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Detached house in Rua do Ramalhete, 1, Praia da Luz, Luz
Detached house in Rua do Ramalhete, 1, Praia da Luz, Luz — image 2Detached house in Rua do Ramalhete, 1, Praia da Luz, Luz — image 3Detached house in Rua do Ramalhete, 1, Praia da Luz, Luz — image 4Detached house in Rua do Ramalhete, 1, Praia da Luz, Luz — image 5
Grade B+villaluxury

Detached house in Rua do Ramalhete, 1, Praia da Luz, Luz

Lagos · Western Algarve ·

€995,000

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.1%

True Net Yield (Managed, all-in)

6.0%

True Gross Yield

62%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €67,537/yr
Average Daily Rate: €300
+33.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has sea (+10%), Luxury finish (+8%)
Payback Period: 32.0 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.3M
Brixfox Score: 67.5 / 100
Comparable Properties: 37
Data Confidence: 97%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+12.9% over asking

Asking price€995,000
IMT — Property transfer tax (investment schedule)€59,700
IS — Stamp duty (0.8%)€7,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,925
Total acquisition costs€83,835
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€44,450
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

6.8%

True gross yield (all-in)

6.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 227 m²
Style: contemporary
Condition: new-build
Year Built: 2027
Private Pool
sea

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop gardenlarge glass sliding doorsprivate swimming poolsmodern minimalist architecture

Score Breakdown

ROI
11.96
Visual Appeal
14.2
Ownership Security
13
Location
10.2
Land & Space
6
Rental Demand
6.17
Payback Speed
2
STR Suitability
4

Description

Discover this magnificent luxury villa currently under construction, located in the quiet and central neighborhood of Luz, Lagos. Priced at €995,000, this 226-square-meter property offers the perfect blend of comfort and elegance, ideal for those seeking a new home or a quality investment in the stunning Algarve region

Location

📍 37.0895°N, 8.7320°W

· Lagos, Algarve, Portugal

Visit Century21 Realty Art 2 →Listed via Idealista.pt
2-bedroom freehold villa in Lagos — photo 1 of 5
Century21 Realty Art 2
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2-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Rua do Ramalhete, 1, Praia da Luz, Luz

Lagos · Western Algarve · Ref BF-70014 Source verified · Century21 Realty Art 2 · listed 2 Jun 2026
Asking price · Freehold
$1,081,522
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
1
Built area
227 m²
True net yield
3.1%
≈ $5,540/mo net after costs & tax
5-yr total return (net + appreciation)
9.8% / yr avg
Payback in ~32 yrs from rent
Brixfox Score 68 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Property details

Year built: 2027
Condition: new-build
View: sea

Description

Discover this magnificent luxury villa currently under construction, located in the quiet and central neighborhood of Luz, Lagos. Priced at €995,000, this 226-square-meter property offers the perfect blend of comfort and elegance, ideal for those seeking a new home or a quality investment in the stunning Algarve region

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$422/night
50% ($194)Brixfox estimate($422/night)200% ($776)
Occupancy
62%
10%Brixfox estimate(62%)100%

Short-Term Rental

Indicative
Yearly income
$45,702
Likely range $27,421 – $63,983
Airbnb data$422/night · 62% occupancy
Rental income
$422/night · 62% occ.
$87,888
Running costs (20%)
Utilities, cleaning, maintenance
-$17,578
Income tax (10%)
Indonesian rental income tax
-$24,609
Property tax
Annual property tax
-$0
Net income
4.2% ROI
$45,702

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

3.1%

on all-in cost of $1,213,939

Scenario
Pre-tax
After-tax
Owner-managed
5.5%
4.8%
Fully-managed
3.8%
3.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.2%

Annual Revenue

$87,888

Income Tax / yr

$7,690

Payback

32 yrs

True All-In Cost
Asking price$1,081,522
IMT — transfer tax (non-resident 7.5%)$81,114
Stamp duty (0.8%)$8,652
Notary + registry$2,174
Legal$13,303
Furnishing + STR launch$27,174
All-in cost$1,213,939

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$6.0M$4.5M$3.0M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $995K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$223K
Total Position
$1.4M
+44%
7.6%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$482K
Total Position
$2.0M
+96%
7.0%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$1.1M
Total Position
$3.3M
+233%
6.2%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$2.0M
Total Position
$5.2M
+425%
5.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Good
62% average occupancy
Nightly Rate
Strong
$388 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $388 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

42% occ.
4.2%
$3,741/mo
52% occ.
5.1%
$4,639/mo
62% occ.
6.1%
$5,537/mo
current
72% occ.
7.1%
$6,435/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.