Launch offer — 3 months free free, no card

Detached house in Em535-1, 12 h, Chinicato - Sargaçal, Lagos
Detached house in Em535-1, 12 h, Chinicato - Sargaçal, Lagos — image 2Detached house in Em535-1, 12 h, Chinicato - Sargaçal, Lagos — image 3Detached house in Em535-1, 12 h, Chinicato - Sargaçal, Lagos — image 4Detached house in Em535-1, 12 h, Chinicato - Sargaçal, Lagos — image 5
Grade A+villamid-range

Detached house in Em535-1, 12 h, Chinicato - Sargaçal, Lagos

Lagos · Western Algarve ·

€695,000

Asking Price (EUR)

12.2%

True Net Yield (Owner, all-in)

8.9%

True Net Yield (Managed, all-in)

14.6%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €117,144/yr
Average Daily Rate: €707
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 10.8 years
5-yr Capital Value: €805,695
10-yr Capital Value: €934,022
Brixfox Score: 86.2 / 100
Comparable Properties: 21
Data Confidence: 75%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€802,510

+15.5% over asking

Asking price€695,000
IMT — Property transfer tax (investment schedule)€41,700
IS — Stamp duty (0.8%)€5,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,425
Total acquisition costs€58,935
Renovation (est. €55/m² × 155 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,525
(€4,650–€12,400)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€802,510

Gross yield (asking price)

16.9%

True gross yield (all-in)

14.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 155 m²
Land: 616 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

outdoor kitchen/BBQ areatraditional Portuguese architectureprivate swimming pool

Score Breakdown

ROI
25
Visual Appeal
12.2
Ownership Security
13
Location
10.44
Land & Space
12
Rental Demand
4.54
Payback Speed
5
STR Suitability
4

Description

Stylish 4-Bedroom Villa with Pool Garage in Tranquil Setting Near Lagos Embrace the best of the Algarve with this beautifully maintained 4-bedroom villa, ideally located in a quiet urbanization just minutes from the vibrant coastal city of Lagos. Set on a 616m² plot, this single-storey home combines comfort, style, an

Location

📍 37.1379°N, 8.6920°W

· Lagos, Algarve, Portugal

View this property on PANORAMIC PROPERTIES →Listed via Idealista.pt
4-bedroom freehold villa in Lagos — photo 1 of 5
PANORAMIC PROPERTIES
4-bedroom freehold villa in Lagos — photo 2 of 5
4-bedroom freehold villa in Lagos — photo 3 of 5
4-bedroom freehold villa in Lagos — photo 4 of 5
4-bedroom freehold villa in Lagos — photo 5 of 5

Detached house in Em535-1, 12 h, Chinicato - Sargaçal, Lagos

Lagos · Western Algarve · Ref BF-930 Source verified · PANORAMIC PROPERTIES · listed 3 Jun 2026
Asking price · Freehold
$755,435
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
3
Built area
155 m²
Land
616 m²
True net yield
9.3%
≈ $10,663/mo net after costs & tax
5-yr total return (net + appreciation)
16.0% / yr avg
Payback in ~11 yrs from rent
Brixfox Score 86 · A+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2003
Energy: C
Condition: good

Description

Stylish 4-Bedroom Villa with Pool Garage in Tranquil Setting Near Lagos Embrace the best of the Algarve with this beautifully maintained 4-bedroom villa, ideally located in a quiet urbanization just minutes from the vibrant coastal city of Lagos. Set on a 616m² plot, this single-storey home combines comfort, style, an

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$997/night
50% ($459)Brixfox estimate($997/night)200% ($1834)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Indicative
Yearly income
$79,505
Likely range $47,703 – $111,307
Airbnb data$997/night · 45% occupancy
Rental income
$997/night · 45% occ.
$152,893
Running costs (20%)
Utilities, cleaning, maintenance
-$30,579
Income tax (10%)
Indonesian rental income tax
-$42,810
Property tax
Annual property tax
-$0
Net income
10.5% ROI
$79,505

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

9.3%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
14.9%
13.4%
Fully-managed
10.8%
9.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

17.9%

Annual Revenue

$152,893

Income Tax / yr

$13,378

Payback

11 yrs

True All-In Cost
Asking price$755,435
IMT — transfer tax (non-resident 7.5%)$56,658
Stamp duty (0.8%)$6,043
Notary + registry$2,174
Legal$9,292
Furnishing + STR launch$27,174
All-in cost$856,776

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$6.6M$4.9M$3.3M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $695K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$846K
+22%
Rental Income
+$388K
Total Position
$1.2M
+78%
12.2%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$839K
Total Position
$1.9M
+169%
10.4%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$2.0M
Total Position
$3.5M
+402%
8.4%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$3.5M
Total Position
$5.7M
+725%
7.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.5% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Strong
$917 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
616 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.5% — outperforms most villas in this market
Premium nightly rate of $917 — positioned in the top tier
Generous 616 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
10.1%
$6,368/mo
40% occ.
13.5%
$8,490/mo
45% occ.
15.3%
$9,632/mo
current
55% occ.
18.7%
$11,755/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.