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Detached house, do Parque Residencial Monte Lemos, 14, Praia da Luz, Luz
Detached house, do Parque Residencial Monte Lemos, 14, Praia da Luz, Luz — image 2Detached house, do Parque Residencial Monte Lemos, 14, Praia da Luz, Luz — image 3Detached house, do Parque Residencial Monte Lemos, 14, Praia da Luz, Luz — image 4Detached house, do Parque Residencial Monte Lemos, 14, Praia da Luz, Luz — image 5
Grade A+villamid-range

Detached house, do Parque Residencial Monte Lemos, 14, Praia da Luz, Luz

Lagos · Western Algarve ·

€1.5M

Asking Price (EUR)

10.8%

True Net Yield (Owner, all-in)

7.9%

True Net Yield (Managed, all-in)

12.7%

True Gross Yield

60%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €217,667/yr
Average Daily Rate: €994
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 11.8 years
5-yr Capital Value: €1.7M
10-yr Capital Value: €2.0M
Brixfox Score: 87.1 / 100
Comparable Properties: 5
Data Confidence: 69%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+14.8% over asking

Asking price€1.5M
IMT — Property transfer tax (investment schedule)€111,750
IS — Stamp duty (0.8%)€11,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€22,350
Total acquisition costs€147,270
Renovation (est. €55/m² × 495 m²)
Light touch-ups — paint, fixtures, deep clean.		€27,225
(€14,850–€39,600)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

14.6%

True gross yield (all-in)

12.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 5
Building: 495 m²
Land: 870 m²
Style: portuguese-traditional
Condition: good
Year Built: 2006
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large outdoor pool and jacuzzi areamultiple balconies with viewsexposed brick accent wallsbuilt-in bookshelvestraditional Portuguese tile flooring

Score Breakdown

ROI
25
Visual Appeal
13.6
Ownership Security
13
Location
10.2
Land & Space
10.34
Rental Demand
6
Payback Speed
5
STR Suitability
4

Description

Located in Monte Lemos, a well-established residential area, this villa offers a rare blend of privacy, comfort, and convenience, just moments from the beach and the centre of Luz. Set on a south-facing 870 m² plot, the property benefits from ideal sun exposure, beautiful sea views, and a manageable outdoor space desi

Location

📍 37.0899°N, 8.7345°W

· Lagos, Algarve, Portugal

View this property on Fastighetsbyrån Lagos, Algarve →Listed via Idealista.pt
5-bedroom freehold villa in Lagos — photo 1 of 5
Fastighetsbyrån Lagos, Algarve
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5-bedroom freehold villa in Lagos — photo 5 of 5

Detached house, do Parque Residencial Monte Lemos, 14, Praia da Luz, Luz

Lagos · Western Algarve · Ref BF-803 Source verified · Fastighetsbyrån Lagos, Algarve · listed 2 Jun 2026
Asking price · Freehold
$1,619,565
View original listing
Ownership
Freehold
Bedrooms
5
Bathrooms
5
Built area
495 m²
Land
870 m²
True net yield
8.5%
≈ $20,058/mo net after costs & tax
5-yr total return (net + appreciation)
14.6% / yr avg
Payback in ~12 yrs from rent
Brixfox Score 87 · A+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2006
Energy: B
Condition: good

Description

Located in Monte Lemos, a well-established residential area, this villa offers a rare blend of privacy, comfort, and convenience, just moments from the beach and the centre of Luz. Set on a south-facing 870 m² plot, the property benefits from ideal sun exposure, beautiful sea views, and a manageable outdoor space desi

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,399/night
50% ($644)Brixfox estimate($1,399/night)200% ($2574)
Occupancy
60%
10%Brixfox estimate(60%)100%

Short-Term Rental

Indicative
Yearly income
$147,433
Likely range $88,460 – $206,407
Airbnb data$1,399/night · 60% occupancy
Rental income
$1,399/night · 60% occ.
$283,525
Running costs (20%)
Utilities, cleaning, maintenance
-$56,705
Income tax (10%)
Indonesian rental income tax
-$79,387
Property tax
Annual property tax
-$0
Net income
9.1% ROI
$147,433

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

8.5%

on all-in cost of $1,796,707

Scenario
Pre-tax
After-tax
Owner-managed
13.4%
12.0%
Fully-managed
9.8%
8.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

15.8%

Annual Revenue

$283,525

Income Tax / yr

$24,809

Payback

12 yrs

True All-In Cost
Asking price$1,619,565
IMT — transfer tax (non-resident 7.5%)$121,467
Stamp duty (0.8%)$12,957
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,796,707

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$13.0M$9.7M$6.5M$3.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.5M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.8M
+22%
Rental Income
+$720K
Total Position
$2.5M
+70%
11.2%/yr
Year 10
Capital Value
$2.2M
+48%
Rental Income
+$1.6M
Total Position
$3.8M
+152%
9.7%/yr
Year 20
Capital Value
$3.3M
+119%
Rental Income
+$3.6M
Total Position
$6.9M
+364%
8.0%/yr
Year 30
Capital Value
$4.8M
+224%
Rental Income
+$6.5M
Total Position
$11.3M
+657%
7.0%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.1% annual return
Occupancy
Average
60% average occupancy
Nightly Rate
Strong
$1287 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
870 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.1% — outperforms most villas in this market
Premium nightly rate of $1287 — positioned in the top tier
Generous 870 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 60% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

40% occ.
8.8%
$11,906/mo
50% occ.
11.0%
$14,884/mo
60% occ.
13.2%
$17,863/mo
current
70% occ.
15.4%
$20,842/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.