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Terraced house in Rua das Buganvílias, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira
Terraced house in Rua das Buganvílias, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 2Terraced house in Rua das Buganvílias, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 3Terraced house in Rua das Buganvílias, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 4Terraced house in Rua das Buganvílias, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 5
Grade Bvillamid-range

Terraced house in Rua das Buganvílias, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€1.3M

Asking Price (EUR)

3.8%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

5.1%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €74,164/yr
Average Daily Rate: €380
Payback Period: 38.2 years
5-yr Capital Value: €1.5M
10-yr Capital Value: €1.7M
Brixfox Score: 57.1 / 100
Comparable Properties: 26
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.5M

+13.0% over asking

Asking price€1.3M
IMT — Property transfer tax (investment schedule)€96,750
IS — Stamp duty (0.8%)€10,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€19,350
Total acquisition costs€127,670
Renovation (est. €55/m² × 147 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,085
(€4,410–€11,760)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€1.5M

Gross yield (asking price)

5.8%

True gross yield (all-in)

5.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 147 m²
Style: modern
Condition: good
Energy Certificate: B

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balcony with metal railinglarge windows with blue curtains

Score Breakdown

ROI
10.17
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
4.94
Rental Demand
5.35
Payback Speed
1
STR Suitability
4

Description

Discover your Algarve home - a modern 3-bedroom villa in the prestigious Terraços da Vinha gated community in Vilamoura. Perfectly combining comfort, privacy, and a prime location, this property offers an ideal lifestyle opportunity in one of the Algarve's most sought-after destinations. The Home Spanning three spacio

Location

📍 37.0937°N, 8.1178°W

· Loulé/Vilamoura, Algarve, Portugal

Listed by QMS Real Estate via Idealista.pt
3-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
Idealista.pt
3-bedroom freehold villa in Loulé/Vilamoura — photo 2 of 5
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3-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

Terraced house in Rua das Buganvílias, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle · Ref BF-9537 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$1,402,174
Ownership
Freehold
Bedrooms
3
Bathrooms
4
Built area
147 m²
True net yield
2.6%
≈ $6,010/mo net after costs & tax
5-yr total return (net + appreciation)
9.7% / yr avg
Payback in ~38 yrs from rent
Brixfox Score 57 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: B
Condition: good

Description

Discover your Algarve home - a modern 3-bedroom villa in the prestigious Terraços da Vinha gated community in Vilamoura. Perfectly combining comfort, privacy, and a prime location, this property offers an ideal lifestyle opportunity in one of the Algarve's most sought-after destinations. The Home Spanning three spacio

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$535/night
50% ($246)Brixfox estimate($535/night)200% ($984)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Indicative
Yearly income
$50,220
Likely range $30,133 – $70,309
Airbnb data$535/night · 53% occupancy
Rental income
$535/night · 53% occ.
$96,577
Running costs (20%)
Utilities, cleaning, maintenance
-$19,315
Income tax (10%)
Indonesian rental income tax
-$27,042
Property tax
Annual property tax
-$0
Net income
3.6% ROI
$50,220

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

2.6%

on all-in cost of $1,561,272

Scenario
Pre-tax
After-tax
Owner-managed
4.6%
4.1%
Fully-managed
3.2%
2.6%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

6.2%

Annual Revenue

$96,577

Income Tax / yr

$8,450

Payback

38 yrs

True All-In Cost
Asking price$1,402,174
IMT — transfer tax (non-resident 7.5%)$105,163
Stamp duty (0.8%)$11,217
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,561,272

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$7.3M$5.5M$3.7M$1.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.3M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.6M
+22%
Rental Income
+$245K
Total Position
$1.8M
+41%
7.1%/yr
Year 10
Capital Value
$1.9M
+48%
Rental Income
+$530K
Total Position
$2.4M
+89%
6.6%/yr
Year 20
Capital Value
$2.8M
+119%
Rental Income
+$1.2M
Total Position
$4.1M
+215%
5.9%/yr
Year 30
Capital Value
$4.2M
+224%
Rental Income
+$2.2M
Total Position
$6.4M
+395%
5.5%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.6% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$492 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $492 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
3.3%
$3,808/mo
43% occ.
4.2%
$4,946/mo
53% occ.
5.2%
$6,084/mo
current
63% occ.
6.2%
$7,222/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.