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Detached house in Santo Estêvão
Detached house in Santo Estêvão — image 2Detached house in Santo Estêvão — image 3Detached house in Santo Estêvão — image 4Detached house in Santo Estêvão — image 5
Grade Bvillamid-range

Detached house in Santo Estêvão

Tavira · Eastern Algarve ·

€745,000

Asking Price (EUR)

3.9%

True Net Yield (Owner, all-in)

2.5%

True Net Yield (Managed, all-in)

5.4%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €45,550/yr
Average Daily Rate: 320
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has pool (+10%)
Payback Period: 40.5 years
5-yr Capital Value: €863,659
10-yr Capital Value: €1.0M
Brixfox Score: 59.9 / 100
Comparable Properties: 19
Data Confidence: 74%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€842,785

+13.1% over asking

Asking price€745,000
IMT — Property transfer tax (investment schedule)€44,700
IS — Stamp duty (0.8%)€5,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,175
Total acquisition costs€63,085
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€34,700
All-in investment (incl. renovation & furnishing)€842,785

Gross yield (asking price)

6.1%

True gross yield (all-in)

5.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 198
Style: portuguese-traditional
Condition: excellent
Year Built: 2007
Private Pool
pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private pooloutdoor dining areafireplacetraditional Portuguese exterior accents

Score Breakdown

ROI
9.65
Visual Appeal
12.6
Ownership Security
13
Location
9.84
Land & Space
5.96
Rental Demand
3.9
Payback Speed
1
STR Suitability
4

Description

ref: 831734.

Location

📍 37.1515°N, 7.6968°W

· Tavira, Algarve, Portugal

Visit IAD PortugalListed via Idealista.pt
3-bedroom freehold villa in Tavira — photo 1 of 5
IAD Portugal
3-bedroom freehold villa in Tavira — photo 2 of 5
3-bedroom freehold villa in Tavira — photo 3 of 5
3-bedroom freehold villa in Tavira — photo 4 of 5
3-bedroom freehold villa in Tavira — photo 5 of 5

Detached house in Santo Estêvão

Tavira · Eastern Algarve · Ref BF-75625 Source verified · IAD Portugal · listed 2 Jun 2026
Asking price · Freehold
$809,783
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
2
Built area
198 m²
True net yield
2.5%
$3,533/mo net after costs & tax
5-yr total return (net + appreciation)
8.1% / yr avg
Payback in ~40 yrs from rent
Brixfox Score 60 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Tavira

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2007
Condition: excellent
View: pool

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$450/night
50% ($207)Brixfox estimate($450/night)200% ($829)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Indicative
Yearly income
$30,838
Likely range $18,502$43,173
Airbnb data$450/night · 39% occupancy
Rental income
$450/night · 39% occ.
$59,303
Running costs (20%)
Utilities, cleaning, maintenance
-$11,861
Income tax (10%)
Indonesian rental income tax
-$16,605
Property tax
Annual property tax
-$0
Net income
3.8% ROI
$30,838

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

2.5%

on all-in cost of $916,303

Scenario
Pre-tax
After-tax
Owner-managed
4.6%
4.1%
Fully-managed
3.0%
2.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

6.5%

Annual Revenue

$59,303

Income Tax / yr

$5,189

Payback

40 yrs

True All-In Cost
Asking price$809,783
IMT — transfer tax (non-resident 7.5%)$60,734
Stamp duty (0.8%)$6,478
Notary + registry$2,174
Legal$9,961
Furnishing + STR launch$27,174
All-in cost$916,303

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$4.3M$3.2M$2.2M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $745K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$906K
+22%
Rental Income
+$151K
Total Position
$1.1M
+42%
7.2%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$325K
Total Position
$1.4M
+92%
6.7%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$762K
Total Position
$2.4M
+221%
6.0%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$1.3M
Total Position
$3.8M
+406%
5.5%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.8% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Strong
$414 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $414 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.3%
$2,877/mo
40% occ.
5.7%
$3,836/mo
39% occ.
5.5%
$3,736/mo
current
49% occ.
7.0%
$4,696/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.