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Detached house in Rua das Rolas, 2, Montinhos da Luz, Luz
Detached house in Rua das Rolas, 2, Montinhos da Luz, Luz — image 2Detached house in Rua das Rolas, 2, Montinhos da Luz, Luz — image 3Detached house in Rua das Rolas, 2, Montinhos da Luz, Luz — image 4Detached house in Rua das Rolas, 2, Montinhos da Luz, Luz — image 5
Grade A+villamid-range

Detached house in Rua das Rolas, 2, Montinhos da Luz, Luz

Lagos · Western Algarve ·

€775,000

Asking Price (EUR)

10.9%

True Net Yield (Owner, all-in)

7.9%

True Net Yield (Managed, all-in)

13.1%

True Gross Yield

58%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €117,403/yr
Average Daily Rate: €559
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 12.1 years
5-yr Capital Value: €898,437
10-yr Capital Value: €1.0M
Brixfox Score: 86 / 100
Comparable Properties: 8
Data Confidence: 79%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€894,540

+15.4% over asking

Asking price€775,000
IMT — Property transfer tax (investment schedule)€46,500
IS — Stamp duty (0.8%)€6,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,625
Total acquisition costs€65,575
Renovation (est. €55/m² × 253 m²)
Light touch-ups — paint, fixtures, deep clean.		€13,915
(€7,590–€20,240)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€894,540

Gross yield (asking price)

15.2%

True gross yield (all-in)

13.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 253 m²
Land: 1000 m²
Style: portuguese-traditional
Condition: good
Year Built: 2009
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large outdoor pool with integrated jacuzzicovered outdoor terraceopen-plan living and kitchen area

Score Breakdown

ROI
25
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.75
Payback Speed
5
STR Suitability
4

Description

An ideal opportunity to acquire your dream home in a शांत and residential area, highly sought after for both permanent living and investment. This excellent villa is spread over two floors. On the ground floor, there is a spacious entrance hall with direct access to the garage, a pantry, kitchen, and a bright open-pla

Location

📍 37.0876°N, 8.7482°W

· Lagos, Algarve, Portugal

Visit Sunpoint Properties →Listed via Idealista.pt
4-bedroom freehold villa in Lagos — photo 1 of 5
Sunpoint Properties
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4-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Rua das Rolas, 2, Montinhos da Luz, Luz

Lagos · Western Algarve · Ref BF-914 Source verified · Sunpoint Properties · listed 3 Jun 2026
Asking price · Freehold
$842,391
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
3
Built area
253 m²
Land
1000 m²
True net yield
8.3%
≈ $10,614/mo net after costs & tax
5-yr total return (net + appreciation)
15.0% / yr avg
Payback in ~12 yrs from rent
Brixfox Score 86 · A+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2009
Energy: A
Condition: good

Description

An ideal opportunity to acquire your dream home in a शांत and residential area, highly sought after for both permanent living and investment. This excellent villa is spread over two floors. On the ground floor, there is a spacious entrance hall with direct access to the garage, a pantry, kitchen, and a bright open-pla

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$787/night
50% ($362)Brixfox estimate($787/night)200% ($1447)
Occupancy
58%
10%Brixfox estimate(58%)100%

Short-Term Rental

Indicative
Yearly income
$79,526
Likely range $47,715 – $111,336
Airbnb data$787/night · 58% occupancy
Rental income
$787/night · 58% occ.
$152,934
Running costs (20%)
Utilities, cleaning, maintenance
-$30,587
Income tax (10%)
Indonesian rental income tax
-$42,821
Property tax
Annual property tax
-$0
Net income
9.4% ROI
$79,526

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

8.3%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
13.4%
12.0%
Fully-managed
9.7%
8.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

16.1%

Annual Revenue

$152,934

Income Tax / yr

$13,382

Payback

12 yrs

True All-In Cost
Asking price$842,391
IMT — transfer tax (non-resident 7.5%)$63,179
Stamp duty (0.8%)$6,739
Notary + registry$2,174
Legal$10,362
Furnishing + STR launch$27,174
All-in cost$952,020

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$6.9M$5.2M$3.4M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $775K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$943K
+22%
Rental Income
+$388K
Total Position
$1.3M
+72%
11.4%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$839K
Total Position
$2.0M
+156%
9.9%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$2.0M
Total Position
$3.7M
+373%
8.1%/yr
Year 30
Capital Value
$2.5M
+224%
Rental Income
+$3.5M
Total Position
$6.0M
+673%
7.1%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.4% annual return
Occupancy
Average
58% average occupancy
Nightly Rate
Strong
$724 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
1000 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.4% — outperforms most villas in this market
Premium nightly rate of $724 — positioned in the top tier
Generous 1000 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 58% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

38% occ.
9.0%
$6,285/mo
48% occ.
11.3%
$7,960/mo
58% occ.
13.7%
$9,635/mo
current
68% occ.
16.1%
$11,310/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.