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Detached house, Em525, 348 a, São Clemente, Loulé
Detached house, Em525, 348 a, São Clemente, Loulé — image 2Detached house, Em525, 348 a, São Clemente, Loulé — image 3Detached house, Em525, 348 a, São Clemente, Loulé — image 4Detached house, Em525, 348 a, São Clemente, Loulé — image 5
Grade C+villamid-range

Detached house, Em525, 348 a, São Clemente, Loulé

Loulé/Vilamoura · Golden Triangle ·

€715,000

Asking Price (EUR)

0.9%

True Net Yield (Owner, all-in)

0.2%

True Net Yield (Managed, all-in)

2.1%

True Gross Yield

41%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €17,237/yr
Average Daily Rate: €116
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 1310.9 years
5-yr Capital Value: €828,881
10-yr Capital Value: €960,900
Brixfox Score: 51.2 / 100
Comparable Properties: 10
Data Confidence: 65%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€807,725

+13.0% over asking

Asking price€715,000
IMT — Property transfer tax (investment schedule)€42,900
IS — Stamp duty (0.8%)€5,720
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,725
Total acquisition costs€60,595
Renovation (est. €55/m² × 96 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,280
(€2,880–€7,680)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€807,725

Gross yield (asking price)

2.4%

True gross yield (all-in)

2.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 96 m²
Land: 1596 m²
Style: portuguese-traditional
Condition: good
Year Built: 1987
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional blue trim on white facadelarge mature tree providing shadestone retaining walls and steps

Score Breakdown

ROI
0.32
Visual Appeal
9.4
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.07
Payback Speed
0
STR Suitability
4

Description

This detached two-bedroom villa, located just a 5-minute drive from the city, represents an excellent opportunity for those looking to create their dream home in the Algarve, in a peaceful environment but with excellent accessibility. Set on a generous plot, the property retains typical Algarvian features, such as the

Location

📍 37.1665°N, 8.0238°W

· Loulé/Vilamoura, Algarve, Portugal

Visit Sotheby's Realty Vilamoura →Listed via Idealista.pt
2-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
Sotheby's Realty Vilamoura
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2-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

Detached house, Em525, 348 a, São Clemente, Loulé

Loulé/Vilamoura · Golden Triangle · Ref BF-9549 Source verified · Sotheby's Realty Vilamoura · listed 2 Jun 2026
Asking price · Freehold
$777,174
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
1
Built area
96 m²
Land
1596 m²
True net yield
0.1%
≈ $758/mo net after costs & tax
5-yr total return (net + appreciation)
7.6% / yr avg
Payback in ~1311 yrs from rent
Brixfox Score 51 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Property details

Year built: 1987
Energy: D
Condition: good

Description

This detached two-bedroom villa, located just a 5-minute drive from the city, represents an excellent opportunity for those looking to create their dream home in the Algarve, in a peaceful environment but with excellent accessibility. Set on a generous plot, the property retains typical Algarvian features, such as the

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$163/night
50% ($75)Brixfox estimate($163/night)200% ($301)
Occupancy
41%
10%Brixfox estimate(41%)100%

Short-Term Rental

Indicative
Yearly income
$11,675
Likely range $7,004 – $16,345
Airbnb data$163/night · 41% occupancy
Rental income
$163/night · 41% occ.
$22,451
Running costs (20%)
Utilities, cleaning, maintenance
-$4,490
Income tax (10%)
Indonesian rental income tax
-$6,286
Property tax
Annual property tax
-$0
Net income
1.5% ROI
$11,675

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

0.1%

on all-in cost of $880,587

Scenario
Pre-tax
After-tax
Owner-managed
1.0%
0.8%
Fully-managed
0.3%
0.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

2.5%

Annual Revenue

$22,451

Income Tax / yr

$1,964

Payback

—

True All-In Cost
Asking price$777,174
IMT — transfer tax (non-resident 7.5%)$58,288
Stamp duty (0.8%)$6,217
Notary + registry$2,174
Legal$9,560
Furnishing + STR launch$27,174
All-in cost$880,587

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.3M$2.4M$1.6M$814K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $715K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$870K
+22%
Rental Income
+$57K
Total Position
$927K
+30%
5.3%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$123K
Total Position
$1.2M
+65%
5.2%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$289K
Total Position
$1.9M
+159%
4.9%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$511K
Total Position
$2.8M
+296%
4.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.5% annual return
Occupancy
Weak
41% average occupancy
Nightly Rate
Good
$150 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
1596 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 1596 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.5% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.6%
$1,043/mo
40% occ.
2.1%
$1,391/mo
current
41% occ.
2.2%
$1,414/mo
current
51% occ.
2.7%
$1,762/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.