos
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Grade Avillamid-range

Detached house in Centro, Lagos

Lagos · Western Algarve ·

€700,000

Asking Price (EUR)

10.5%

True Net Yield (Owner, all-in)

7.6%

True Net Yield (Managed, all-in)

12.7%

True Gross Yield

59%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €102,461/yr
Average Daily Rate: €477
Payback Period: 12.8 years
5-yr Capital Value: €811,492
10-yr Capital Value: €940,741
Brixfox Score: 79 / 100
Comparable Properties: 12
Data Confidence: 82%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€805,755

+15.1% over asking

Asking price€700,000
IMT — Property transfer tax (investment schedule)€42,000
IS — Stamp duty (0.8%)€5,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,500
Total acquisition costs€59,350
Renovation (est. €55/m² × 161 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,855
(€4,830–€12,880)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€805,755

Gross yield (asking price)

14.6%

True gross yield (all-in)

12.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 161 m²
Style: contemporary
Condition: good

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

indoor-outdoor-patiostone-fireplacecolorful-accentsopen-plan-living

Score Breakdown

ROI
24.68
Visual Appeal
10.8
Ownership Security
13
Location
10.44
Land & Space
5.22
Rental Demand
5.89
Payback Speed
5
STR Suitability
4

Description

Located on a quiet street in the historic center of Lagos, we present this renovated villa that preserves the charm of its traditional architecture. With four bedrooms, a kitchen, a wonderful internal patio, and a terrace that invites moments of relaxation and leisure, this house offers all the amenities for a family

Location

📍 37.1012°N, 8.6769°W

· Lagos, Algarve, Portugal

Visit Villas Key →Listed via Idealista.pt
4-bedroom freehold villa in Lagos — photo 1 of 5
Villas Key
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4-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Centro, Lagos

Lagos · Western Algarve · Ref BF-69919 Source verified · Villas Key · listed 2 Jun 2026
Asking price · Freehold
$760,870
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
2
Built area
161 m²
True net yield
7.8%
≈ $9,185/mo net after costs & tax
5-yr total return (net + appreciation)
14.6% / yr avg
Payback in ~13 yrs from rent
Brixfox Score 79 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Condition: good

Description

Located on a quiet street in the historic center of Lagos, we present this renovated villa that preserves the charm of its traditional architecture. With four bedrooms, a kitchen, a wonderful internal patio, and a terrace that invites moments of relaxation and leisure, this house offers all the amenities for a family

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$671/night
50% ($309)Brixfox estimate($671/night)200% ($1234)
Occupancy
59%
10%Brixfox estimate(59%)100%

Short-Term Rental

Indicative
Yearly income
$69,389
Likely range $41,634 – $97,146
Airbnb data$671/night · 59% occupancy
Rental income
$671/night · 59% occ.
$133,441
Running costs (20%)
Utilities, cleaning, maintenance
-$26,688
Income tax (10%)
Indonesian rental income tax
-$37,364
Property tax
Annual property tax
-$0
Net income
9.1% ROI
$69,389

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

7.8%

on all-in cost of $862,728

Scenario
Pre-tax
After-tax
Owner-managed
12.8%
11.4%
Fully-managed
9.2%
7.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

15.5%

Annual Revenue

$133,441

Income Tax / yr

$11,676

Payback

13 yrs

True All-In Cost
Asking price$760,870
IMT — transfer tax (non-resident 7.5%)$57,065
Stamp duty (0.8%)$6,087
Notary + registry$2,174
Legal$9,359
Furnishing + STR launch$27,174
All-in cost$862,728

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$6.1M$4.6M$3.1M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $700K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$852K
+22%
Rental Income
+$339K
Total Position
$1.2M
+70%
11.2%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$732K
Total Position
$1.8M
+153%
9.7%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$1.7M
Total Position
$3.2M
+364%
8.0%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$3.0M
Total Position
$5.3M
+658%
7.0%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.1% annual return
Occupancy
Average
59% average occupancy
Nightly Rate
Strong
$617 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.1% — outperforms most villas in this market
Premium nightly rate of $617 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 59% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

39% occ.
8.8%
$5,551/mo
49% occ.
11.0%
$6,979/mo
59% occ.
13.3%
$8,407/mo
current
69% occ.
15.5%
$9,835/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.