Launch offer — 3 months free free, no card

Detached house in Vale Judeu, São Sebastião
Grade Bvillamid-range

Detached house in Vale Judeu, São Sebastião

Loulé/Vilamoura · Golden Triangle ·

€1.1M

Asking Price (EUR)

4.4%

True Net Yield (Owner, all-in)

3.1%

True Net Yield (Managed, all-in)

5.8%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €73,036/yr
Average Daily Rate: €366
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 32.1 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.5M
Brixfox Score: 61 / 100
Comparable Properties: 6
Data Confidence: 60%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.2M

+14.1% over asking

Asking price€1.1M
IMT — Property transfer tax (investment schedule)€65,700
IS — Stamp duty (0.8%)€8,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€16,425
Total acquisition costs€92,135
Renovation (est. €55/m² × 409 m²)
Light touch-ups — paint, fixtures, deep clean.		€22,495
(€12,270–€32,720)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.2M

Gross yield (asking price)

6.7%

True gross yield (all-in)

5.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 409 m²
Style: portuguese-traditional
Condition: good
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

tiled pool borderstone accent walls

Score Breakdown

ROI
11.92
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.46
Payback Speed
2
STR Suitability
4

Description

Discover this authentic 4-bedroom Algarve villa, in excellent condition. With traditional regional architecture, this house blends classic charm with modern comfort, creating the perfect retreat for those seeking quality of life in a peaceful and welcoming setting. Spacious and functional, the villa features four bed

Location

📍 37.1195°N, 8.0984°W

· Loulé/Vilamoura, Algarve, Portugal

Listed via Idealista.pt
4-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 1
Idealista.pt

Detached house in Vale Judeu, São Sebastião

Loulé/Vilamoura · Golden Triangle · Ref BF-73739 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$1,190,217
Ownership
Freehold
Bedrooms
4
Built area
409 m²
True net yield
3.1%
≈ $6,022/mo net after costs & tax
5-yr total return (net + appreciation)
10.3% / yr avg
Payback in ~32 yrs from rent
Brixfox Score 61 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Condition: good

Description

Discover this authentic 4-bedroom Algarve villa, in excellent condition. With traditional regional architecture, this house blends classic charm with modern comfort, creating the perfect retreat for those seeking quality of life in a peaceful and welcoming setting. Spacious and functional, the villa features four bed

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$515/night
50% ($237)Brixfox estimate($515/night)200% ($948)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Indicative
Yearly income
$49,447
Likely range $29,668 – $69,226
Airbnb data$515/night · 55% occupancy
Rental income
$515/night · 55% occ.
$95,090
Running costs (20%)
Utilities, cleaning, maintenance
-$19,018
Income tax (10%)
Indonesian rental income tax
-$26,625
Property tax
Annual property tax
-$0
Net income
4.2% ROI
$49,447

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
5.4%
4.8%
Fully-managed
3.7%
3.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.1%

Annual Revenue

$95,090

Income Tax / yr

$8,321

Payback

32 yrs

True All-In Cost
Asking price$1,190,217
IMT — transfer tax (non-resident 7.5%)$89,266
Stamp duty (0.8%)$9,522
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,331,723

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$6.6M$4.9M$3.3M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.1M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.3M
+22%
Rental Income
+$242K
Total Position
$1.6M
+44%
7.5%/yr
Year 10
Capital Value
$1.6M
+48%
Rental Income
+$522K
Total Position
$2.1M
+96%
6.9%/yr
Year 20
Capital Value
$2.4M
+119%
Rental Income
+$1.2M
Total Position
$3.6M
+231%
6.2%/yr
Year 30
Capital Value
$3.6M
+224%
Rental Income
+$2.2M
Total Position
$5.7M
+422%
5.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Strong
$474 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $474 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
3.8%
$3,797/mo
45% occ.
4.9%
$4,894/mo
55% occ.
6.0%
$5,991/mo
current
65% occ.
7.1%
$7,088/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.